Banglapedia

Karmasangsthan Bank, The

Karmasangsthan Bank, The was founded as a public sector specialized bank in 1998. The government launched the bank on 30 June with an approved capital of Tk 3000 million divided into 30 million shares of Tk 100 each under the Karmasangsthan Bank Act. As at the end of 2020 the authorized and paid-up capital of the Karmasangsthan Bank stood at BDT 10000 and 5590 million. Out of the paid capital, the government of Bangladesh paid 75% shares and the rest 25% was paid by public and private sector banks including Janata Bank, Agrani Bank, Sonali Bank, Uttara Bank, Rupali Bank, National Bank, IFIC Bank, BASIC Bank and Islami Bank Bangladesh and a few non-banking financial institutions and insurance companies. The prime adjective of the bank is to alleviate poverty from the country by providing credit facilities to unemployed youths, both male and female, to make them self-employed. The bank provides loan with a lower and simple interest rate on easy term. The bank has now (2019) 248branches throughout the country with its head office in Dhaka. A total of 1446 employees including 734 officers are extending the countrywide services of Karmasangsthan Bank.

The Bank implements its own micro-credit programme to make the unemployed youth self-reliant beside the government’s special programs including the Agro-based Industrial Credit Scheme and the collateral free microcredit programme for the retired and retrenched industrial workers and staff.

Presently, the Bank provides loan for setting up of the following projects: poultry farm, dairy, fish farm, beef fattening and goat-rearing, tailoring and sewing, handicrafts and cottage industries, handloom, pottery, hair-cutting saloon, and laundry, transportation (except two-stroke engines), wooden and steel furniture, boutique, computer, photo-copying, automobile and light engineering workshop, rural transport business (van, rickshaw, boat etc), stationary and departmental store, radio-TV and electrical goods repairing workshop, rural sanitary, pharmacy and nursery. Beside, any profitable, productive and service-oriented economic initiative is given due consideration by the Bank for granting loan.

Basic Facts and Economic Indicators (In Million Taka)

Source Government of Bangladesh, Ministry of Finance, Banking and Financial Institution Division, Barshik Protibedon [Annual Report on Banks and Financial Institutions], 2019-20 and 2020-21.

Karmasangsthan Bank grants a maximum amount of Tk 1.00 million to an individual and Tk 4.00 million to a joint venture. The interest rate per year is ten percent for productive and service sectors and twelve percent for commercial sectors. In 2019, the average interest rate differential between June 2019 based deposits and loans and advances was 3.0 percent. [Muhammad Abdul Mazid]

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  • সাংগঠনিক কাঠামো
  • মিশন ও ভিশন
  • কর্মকর্তাবৃন্দ
  • পরিচালনা পর্ষদ
  • নির্বাহী কমিটি
  • ব্যবস্থাপনা পরিচালকগণের কার্যকাল
  • চেয়ারম্যানগণের কার্যকাল
  • ঝুঁকি ব্যবস্থাপনা কমিটি
  • নৈতিকতা কমিটি

Loan Services

  • ঋণ কর্মসূচী
  • সঞ্চয়/আমানত

সকল শাখা/অন্যান্য

  • সকল শাখার যোগাযোগ
  • বিভাগীয় এবং নিরীক্ষা কার্যালয়সমূহ

গুগল ম্যাপে আমরা

  • গুগল ম্যাপে দেখুন
  • সরাসরি খুঁজতে
  • কেবি ব্যাংক আইন, ১৯৯৮
  • চাকুরী প্রবিধানমালা-২০০২
  • কর্মসংস্থান ব্যাংক আইন, ১৯৯৮ (ইংরেজী ভার্সন)।

বার্ষিক কর্মসম্পাদন চুক্তি

  • আর্থিক বিভাগের সাথে
  • প্রধান শাখা ও বিভাগীয় কার্যসালয়ের সাথে
  • বিভাগীয় কার্যালয়ের সাথে আঞ্চলিক কার্যালয়
  • আঞ্চলিক কার্যালয়ের সাথে শাখা

প্রতিবেদনসমূহ

  • বাৎসরিক প্রতিবেদনসমূহ
  • বার্ষিক ক্রয় পরিকল্পনা

কর্মসংস্থান ব্যাংক প্রবাহ

  • ১ম সংখ্যা, মার্চ ২০১৯
  • অনলাইন প্রকাশনা ‘প্রবাহ’

ইনোভেশন প্রকাশনা

  • এসএমএস-এর মাধ্যমে কিস্তির এলার্ট
  • Fast Communication
  • ভিডিও গ্যালারি
  • প্রেস রিলিজ
  • ফটো গ্যালারি
  • ইউটিউব চ্যানেল
  • পত্রিকায় প্রকাশিত নিবন্ধ
  • কর্মসংস্থান ব্যাংকে অফিসার পদে প্রাথমিকভাবে প্রার্থী নির্বাচন সংক্রান্ত বিজ্ঞপ্তি (০৮.০৪.২০২৪)। (২০২৪-০৪-০৮)

