argumentative essay on education is better than wealth

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Education is better than wealth Argumentative Essay

This article discusses the importance of education over money. While having money is necessary, it is crucial to have knowledge to save and invest it wisely. Education provides a sense of security and a regular earning mechanism, protecting individuals from any unexpected financial shocks. The article explains that education is a form of learning that is transferred from one generation to the next through teaching, training, or research. Although education is compulsory in most places, attendance at school often isn’t, and some parents choose home-schooling or e-learning. The history of education began in prehistory, as adults trained the young of their society in the knowledge and skills they would need to master and eventually pass on. Education is more valuable than money, as it provides individuals with a skillset that they can use throughout their lives.

When considering money as an asset, it is not inherently advantageous. It necessitates expertise to effectively save and even more knowledge to make prudent investments in ventures or businesses. To attain genuine tranquility, it is essential to establish a dependable means of earning income that can protect you from potential setbacks like a failed business or economic downturn.

Education holds greater significance than money as it opens up diverse avenues for earning. Nevertheless, individuals lacking education who amass wealth through entrepreneurship or other means may encounter challenges when their business fails or unforeseen circumstances arise. Without an education, they are left with limited options and the arduous task of persevering with their business. Conversely, education grants the opportunity to seek employment and generate income.

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Moreover, education and learning in any form are advantageous and provide diverse benefits in various aspects of life. Education, broadly speaking, encompasses the acquisition of knowledge, skills, and behaviors from one generation to another through teaching, training, or research. Although education typically entails guidance from others, it is also feasible to acquire knowledge independently.

Education includes any experience that affects a person’s thoughts, emotions, or actions. It is commonly divided into different stages like preschool, primary school, secondary school, and higher education which encompasses college, university, or apprenticeship. Some governments recognize the right to education. Moreover, globally, Article 13 of the United Nations’ 1966 International Covenant on Economic, Social and Cultural Rights guarantees everyone’s right to obtain an education.

Despite the requirement for education in many regions until a certain age, some parents opt for alternatives like home-schooling or e-learning for their children. The term “education” is derived from the Latin word educatio, which comes from educo and is associated with the word educo originating from e- and “duco.” Education can take place in formal or informal settings. Since ancient prehistoric times, adults have been passing on crucial knowledge and skills to younger members of society.

In pre-literate societies, the passage of knowledge occurred orally and through imitation. This tradition of story-telling continued from one generation to another. However, as cultures advanced and sought to expand their knowledge beyond skills that could be easily acquired through imitation, formal education came into existence. During the time of the Middle Kingdom, schools were present in Egypt. Education not only offers the opportunity to earn a good income but also brings immense value that cannot be purchased with money. As mentioned by Napoleon Hill in “Think and Grow Rich,” inherited wealth can sometimes have negative consequences.

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Money or Education, Which is More Important/Better? (Debate)

• Post author: Edeh Samuel Chukwuemeka ACMC
• Post published: March 3, 2024
• Post category: Scholarly Articles
• Post comments: 4 Comments

Money or Education, Which is more Important? (Debate): So, which is more valuable: education or money? Which one should we concentrate on? This appears to be a simple question, but when we think about it, the answer is not that straightforward. Money and education are inextricably linked in our daily lives. On the one hand, money is what drives the majority of our lives.

We have to think about money in practically every decision we make. Education, on the other hand, cannot be overlooked since it provides us with the fundamental tools we require to live. Let’s weigh in on their relative importance and see if we can finally settle this age-old argument.

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Table of Contents

Why Money is Important

Money is commonly said to be “ not the most important thing in the world.” However, for many individuals, it is right up there with oxygen in terms of significance. These aren’t necessarily materialistic individuals. They just recognize the genuine worth of money.

Money isn’t exciting on its own. What matters is what money can accomplish for you. You have more flexibility and options when you have money. When you have a strong salary or financial resources, you have the freedom to choose where and how you wish to live. When you don’t have much money, on the other hand, making choices may be something you can’t afford. In actuality, the choices available to you may not be choices at all.

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Undoubtedly, you’ll require money to meet your fundamental needs, which include food, clothes, and shelter. Because of a lack of funds, a poor individual is frequently forced to make compromises even on essential basic requirements. Moreover, medical expenditures nowadays consume a person’s whole life savings. Furthermore, one must have money to obtain an education, as the cost of school is quite expensive these days and is not likely to decrease anytime soon.

While money cannot purchase happiness, it may give you independence, stability, and the ability to follow your aspirations. As a result, money is unquestionably necessary for every excellent thing that provides us financial satisfaction.

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Why Education is Important

Today, education is more vital than ever before, and it has reached new heights as people have a better knowledge of what it comprises. If you ask yourself, “Why is education important?” your response will almost certainly not be the same as everyone else’s. While having a college degree is tremendously important for a successful profession and is socially acceptable in today’s culture, it is not the sole source of education. In everything we do, education is all around us.

Education may help you become the greatest, most complete version of yourself by allowing you to learn about what interests you, what you’re excellent at, and how to become self-aware and aware of the world around you. It can assist you in finding your position in the world and making you feel whole. Basic life skills and street smarts are built on the foundation of education. While education may appear to be a technical phrase, it refers to all we learn in life on how to live our lives to the fullest. When it comes to being creative in any manner, shape, or form, the mind can only achieve its full potential if it’s given the tools to think outside the box.

Education gives you a sense of stability in life, which no one can ever take away. You boost your prospects of greater professional options and create new doors for yourself by being well-educated. Education gives financial security in addition to stability, which is very important in today’s culture. An excellent education is more likely to lead to a higher-paying career and provide you with the necessary skills. It might provide you with the freedom to make your own decisions as well as be financially independent. Education has the potential to be the most liberating and empowering thing in the world.

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Money vs Education, Which is More Important

Money is required for basic expenses, but that is not the only requirement. Money helps us reach our objectives and support the things we care about most, such as family, education, health care, charity, adventure, enjoyment, and so on. It assists us in obtaining some of life’s intangibles, such as freedom or independence, as well as the opportunity to maximize our abilities and talents. It allows us to chart our path in life. It ensures financial safety. Much good may be accomplished with money, and unnecessary suffering can be prevented or eliminated.

Education, on the other hand, is essential for survival. Everyone needs education at some point in their lives to improve their knowledge, manner of life, and social and financial standing. Although it may not provide you with financial standing in society, a literate mind will undoubtedly set you apart. Education is amazing in that it is not restricted by age.

While money gives us the ability to make a difference in our own lives and the lives of others, it is impossible to obtain an education without it. The cost of education is quite expensive these days, and it will continue to rise in the near future. Education may be too expensive, particularly at private institutions and universities. While you don’t have to pay back your student loans until after you graduate, the payment will ultimately come due. Without funding, education would come to a halt.

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In a different light, money may be able to buy what you “ desire ,” but education helps you to realize what you “need” to live a better life. This is demonstrated by the numerous non-monetary advantages that may be obtained via education. Money may allow us to have more control over our lives, but it is education that allows us to contribute to society.  Although money is useful, an educated individual understands how to make money in the first place. Education has the potential to open up job opportunities.

With an education, you have the potential to earn more money than others who do not. Obtaining a degree might expand your options in some professions, allowing you to make more money. Many employers provide educational incentives to their workers. Anyone who stays up with current trends will always be able to make more money. If you are well educated, your chances of living in poverty are lower.

Furthermore, you cannot lose or be stripped of your education. Whatever happens, the lessons you’ve learned will be with you. Even if you lose a wonderful job, your degree and experience will assist you in finding work in the future. When a financial catastrophe strikes, you can’t lose what you’ve learned. Even if you become indebted due to unforeseen circumstances, your education will not be taken away from you.

Nevertheless, much of the narrative about the benefits of going to college and having a degree is centred around the concept that if you have a degree, you’ll be able to make more money. For many people, education is only a means to an end, which is monetary gain.

Some believe, however, that if generating money is your primary incentive for pursuing a profession, you might explore trade schools and other qualifications that may help you earn a fair living. After all, while many people dismiss trade skills such as plumbing and electrical labour, these individuals may amass money more quickly than their more educated counterparts. We frequently read about people who have amassed enormous wealth while having had very little formal education. In fact, having a degree does not ensure that you will earn more since many people without a degree make more money than graduates.

Regardless, education will assist you in developing a decent character, a noble personality, and, above all, will help you become a better person. You will not only be able to make money with education, but you will also be able to efficiently use the money you have made to benefit yourself and others. Money is a slippery slope, but those who figure out what they genuinely value and match their money with those beliefs have the most financial and personal well-being. Education is necessary to become such a person. Never forget that knowledge is power.