নোটিশ বোর্ড

  • ব্যাংকের জন্য আইনজীবি প্যানেলভুক্তকরণের নিয়োগ বিজ্ঞপ্তি
  • ব্যবস্থাপনা পরিচালক পদে কাজে যোগদান প্রসংগে।
  • কর্মসংস্থান ব্যাংকে অফিসার পদে প্রাথমিকভাবে প্রার্থী নির্বাচন সংক্রান্ত বিজ্ঞপ্তি (০৮...
  • কর্মসংস্থান ব্যাংকের বিভিন্ন কার্যালয় ও শাখাসমূহের জন্য উন্মুক্ত দরপত্র পদ্ধতিতে নির্...

কর্মসংস্থান ব্যাংকের সেবা বক্স

জাতীয় শুদ্ধাচার কৌশল.

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  • শুদ্ধাচার কৌশল কর্মপরিকল্পনা
  • ফোকাল পয়েন্ট কর্মকর্তা ও বিভিন্ন কমিটি
  • ত্রৈমাসিক/ষান্মাসিক/পরিবীক্ষণ/মূল্যায়ন প্রতিবেদন

সেবা প্রদান প্রতিশ্রুতি (citizen charter)

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  • সেবা প্রদান প্রতিশ্রুতি (সিটিজেন্‌স চার্টার)
  • পরিবীক্ষণ/মূল্যায়ন প্রতিবেদন
  • সভার সিদ্ধান্ত/কার্যবিবরণী

কর্মসম্পাদন ব্যবস্থাপনা

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  • প্রজ্ঞাপন/পরিপত্র/নীতিমালা
  • এপিএ চুক্তিসমূহ/এপিএমএস লিংক
  • বাস্তবায়ন অগ্রগতি প্রতিবেদন
  • শাখা/কার্যালয়ের সাথে চুক্তি

অভিযোগ প্রতিকার ব্যবস্থা (GRS)

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  • অভিযোগ নিষ্পত্তি কর্মকর্তা
  • অভিযোগ প্রতিকার ব্যবস্থা

তথ্য অধিকার

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  • তথ্য প্রদানকারী কর্মকর্তা
  • আইন ও বিধিমালা তথ্য ও প্রকাশ নির্দেশিকা
  • তথ্য অধিকার সংক্রান্ত ফরম/ক্যাটালগ

ঋণ সেবাসমূহ

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  • নিজস্ব ঋণ কর্মসূচী
  • বিভিন্ন ঋন কর্মসূচীর সুদহার
  • সরকারের/বাংলাদেশ ব্যাংকের বিশেষ কর্মসূচী

সঞ্চয়ী আমানত

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  • কেবি সঞ্চয় আমানত
  • কর্মসংস্থান ব্যাংক স্পেশাল ডিপোজিট স্কীম

ব্যাংক সম্পর্কিত তথ্য

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  • প্রধান সূচকসমূহ
  • ম্যানুয়ালসমূহ

আইন ও নীতিমালা

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  • ব্যাংকের আইন ও বিধিমালা
  • ব্যাংকের নীতিমালা সমূহ
  • সরকারের উল্লেখযোগ্য আইন ও নীতিমালা
  • ব্যাংক সম্পর্কিত নির্দেশিকা (গাইডলাইন)

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  • ইনোভেশন টিম
  • ইনোভেশন কর্মপরিকল্পনা
  • বাস্তবায়িত উদ্ভাবনী কার্যক্রমসমূহ
  • উদ্ভাবনী ধারণাসমূহ

বিজ্ঞপ্তিসমূহ

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  • প্রজ্ঞাপন/পরিপত্র
  • চাকুরীর খবর

সুবর্ণ জয়ন্তী কর্ণার

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  • ৭ই মার্চের ঐতিহাসিক ভাষণ
  • ফটো আর্কাইভ
  • বাংলাদেশের মুক্তিযুদ্ধ

টেন্ডার, ই-জিপি ও RFQ

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ব্যাংক নোট পরিচিতি

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  • ব্যাংক নোট সিকিউরিটি ফিচার
  • বর্তমান ব্যবহৃত নোটসমূহ
  • আসল নোট চেনার উপায় (ভিডিও)

বঙ্গবন্ধু যুব ঋণ

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  • পত্রিকা ও মিডিয়ায় প্রকাশিত খবর
  • সভা-সেমিনার ও সিম্পোজিয়াম
  • সার্কুলার ও নীতিমালা
  • বিভিন্ন চুক্তি ও সমঝোতা স্মারক

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  • ৯৯৯ থেকে জরুরী সেবা
  • ৩৩৩ থেকে সরকারি তথ্য সেবা
  • ডাক্তারের সেবা
  • ১০৬ দুদক হটলাইন

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  • অনাপত্তিপত্র
  • বহি:বাংলাদেশ ছুটি

গুরুত্বপূর্ণ ছবিসমূহ

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কর্মসংস্থান ব্যাংকের সকল শাখা-কার্যালয়ের ম্যাপ

আশ্রয়ণের অধিকার শেখ হাসিনার উপহার, অন্যান্য ভিডিও.

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ব্যবস্থাপনা পরিচালক

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উপব্যবস্থাপনা পরিচালক

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মহাব্যবস্থাপক (প্রশাসন ও নিরীক্ষা)

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দুদক হটলাইন- ১০৬

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প্রকাশনাঃ বদলে যাওয়া দৃশ্যপট

বদলে যাওয়া দৃশ্যপট

অভ্যন্তরীণ ই-সেবাসমূহ

  • ইনোভেশন সেবাসমূহ
  • কেবি ওয়েবমেইল
  • পরামর্শ/ ফিডব্যাক
  • ডি-নথি ব্যবস্থাপনা
  • কেবি আইটি অ্যাসেট

গুরুত্বপূর্ণ লিংকসমূহ

  • আর্থিক প্রতিষ্ঠান বিভাগ
  • বাংলাদেশ ব্যাংক
  • মন্ত্রিপরিষদ বিভাগ
  • জাতীয় তথ্য বাতায়ন

সেবা সহজিকরণ

শেখ রাসেল পদক ২০২৪, জাতীয় সংগীত, ইনোভেশন কর্নার.

  • ইনোভেশন রেপ্লিকেশন
  • ইনোভেশন অগ্রণী প্রকল্প

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সরকারি অফিসের নতুন ওয়েবসাইটের আবেদন

জরুরি হেল্পলাইন নম্বর.

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পরিকল্পনা ও বাস্তবায়নে:  মন্ত্রিপরিষদ বিভাগ ,  এটুআই ,  বিসিসি ,  ডিওআইসিটি  ও  বেসিস ।

কারিগরি সহায়তায়:

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Office Address of Karmasangsthan Bank

Office Code: 512

Office Code: 463

Office Code: 514

Office Code: 230

Office Code: 333

Office Code: 279

Office Code: 348

Office Code: 436

Office Code: 306

Office Code: 621

Office Code: 461

Office Code: 268

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THE IMPACT OF MOTIVATION ON EMPLOYEE PERFORMANCES: A CASE STUDY OF KARMASANGSTHAN BANK LIMITED, BANGLADESH

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International Journal of Trend in Scientific Research and Development

Srinath Parshetty

karmasangsthan bank essay writing

Christopher Gyimah

Employee motivation describes an employee‘s intrinsic enthusiasm about and drives to accomplish work. Every employee is motivated about something in his or her life. Motivating employees about work is the combination of fulfilling the employee's needs and expectations from work and workplace factors that enable employee motivation or not. These variables make motivating employees challenging. Information about motivating employees is readily available but it‘s hard to apply the ideas in many workplaces. Too many workplaces still act as if the employee should be grateful to have a job. Managers are on power trips and employee policies and procedures are formulated based on the assumption that you cannot trust employees to do the right thing. Communication is never transparent and there is always a secret message or a hidden agenda. Motivating employees in this work environment is tough, if not impossible. Fortunately, most work environments are not in this extreme. They each have their own set of problems, but managers appreciate that motivating employees will bring positive results for the Organization. This study used a multi-method approach. Both quantitative and qualitative data were collected to answer the research questions. Both interviews and questionnaires were used to gather these data and analysis were done using words, graphs, tables and statistics. The one on one interviews and the administration of questionnaires was of an enormous help to the researcher for effective comparison of all responses. After the study it was found that motivation serves as a factor which influenced performance and hence increases productivity. It is therefore important that employees of Phinphonrat Tangtrongjit 12 School are well motivated to ensure continuous good performance in terms of student’s development, competitions and external examination results.

INTERNATIONAL JOURNAL OF MANAGEMENT & INFORMATION TECHNOLOGY

EVARISTUS NYONG ABAM

The current research investigates the impact of motivation on the performance of employees: A Case study of banking industry of Pakistan. Data were collected from 200 respondents from Branch Managers to operation Managers five Banks UBL, HBL, ABL, Askari and Alfalah Bank limited. It was revealed that motivation has positive impact on the employee performance. It was further revealed that motivation is the only tool through you will satisfy your team. It was further revealed that most of the branch managers were not happy with long office hours from 9.am-9.pm. Motivation is the only factor that boost up their performance.