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Money vs Education is a perennial debate. The common view of money and education in our lives has been emphasized in this article. Everyone, after all, has their unique point of view.

Edeh Samuel Chukwuemeka, ACMC, is a lawyer and a certified mediator/conciliator in Nigeria. He is also a developer with knowledge in various programming languages. Samuel is determined to leverage his skills in technology, SEO, and legal practice to revolutionize the legal profession worldwide by creating web and mobile applications that simplify legal research. Sam is also passionate about educating and providing valuable information to people.

This Post Has 4 Comments

Money is important but education is far more important cuz money is the root to all evil while education is power

Money or education which is more important?

Education is the best, only to those who value it and know how to make use of it Education can bring money, but money at the other side can never bring education Even, a renown people in this world are educated.

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‘Better to Be Born Rich Than Smart': Education Must Answer for Systemic Inequality

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In a fair society, people’s successes should reflect their talent and hard work. But that’s not the case in the United States today. Instead, a child’s likelihood of becoming a college graduate and achieving early career success depends more on his or her family’s bank account and social status than on talent. In short, in America, it is better to be born rich than smart.

Our research team at the Georgetown University Center on Education and the Workforce demonstrated just how dire the prospects are for disadvantaged youths in our report, “Born to Win, Schooled to Lose.” What is most striking is that the most talented young people from the least affluent families don’t do as well in college and careers as the least talented young people from the most affluent families. We found that a child from an affluent family with low math test scores in kindergarten has a 71 percent chance of working in a good entry-level job by age 25. Meanwhile, a child from an economically disadvantaged background with high math test scores in kindergarten has only a 31 percent chance of working in a good entry-level job by age 25.

Systemic inequality affecting Black and Latino youths adds another dimension to economic class disparities. Black and Latino youths who have high math test scores as teenagers are less likely to earn a college degree than White and Asian students with the same high scores.

The great sorting of the most talented young people into haves and have-nots starts early and continues into young adulthood.

The great sorting of the most talented young people into haves and have-nots starts early and continues into young adulthood, but fluctuation does occur along the way. Throughout elementary, middle, and high school, students’ math test scores rise and fall.

Whether affluent or poor, regardless of race or ethnicity, any student can stumble along the academic pathway. That said, affluent students have the best odds of never falling behind: 74 percent never see their math test scores fall to the bottom half, compared with 30 percent of economically disadvantaged students. And if affluent students do fall, they are more likely to recover. More than half of the most affluent students whose high initial math test scores drop during primary school have high test scores again by 8th grade, compared with less than one-third of the least affluent.

These contrasts are stark—but the fact that advantaged students regularly fall and recover and that some disadvantaged students do make it despite the odds gives us reason for optimism. Education quality does make a difference.

There is also good news in the fact that students who still have good scores by the 10th grade have good chances thereafter. Most individual movement in math test scores occurs before the 10th grade, and a 10th grader who has high math test scores has a much better chance of being a relatively affluent adult than one with low test scores. Among students from economically disadvantaged families, Black and Latino students who still have high math test scores in 10th grade are almost as likely as similarly scoring White students to be in the top half of education, income, and occupational prestige at age 25.

Our data suggest several calls to action along the education pipeline. By the end of preschool, too many students are already behind: Only 26 percent of economically disadvantaged students start out in the upper half of the math score distribution in kindergarten. The K-12 pipeline is no better. Even after decades of standards-based education reform, we still aren’t very good at helping talented students, especially disadvantaged students, keep up or catch up when they fall behind.

National problems require national solutions. And that means direct federal mandates in state and local education policy. President George W. Bush and former U.S. Secretary of Education Margaret Spellings’ big push for No Child Left Behind asserted an historical escalation of the federal presence in K-12 education. Whatever their intentions, the Obama administration signaled a classic case of federal retreat with Race to the Top, basically violating the responsibilities of the federal government to less advantaged students by pushing education reform back to the states.

The Obama administration triggered the multi-step dance that constitutes the classic political strategy for taking the federal government out of a policy domain: First, offer money and loose guidance to shift action back to the state and local governments. Then, after some time has passed and people have stopped listening, quietly let the money go away.

The Trump administration has taken this retreat a step further by working to put the money in the hands of local parents and charter schools, completely abdicating the federal responsibility.

K-12 education has effectively been out of sight and out of mind in the national dialogue in recent years. It’s time to put the continuing failures identified in our research back at the forefront of the national education policy dialogue. Instead, most national politicians are focused on higher education. Providing money for higher education moves middle-class votes, but it also creates a direct economic transfer from the disadvantaged who don’t complete college to advantaged students who graduate college and thrive in the labor market. Unless there’s more progress in K-12 education first, any attempts at free college will just end up funding postsecondary dropout factories.

Our report shows that the class and racial imbalances that existed when NCLB began have not gone away and still require strong federal intervention. By extending from early education to early careers, our data illuminate an additional systemic failure to connect the dots between high school, college, and career. There already are some promising reforms designed to break down the institutional silos between K-12 education, higher education, and labor markets—including AP and IB programs, dual enrollment, linked learning, early college, and apprenticeships. But more needs to be done, including offering better career counseling and exposure earlier in the pipeline.

Too many talented students from disadvantaged families are facing an uphill battle. By providing the right supports—and holding the whole system accountable—we can give more talented students much better chances of success.

A version of this article appeared in the June 12, 2019 edition of Education Week as It’s Better to Be Born Rich Than Smart

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Is Education Better than Money, and Why?

There are a lot of successful people in this world. Some came up with great ideas and were born geniuses. Others needed the education to get them to where they are today. Lastly, some are thousands of dollars into student loan debt while others are born into a life of wealth and luxury. All of these scenarios beg the question, is education better than money?

Yes, education is better than money. Education brings opportunities, fosters new ideas, and develops problem-solving skills. Education gives us a fully stocked toolbox to a successful life. At the end of the day, education is essential to success.

Why Is Education Important?

With an education in your chosen field, the sky is truly the limit. You can become part of any company, or even become a business owner with confidence in your understanding. Education brings the career needed to lay the foundation for self-dependency and financial stability .

Without an education options become limited. Experience alone may get you by in some fields but oftentimes, working off of experience alone does not get people to the level of success they wish to achieve. Experience can also be seen as an education. Thus experience alone does not mean someone does not have an education. With experience, someone learns the aspects of their specific role, and they even learn some behind-the-scenes aspects of the industry where their experience comes from.

At the same time in many fields, you cannot gain experience without some sort of education. A lot of fields nowadays require at least a trade school or undergraduate degree just to begin.

Education gives you more than just success. It comes with a certain freedom that is not acquired without it; doors to opportunities are opened for the success you want in your life when you have some sort of education.

Do You Need Money to Get Your Education?

Having some money can be helpful when getting your education; however, it is not required. There are hundreds of ways to get an education when you do not have money. Sure you can go with student loans and sometimes that is the best choice; but, there are so many more ways to gain funding for your education.

Aid is available in a multitude of forms. You can apply for government aid through your FAFSA. The sooner you send in your FAFSA the higher chance you have of getting a good chunk of aid. Colleges, universities and even some trade schools offer in house scholarships.

Having extracurricular activities on your resume or transcript can help with these a lot. If you were a great player for four years in high school on a sports team you may qualify for an athletic scholarship. If you often volunteered and kept good grades an academic scholarship could be in your future as well.

Essay scholarships are a great resource when trying to get money for school. Write about your biggest struggle, or a letter to your younger self. Anything you write about, there is bound to be an essay scholarship prompt that fits.

Start early when trying to get scholarships and grants. If you have four years stacked full with extracurricular activities and good grades a scholarship is definitely in your future.

Can Education Bring More Money or Success?

Jobs requiring some sort of education do tend to pay more. This is because these jobs typically have more responsibility and a bigger workload. These jobs also tend to pay more simply because the more knowledge you have the more they are willing to pay you. Not only that but many fields need some sort of education or training, so finding a well-paying stable job with no education or training can be next to impossible.

There are obviously some exceptions to this. Big media companies like Facebook and YouTube are starting to drop college requirements. This is great for those who choose to not go to college. But, these jobs require experience or knowledge of certain software, some of which you have probably never heard of.

The upside to this is, with the internet being as expansive as it is, you are able to find crash courses on certain software for low prices and possibly even free. Microsoft has certification classes where you only pay for the exam and Google does something similar. Even if you have never heard of the software for these jobs, there are ways to learn about them and so much more.