Jennifer Annan

Journal of Business and Social Sciences Research

Pooja Dangol

It is essential for organisations to pay attention to the well-being of their employees. The organisation should create a workplace that is engaging and motivating, where employees want to stay, grow and contribute their skills, knowledge and expertise. The present research study aims to investigate motivational factors (goal-setting, monetary rewards, recognition programmes and training) that aids in upsurge of employee performance. The study adopted a descriptive research design. The population consists of 130 employees of 30 companies of Nepal. Data was collected using structured questionnaires. Statistical tools such as frequency distribution, mean score, correlation analysis and regression analysis were used to analyse data and were presented using tables. The results reveal that there exists a positive and significant relationship between goal-setting, recognition programmes and training on employee performance. The findings suggest that employees value their own personal grow...

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Maryam Imran

This paper aims to study the effects of intrinsic and extrinsic motivation on employee’s performance. Employees obviously work for the organization for monetary benefits but these monetary compensations and rewards are not the sole requirement of all employees. Some of them need salary increment and bonuses to get themselves motivated while others need recognition and non-monetary benefits. The study was aimed to discuss how the extrinsic and intrinsic motivation can hinder or increase the motivation level of employees. Several motivational theories have also been discussed in this paper that helps in better understanding of why and how employees are motivated. Intrinsic and extrinsic motivation is said to have significant impact on employee’s performance. Our study examined 60 female and 143 male respondents (n=203) of banking sector to study the effects of intrinsic and extrinsic motivation on employee’s performance. There was a positive relationship of intrinsic and extrinsic mo...

IJREAM EDITOR

The nature, content and processes of work have changed over time. There has been adjustment, advancement, development, diversity and difference in work today. So has been a change in nature of employees. Employees today are exploring their own capacities and want to follow unique patterns for accomplishments. In such a course they need a motivating factor at workplace; motivation that would drive them and bring their foremost out. A motivated workforce brings forth innovation and creativity which enriches their performance standards. The study shows the feature of motivational factors in higher educational institutions of West Bengal where employee motivation is very important for the growth and development those institutions. Motivated employees are always productive and highly committed to their work. Motivation which increases employee performance indicates organization's attention towards employees. The paper delves deep into the facts that by motivational communication, by making employees feel better at work, by appreciating 'the power of inclusion' and by sharing a vision with employees would not only create a productive employee and a pleasant transaction but also would generate self confidence, self discipline, cooperation, improve efficiency and strengthen bonds in the long run. The purpose of the study is to determine the influences of motivational factors towards employee's performance in higher educational institutions of West Bengal.

Ayesha Safiullah

Texila International Journal

The main focus of this research is to find out the effects of motivation on workers performance in Panas Pharmaceutical Pvt. Ltd. An effort have been made to evaluate the existing workers motivational policies in Panas Pharmaceutical with a view to examine the effects of motivation on worker productivity increase and also to identity the variable that are directly or indirectly responsible for workers performance, while assess how motivation come into play in Panas Pharmaceutical Pvt. Ltd. The researchers however, observed that most of the motivation Policies in the company were not adequately function and the little policies that are function were inconsistent and irrelevant for workers needs and desired in Panas Pharmaceutical. In making these findings possible, thirty (30) respondents were presented with questionnaires, out of sixty (60) work force of the company and translated their responses into tables using simple distribution and percentages. Therefore, it has been proved that motivating workers sufficiently with relevance incentives as the only alternative towards workers performance to achieve goal and objectives of the organization. On the basis of these findings, implications of the findings for future study were highlighted.

Sahayaatra सहयात्रा

Rohit Shrestha

The objective of the study is to assess the relationship between Employee Motivation and Employee Performance (EP). In this study, the researcher adopted a descriptive research design. The primary data was collected from the managerial and operating level employees at the head office of Nepal Electricity Authority (NEA) through a structured questionnaire using Five Point Likert Scale. The study used a quantitative research design and applied stratified and judgmental sampling techniques combinedly. The total number of populations from NEA was 566. The sample size of the study was 181 employees. However, 300 questionnaires were distributed considering the pandemic of COVID-19 and sampling error. Reliability tests were computed in this study. Reliability was ascertained by calculating Cronbach’s Alpha from the pilot study. Data were analyzed based on descriptive and inferential statistics. Means and standard deviation and correlation and regression analysis were used for data analysis...

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MOSCOW WIDENS NEW POLICY LINE; Essay, Scored During Rule of Khrushchev, Praised for View of Hard Rural Life

MOSCOW WIDENS NEW POLICY LINE; Essay, Scored During Rule of Khrushchev, Praised for View of Hard Rural Life

MOSCOW, Dec. 26—A growing reversal of the policies of former Premier Nikita S. Khrushchev, especially in agriculture, was‐extended today to the field of literary criticism.

The literary‐union newspaper Literaturnaya Gazeta published a laudatory review of Yefim Dorosh's essay “Half Rain, Half Sunshine,” which gives what is widely regarded as a realistic depiction of the countryside of central European Russia.