Success is subjective. Some people believe having wealth is a success. Others believe having children means they have been successful in life. Money does not apply to all definitions of success. However, Education does.

In every definition of success, education can help you get to where you want to be. Having knowledge of the field or lifestyle you desire in order to feel successful gets you to where you want to be in life efficiently.

Why Do Some People Believe Money Is Better Than Education?

The main argument is that money is needed for survival. Without money, you have no food, stability, or housing. The counter to this is, do you want to just survive? Or do you want to build a successful life and live feeling fulfilled? If you choose the second option, education is better than money.

If you just want to pay your bills and make a few big purchases here and there you can definitely do that without an education. Many young people still trying to get their education are able to make big purchases from time to time and pay their bills, so obviously it can be done.

On the other hand, if you want freedom, peace of mind, and stability; education will get you that and so much more. Money cannot give you some freedoms an education can. An education gives intellectual freedom; freedom money can never buy.

Education gives the ability to create new ideas, have a well-rounded understanding and think for yourself to form your own opinions. With education someone can learn what they need to live a successful life; however, money does not teach you what you need in life. Education also teaches you how to contribute to society.

If you have money that is great! If you have no idea how to contribute to society or even be a part of society at all, money cannot get you very far.

What Can Happen to Someone Without an Education?

Not having an education comes with consequences, just like anything in life. Some of these consequences are more severe than others. The least severe being that, a person ends up working in a low paying job and lives their life paycheck to paycheck, hoping one day to have more responsibility and a higher pay as their experience grows. This person is not able to save up for the unexpected circumstances life can throw, like a trip to the hospital.

However, more severe consequences can happen and even become dangerous. An individual can become unemployed and, as a result, end up homeless. Some of these individuals end up resorting to crime in order to make the money they need to survive. They feel they have no other option since they are uneducated.

Uneducated individuals are also at risk of being a victim to a “poverty trap”. A poverty trap is when someone lacks an education and has a lack of resources. These people are not able to get out of poverty simply because they do not know how to.

The most severe form of a consequence to lacking an education is exploitation . Individuals who live in countries that are less developed tend to fall victim to exploitation. Examples of exploitation are slavery and human trafficking. In some countries women are not given an education or resources; these women do not understand that they should be treated differently and with human decency.

Education does not have to mean four years of undergraduate school and four years of graduate school. Education can be a two-year degree, or a trade school or a vocational program. All of these options give you access to jobs and fields looking for people with the exact education you acquired.

Money gives us the power to have financial stability in our lives. If someone with money has no education they have no idea how to save that money and spend it wisely. However, education gives someone the power to earn that money and the intellectual maturity to keep themselves stable for their entire lives.

At the end of the day, without an education you do not have the opportunities to make the money you want to make; and you lack the ability to form your own identity. So, even though money is incredibly important, you cannot make the kind of money the average person desires without some sort of education; you also become someone who is incredibly susceptible to suggestion because you do not know any better than the information the person in front of you is providing.

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Why money matters for improving education

Subscribe to global connection, emiliana vegas emiliana vegas former co-director - center for universal education , former senior fellow - global economy and development @emivegasv.

July 21, 2016

For at least four decades, economists have analyzed the relationship between per student spending and learning outcomes across the United States and, more recently, across countries around the world. In 1996, as a result of a Brookings conference, the influential book “Does Money Matter?: The Effect of School Resources on Student Achievement and Adult Success ” was published, edited by economist Gary Burtless and with contributions from several well-known economists. The book focuses on the puzzle between research evidence from the U.S. that found that more resources did not necessarily result in improved student achievement and evidence showing that students who attend well-resourced schools end up having better outcomes later in life than students who attend poorly-endowed schools.

Indeed, a simple correlation analysis using cross-country data suggests that there is at best a weak relationship between student achievement and education spending. In other words, when comparing per pupil spending and average learning outcomes per country, we find that countries with similar levels of spending per student also show enormous differences in how much their students learn. Figure 1 shows the simple correlation between mean scores in math in the Organization for Economic Co-operation and Development’s (OECD) Program for International Student Assessment, or PISA, and per pupil spending in secondary education for each of the countries that participated in PISA 2012. It is easy to see that students in countries like Qatar and Singapore, which spend similar amounts of dollars per student, achieve vastly different PISA math scores.

Figure 1: Per pupil spending and mean math scores in PISA 2012, by country

Source: Vegas and Coffin, 2015 .

Working in developing countries throughout my career, I was always struck by the weak relationship between spending and outcomes. While, it was clear that differences in student learning between countries with similar spending levels, such as Qatar and Singapore, support the leading argument that how money is spent in education is more important than how much , I wondered whether this was only  the case for countries that spend above a minimum level—a level that guarantees a minimum standard of basic inputs to ensure adequate learning opportunities for all.

Could in fact countries that spend little on education achieve good learning outcomes by simply spending more efficiently?

With my colleague Chelsea Coffin, I set out to explore the relationship between per pupil spending and learning, particularly in developing countries that spend much lower levels in education than do OECD countries. To do this, we separated countries that have participated in PISA into two groups based on their level of per pupil expenditure: a low-spending group, comprised of countries that spend less than a certain threshold per student; and a high-spending group, which included the countries that spend more than that threshold. Then, we designed separate regressions to estimate the relationship between spending and student learning (as measured by PISA) within these two groups of countries. We wanted to see if, among the low-spending group, more spending is associated with higher outcomes. Additionally, we wanted to estimate the per pupil spending level at which more money no longer can be associated with higher learning outcomes.

Put simply, our underlying hypothesis was that if Haiti only spends $100 per student, common sense suggests that it cannot reach the average learning levels of OECD countries that spend much more per student. However, does the country need to increase spending to the U.S. level ($11,732) or Finland’s level ($9,353) in order for their students to be able to learn the basic skills necessary compete in today’s global economy?

Our findings, reported in the Comparative Education Review suggest that, when education systems spend above $8,000, the association between student learning and per student spending is no longer statistically significant. Therefore, we find a threshold effect after this level of resources is met, indicating a declining relationship between resources and achievement at high levels of expenditure (consistent with other recent literature). This can be seen in Figure 2, where there is a positive relationship between student learning and per pupil expenditure among the low-spending countries (below $8,000 per student), but a flat relationship among high-spending countries.

Figure 2: Per student expenditures and mean math scores, separating low- from high-spending countries

One interpretation of our analysis, consistent with prior studies, is that efficient spending is more important among systems that already provide the basic inputs necessary for a quality education (as measured by their average spending per pupil). High spenders might also spend more on programs that compensate for students with disadvantaged backgrounds, helping mitigate inconsistent gains in test scores or proficiency. But when low spenders increase expenditure, it may be used to establish basic conditions or increase quality to a minimum standard, although efficient use of these resources may also be a constraint to achieve high levels of learning for all.

Our findings are also important in light of another strand of the economics literature. Research on the factors that explain differences in student learning has empirically demonstrated that, from the school side, high quality teachers (as measured by teachers’ capacity to generate learning in their students, or teacher value-added) are the most important determinant of student learning (See Hanushek 2011 , Hanushek and Kain 2012 , and Chetty et al 2014a and 2014b ). Influenced by this evidence, international organizations have prioritized attracting, motivating, and retaining talented teachers as a means to improving learning outcomes. And, like in any other profession, compensation matters. Unfortunately, only in a few countries is teaching a truly competitive career for talented professionals.

In short, improving education outcomes in Latin America and the Caribbean requires more and better investment. These countries still need to increase overall spending for education in order to provide the basic learning inputs to students. More importantly, in too few if any countries in Latin America is teaching a valued profession that attracts the most talented individuals. While some countries have introduced bold reforms to improve teaching conditions, attract better professionals, and set up teacher evaluation systems to guide teaching practices, much more remains to be done to ensure that all Latin American students have access to effective teachers. 

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• Center for Household Financial Stability
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Essay No. 2: Education and Wealth

The Demographics of Wealth How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy Essay No. 2: Education and Wealth

Hello. This video focuses on the second essay in a series that we call The Demographics of Wealth, how age, education, and race separate thrivers from strugglers in today's economy. The first essay examined the connection between race and wealth. The subject of this one is education.

Our researchers, Bill and Bryan, have poured over data from more than 40,000 interviews. These were conducted with heads of households between 1989 and 2013 by the Federal Reserve for its Survey of Consumer Finances. Bill and Bryan looked at how income and wealth have changed, for the better or worse, over those 24 years for households headed by people with four different levels of educational attainment. First, less than a high school diploma; second, a high school diploma, GED, or vocational or technical certificate; third, a two or four-year college degree; and fourth, a graduate or professional degree.