The essay, published last summer in the liberal literary monthly Novy Mir, was violently attacked in the Soviet press just before Mr. Khrushchev's overthrow in October as misrepresenting life in rural areas.

One critique, by L. Lebedev, a collective farm chairman from the Galich area northeast of Moscow, appeared in Selskaya Zhizn (Rural Life), the farm newspaper of the Communist party's Central Committee over whose content Mr. Khrushchev had direct control.

Mr. Lebedev charged Mr. Dorosh with conveying a picture of “prerevolutionary dreariness, despondency, stagnation, and complete hopelessness drifting from every page.”

The farm chairman accused the author of concentrating attention “on an old monastery, an ancient lake, an abandoned grave of some count instead of writing, say, about the new widescreen moviehouse.”

Mr. Lebedev said Mr. Dorosh had misrepresented the cultural level of farm youth and the rural intelligentsia by depicting them as “primitive, uneducated people without interest in literature or the arts.”

Mr. Dorosh had written that the residents of his fictitious country town of Raigorod “read little, went, to be sure, to the movies, but had not been in the regional museum, in the picture gallery, in the theater or at the philharmonic concert.”

Today's review in Literaturnaya Gazeta by Vladimir Voronov, a critic, contended that Mr. Dorosh had performed a useful service by drawing attention to problems that continued to bedevil Soviet agriculture and life in the countryside.

The essay, published while Mr. Khrushchev was still in power, questioned the effectiveness of some reforms inspired by the former Premier and criticized the continuing close supervision of farm production and the imposition of output plans from above.

In an evident allusion to Mr. Khrushchev's style of running Soviet agriculture, Mr. Voronov wrote:

“Dorosh regards the struggle for a growth of the rural economy not as a short‐lived, noisy campaign but as a long, complicated haul.”

Mr. Voronov assailed the farm chairman for having judged the essay simply on the basis that his own area was more prosperous than the one pictured in “Half Rain, Half Sunshine.”

The reviewer said it was not literary criticism to say:

“We live better” and to tell “about a milkmaid who had obtained 800 quarts of milk more from a cow than in the previous year.”

The controversial essay is part of a series of “rural diaries” that Mr. Dorosh, a resident of Moscow, has been writing since 1956 on the basis of periodic visits to an unidentified small town and the surrounding countryside in central Russia.

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Karmasangsthan Bank pays homage to language movement martyrs

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Karmasangsthan Bank paid homage to the language movement martyrs on the occasion of Martyrs' Day and International Mother Language Day.

A team from the bank led by its Managing Director Meher Sultana placed wreaths at the central Shaheed Minar on Wednesday (21 February) morning, said a press release.

All senior officials and staff from various levels of the bank's headquarters were in attendance for the event. on the occasion.

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Karmashangsthan Bank / International Mother Language Day / Martyrs' Day / 21 February

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  • Karmasangsthan...

Write an essay on ' Karmasangsthan Bank ' within 100 words.

                                                                                                                            Karmasangsthan Bank

Karmasangsthan Bank (Employment Bank) is a specialized government owned bank in Bangladesh. The bank was founded to finance the unemployed to set up small enterprises. The bank was founded in 1998, with an approved capital of 3 billion taka. The Karmasangsthan Bank was established as per Karmasangsthan Bank Act No.7 of 1998. The bank was founded to increase income of people in rural areas of Bangladesh.Md Nurul Amin is the chairman of the bank and Shirin Akhtar is the Managing Director of the bank.

Related Question

1. the importance of press freedom (write an essay).

Press freedom takes influential place in a country. It represent citizen’s freedom of speech. Media can expose news without obstructer or any controls by government and organizations. There should not be control over the press. As press freedom is necessary for the preventability of corruption, development of economy and maintenance of democracy. One of the advantages of press freedom is it can help to control on the level of corruption. A country which has higher press freedom tends to lower corruption in government or some private’s agents (Brunetti & Weder, 2003). Sometimes countries might think press free threats the stable of political and it might easy be controlled by different organizations. However, again the most persuasive idea come.

2. Health for all by the year 2000 (Write an essay)

“Health for all” implies the removal of the obstacles to health that is to say, the elimination of malnutrition, ignorance, contaminated drinking-water, and unhygienic housing quite as much as it does the solution of purely medical problems such as a lack of doctors, hospital beds, drugs and vaccines. Health for All in Bangladesh contains the most comprehensive information available about primary health care services in Bangladesh, including activities in maternal and child health care, Family planning, reproductive health care, nutrition, quality of care, and health care financing.

3. Cluster Villages (Write an essay)

Cluster villages.

A majority of the Bangladesh population are farmers who are settled in villages. They toil to make both ends meet and produce crops for the entire nation. Bangladesh has about 68,000 villages, which are scattered throughout the country.  A village is called the rural part of the country. It is called rural because it does not have modern facilities like cities. The main occupation of the villagers is farming. They are the primary source of the nation's agricultural production.

Description of Villages

Villages have either tiny hamlets of thatched huts or large settlements of tiled roofs, stones, and brick homes. An impression has been created by artists and filmmakers that an Indian village is a simple cluster of mud-plastered walls, shaded by trees, overlooking the large expanses of green fields with a few people moving slowly and of course, bullock carts. They portray a village woman with a pot on her head and walking gracefully, her skirt swaying gently. The reality is that a village is the hub of nonstop activity, with their stronger work ethics. Agriculture is tough and requires hard work. The villagers work very hard and are always trying to find innovative methods of growing wheat, rice, and lentils. 

Importance of Village

The village is important because it is the primary sector of agricultural production for our country. The village is the backbone of Bangladesh economy. It also plays a major role in maintaining the ecological balance of the environment. Villages are mostly covered with trees and plants. They are covered with green grasslands. One can see acres of green fields as far as the eyes could see. They provide shelter to many animals. 

Life in Village

The village life is full of contentment and happiness, as people are not in a hurry like in city life. Village people live a very simple life. Villages are mostly situated far from the hustle and bustle of urban civilization. The beauty of nature can be experienced in a village as it is surrounded by trees, flowers, mountains, streams, and farmlands. There is no pollution in the village and one can feel the freshness in the breeze. The demands of the villagers are not too high but they are still deprived of basic facilities. Clean drinking water, electricity, health center, schools, proper sanitation are a few facilities that are lacking in the villages. Their poverty is always visible in the atmosphere. 

My village is a small abode for happy people.  Here they live in harmony and peace. The village people are very hardworking and thus they must have a good source of upliftment. Like the village’s schools and clinics should be maintained and increased in number. The farmers should be facilitated by helping them to leverage their sales, make them notified about the modern techniques used in farming, and give them compensation and knowledge of the true market price of their crops. Thus, I would request governmental authorities to come forward and uplift the medical, educational, and farming facilities in the village.

4. Problems of urban living in Bangladesh (Write an essay)

Problems of urban living in bangladesh.

Cities in Bangladesh are faced with the challenges of rapid population increase characterized by crises such as lack of economic dynamism, governance failure, severe infrastructure and service deficiencies, inadequate land administration, massive slums and social breakdown. However, urban centers continue to grow, despite the severity of these obstacles. As a result, urban areas in Bangladesh have exceptionally high population density, but relatively low economic density. High population density, combined with rapid urbanization, implies a large and fast-growing urban population to manage. Dhaka city, the largest urban conurbation in Bangladesh, is one of the most densely populated urban areas in the world. However, the economic density of Bangladesh’s urban areas (GDP or value-added per square km) is relatively low from an international perspective. Economic activity is concentrated in Dhaka and Chittagong. About 9% of the Bangladesh population lives in the Dhaka metropolitan area, which contributes to 36% of the country’s GDP. An additional 11% of the Bangladesh GDP is generated by Chittagong, the second-largest city and home to 3% of the population. The economic gap between Dhaka and Chittagong compared to other medium  and small-size cities is large and widening.

Bangladesh needs to build an urban space that is capable of innovating, is better connected and more livable in order to make cities competitive. Bangladesh’s urban space is falling behind in all three of these drivers of competitiveness. The Dhaka metro area needs to evolve into a diversified economy with skilled human resources and an innovation capacity fueled by the cross-fertilization of ideas typical of large metropolitan areas. Dhaka metro area also needs to be better connected internally and with its peri-urban areas, and both Dhaka and Chittagong have to strengthen their connection to the global economy. Improved connectivity within Bangladesh’s system of cities is also important for productivity and export competitiveness. The development of an economically dynamic urban space, in particular in the Dhaka metro region, has occurred at the expense of livability. The livability of the urban space will become an even more binding constraint to sustained growth as Bangladesh transitions to a new business model based on higher-value industries and services, which need a highly skilled and internationally mobile workforce. This  is a tall order for Bangladesh, but planning needs to start today for Bangladesh’s cities to become more competitive in future.

Urbanization have crucial role to play in the economic development of Bangladesh. The circumstances under which population in Dhaka and Chittagong are growing without proportionate infrastructural development will begin to wipe out most of the gains associated with urbanization. That is, relative high levels of urbanization may not be sufficient to ensure higher levels of economic welfare in Bangladesh. This has happened in Latin America with levels of urbanization, above 80%, yet with real per capita incomes about a third that of developed nations. It could happen in Bangladesh as well unless the urban managers rise from their prolonged slumber.

5. My school days (Write an essay)

My school days.

School is said to be a temple of knowledge, the very first place that introduced you to the world and more so your own self. My school life is all about the memories I deeply cherish. The memories of not only the fun, friendship and all the sport and extracurricular but also the way it helped me find my interests. I owe it all to my school life. It has made me who I am today.

My school life has been full of different experiences over the years. It gave various opportunities to develop not only my scholastic abilities but also the art and sport side. It supported me in my sports as well as exposed me to numerous types of people. All of this accounted to make me understand how to behave socially and in building a personality which I have today.

There are numerous things that make school life the best phase in one’s life. All of this eventually is because we are young to do mistakes again and again till we realize, dumb enough to not think about people and do what we feel like doing, curious to know everything we can and most importantly still not exposed and contaminated with the evil feelings of this world. And all of this makes us build a personality of our own.

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William Ryan

The website of author William Ryan

The Holy Thief

karmasangsthan bank essay writing

Captain Alexei Korolev of the Criminal Investigation Division of the Moscow Militia, is asked to investigate. But when he discovers that the victim is an American citizen, the NKVD – the most feared organisation in Russia – becomes involved.

As more bodies are discovered and the pressure from above builds, Korolev begins to question who he can trust; and who, in this Russia where fear, uncertainty and hunger prevails, are the real criminals. Soon, Korolev will find not only his moral and political ideals threatened, but also his life . . .

Click here to download the first chapter.

Shortlisted for The Theakstons Crime Novel of the Year, The CWA’s New Blood Dagger. The Kerry Group Irish Fiction Award and The Barry Award for Best First Novel (US).

Ryan’s stately style belies the page-turning quality of the novel The Irish Times https://www.irishtimes.com/culture/books/watching-the-detectives-1.671821

Ryan writes with narrative drive and urgency, a good sense of place and a central character who is conflicted, moral and above all likeable: whodunnit heaven. Times Literary Supplement

Ryan can really write — an elegant, evocative English that savours each scene while propelling the action unerringly onwards … there’s much to admire and absorb in this excellent and exciting first novel. Irish Independent https://www.independent.ie/lifestyle/back-in-the-ussr-26659899.html

Impressive…. Ryan, who merits comparison to Tom Rob Smith, makes palpable the perpetual state of fear of being reported as disloyal, besides dramatizing the difficulty of being an honest cop in a repressive police state. Readers will hope Korolev has a long career ahead of him. Publishers Weekly (starred review) https://www.publishersweekly.com/978-0-312-58645-4

Such details make The Holy Thief … one of the year’s most exciting mysteries Sun Sentinel http://articles.sun-sentinel.com/2010-09-26/entertainment/fl-bk-holy-thief-092610-20100926_1_soviet-journalist-moscow-church-politics

A feisty detective novel, it’s atmospheric, beautifully written and meticulously researched. Irish Examiner https://www.irishexaminer.com/viewpoints/books/long-road-to-russia-122205.html

The mystery at the heart of The Holy Thief is intriguing … but it is Ryan’s details of life in the bad old USSR that make the story so engrossing. Irish Times https://www.irishtimes.com/culture/books/digging-into-russia-s-dark-past-1.579926

It’s a tough, suspenseful premise for a debut, contrasting claustrophobic atmosphere with personal optimism in a way that can only intensify as the series continues. Financial Times https://www.ft.com/content/a888c8a8-645e-11df-8cba-00144feab49a

Set in a vividly imagined Stalinist Russia, where the creeping paranoia of a surveillance state blends perfectly with the brutal serial murders Metro (Crime Book of the Year) https://metro.co.uk/2010/12/08/crime-books-of-the-year-2010-602555/

Ryan’s novel has an authority that belies his first-novel status… Ryan demonstrates considerable skill in evoking this benighted period, along with a deftness at ringing the changes on familiar crime plotting moves.The auguries for a series, of which The Holy Thief is the first book, are very promising indeed. Daily Express https://www.express.co.uk/entertainment/books/174946/The-Holy-Thief-William-Ryan

impressive debut. Saturday Times Review https://www.thetimes.co.uk/article/new-crime-books-spvsxpcb88d

Excellently-observed characters who exist in a nightmarish world of fear, suspicion and danger. Ryan skillfully captures the reality of life in the most spied-upon society in history…The Holy Thief is an impressive debut from Ryan. It pulls off the difficult task of laying down ample foundations for a scheduled subsequent series without burdening its narrative drive with excessive back-story detail. I look forward to Captain Korolev’s further exploits under the cold gaze of Comrade Stalin. Yorkshire Evening Post https://www.yorkshireeveningpost.co.uk/lifestyle/books/shadow-of-stalin-1-2244915

Fans of Phillip Kerr, Tom Rob Smith, and Olen Steinhauer have a treat in store with this strong period thriller from British debut author Ryan . . .A series to watch very closely Book List https://ums-ae.stacksdiscovery.com/eds/detail?db=asn&an=54293444&isbn=9780312586454

A first novel written with all the narrative assurance of someone who’d been perfecting his art for years. A thriller set amid the paranoia of 1930s Moscow, it was persuasive in all its local and historical details, told its tense story with style and aplomb and had an engagingly troubled hero Books of the year, Irish Independent

Remarkable thriller . . . In his solitude and resolve, Ryan’s Korolev evokes Martin Cruz Smith’s fierce Arkady Renko, while the period detail and gore call to mind Tom Rob Smith Library Journal https://ums-ae.stacksdiscovery.com/eds/detail?db=asn&an=54293444&isbn=9780312586454

Ryan’s research, and the genuine feel he has for the unique place and time, made The Holy Thief an especially good read. Ellery Queen Magazine

Ryan brings the pain, hunger and poverty of the people to life, adding the mystery of murder to the mayhem.

Politics, jealousy, love and money: potent ingredients for a potboiler with a twist. Bournemouth Echo http://www.bournemouthecho.co.uk/news/8370444.The_Holy_Thief__William_Ryan____/

While THE HOLY THIEF is a dark book, Ryan peppers the narrative with some grim humor to keep things from becoming too stark. The star of the novel, however, is the plot, which provides a plausible, surefooted explanation for the motive behind the murders. And while Korolev is a capable protagonist, there is an unforgettable supporting cast as well, one member of whom provides an unexpectedly upbeat conclusion with the promise of more, hopefully to be seen in future successors to this work. Book Reporter https://www.bookreporter.com/reviews/the-holy-thief

Ryan captures the pervasive fear of Stalin’s reign, where even a joke amongst friends can lead to denunciation and exile to the ‘Zone … An impressive debut. Historical Novel Society (Editor’s Choice) https://historicalnovelsociety.org/reviews/the-holy-thief/

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  1. Karmasangsthan Bank

    History. The bank was founded in 1998 by the Awami League government, with an approved capital of 3 billion taka. The Karmasangsthan Bank was established as per Karmasangsthan Bank Act No.7 of 1998. The bank was founded to increase income of people in rural areas of Bangladesh. According to Sahara Khatun the bank was neglected after the Bangladesh Nationalist Party came to power.

  2. Karmasangsthan Bank, The

    Karmasangsthan Bank, The was founded as a public sector specialized bank in 1998. The government launched the bank on 30 June with an approved capital of Tk 3000 million divided into 30 million shares of Tk 100 each under the Karmasangsthan Bank Act. As at the end of 2020 the authorized and paid-up capital of the Karmasangsthan Bank stood at ...

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    The study was conducted in one of our country's renowned banking sector, Karmasangsthan Bank Limited. We have conducted our research on five branches of Karmosangsthan bank on about 130 employees. The survey was conducted on the employees of different levels and employees with different experience. The research was conducted in Dhaka region ...

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    Some commercial banks such as Karmasangsthan Bank, Bangladesh Krishi Bank, Rajshahi Krishi Unnoyon have come up with some loans which are not sufficient to flourish this evolving sector. ... Focus writing in English : Write an essay on "The Role of Commercial Bank in Developing Small and Medium Scale Industries in Bangladesh." Created: 1 year ...

  9. Karmasangsthan Bank

    About us. Karmasangsthan Bank (Employment Bank) is a specialised government owned bank in Bangladesh. The bank was founded to finance the unemployed to set up small enterprises. Website. http ...

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    For all latest news, follow The Financial Express Google News channel. Mr Arun Kumar Chowdhury has been promoted and joined as Managing Director of Karmasangsthan Bank as per a notification dated April 9, 2024, of the Financial Institutions Division, Ministry of Finance. Prior to that, he was working as the Deputy Managing Director of ...

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    If you encounter any problem in using this website Call to 16479, 09612444888 (Dial from any number). Our Contact Centre is available from 9 am to 6 pm (Saturday to Thursday).

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  15. MOSCOW WIDENS NEW POLICY LINE; Essay, Scored ...

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  18. Karmasangsthan Bank pays homage to language movement martyrs

    Karmasangsthan Bank paid homage to the language movement martyrs on the occasion of Martyrs' Day and International Mother Language Day. A team from the bank led by its Managing Director Meher Sultana placed wreaths at the central Shaheed Minar on Wednesday (21 February) morning, said a press release. All senior officials and staff from various levels of the bank's headquarters were in ...

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    The bank was founded in 1998, with an approved capital of 3 billion taka. The Karmasangsthan Bank was established as per Karmasangsthan Bank Act No.7 of 1998. The bank was founded to increase income of people in rural areas of Bangladesh.Md Nurul Amin is the chairman of the bank and Shirin Akhtar is the Managing Director of the bank.

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    The Teacher had just blown money on numerous losing horses and was shocked to see a flock of people swarm him after exiting the bathrooms. It turns out that the Teacher had the only winning ticket in the house. This not only went unnoticed in the Moscow Racetrack; the government immediately paid heed to the winner.