In contrast, those families with only a high school diploma saw their income fall 16%. High school dropouts lost 1%. Even those with a two or four-year college degree saw a loss of 5%.

Those with a two or four-year degree fared better when it comes to wealth, that is, assets minus liabilities. They saw their wealth rise by 3%. The best educated, however, saw their wealth jump 45%. In contrast, the two lower levels of educational attainment saw their wealth plummet by 36% and 44%. We want to stress that while there is a strong correlation between education and financial success, there is no guarantee that more formal education will make you wealthy.

The connections are less straightforward than many people realize. What you learn in school as reflected by your diploma or degree is just one of many determinants of your wealth.

Among the other factors is what is called assortative mating. That just means that people marry someone like themselves.

The opposite is likely to happen if you are not well educated and marry another person who is also not well educated. Another important factor is native ability, which encompasses the brain's attitudes and skills that you inherited from your parents, as well as the environment in which you were raised.

Speaking of inheritances, the money that your parents leave you when they die is yet another factor. Better educated people tend to inherit more. Additional factors are listed in the essay.

Our research found not only striking differences in the income levels among the four education groups, but also, significant differences in the health of the group's balance sheets and in the wisdom of their financial decisions. Combined, these three measures have a huge influence on wealth. Those who have high incomes, strong balance sheets, and good options for their financial decisions and choose wisely among those decisions are going to be much wealthier than those who don't do well in these areas. The resulting wealth gaps among our four groups are even wider than the income gaps.

There are many ways to gauge the strength of a household balance sheet. Among them are measures of liquidity, asset diversification, and leverage. In all three of these areas, better educated families outperformed less educated families.

More liquidity, in other words, more cash on hand or cash that can be quickly obtained, can buffer a family against financial shocks.

If you invest in stocks or own at least part of a business, you are likely to get higher returns than if your assets consist just of your house, cars, and other low-return investments.

As for leverage, a higher ratio of debts-to-assets can lead to less wealth for two reasons. More debt means more borrowing, and as we all know, borrowing can be expensive. Second, more debt means more risk of losing it all when a family experiences some kind of economic shock.

There are several other trends in education that our research brought to the surface. In general, Americans level of educational attainment has been increasing. The percentage of families headed by someone with a graduate degree has risen from 10% to 13% over the past quarter century. Those who have a two or four-year degree have jumped from 16% to 25% of the population. The share of families headed by high school graduates has increased from 44% to 50%. And the ranks of those without a high school diploma has dropped from 31% to 12%, another good sign.

If you read our essay, you will also find some interesting information on gender, generational, and racial differences in educational attainment. As we hope you realize by now, there are many factors involved in wealth accumulation. A graduate degree is no guarantee that you will become a millionaire, but in today's economy, the less education you have, the less likely you will become financially successful. The next installment in this series will focus on the connection between wealth and age.

The essay and companion video will be available on the website of the St Louis Fed Center for Household Financial Stability. There, you will find other information on our research into the finances of American households. Thank you.

Executive Summary

New research by the Center for Household Financial Stability shows that there's a strong correlation between education and money. More of the former often leads to more of the latter. However, correlation is not causation—there is no guarantee that more education will lead to more wealth. Many other factors might be in play, such as natural ability, family environment, inheritances and even health. It's entirely possible that what's learned in the classroom has much less influence on lifetime earnings and wealth accumulation than most people believe. In fact, your ability, family background, inheritances or health might be responsible for some—perhaps a large part—of your success even if you hadn't received the education that you did.

These and other connections that may exist between education and wealth are examined in this second essay in our “Demographics of Wealth” series. ( Read the first essay, which looked at the link between race and wealth .) All of the essays are the result of an analysis of data collected between 1989 and 2013 through the Federal Reserve’s Survey of Consumer Finances.  More than 40,000 families were interviewed over those years.

For this essay, only those heads of families  at least 40 years of age were studied – because by age 40, the vast majority of adults have completed their formal education. These family heads were broken down into four groups: those without a high school diploma; those with only such a diploma, a GED or a vocational/technical certificate; those with exactly a two- or four-year college degree; and those with a bachelor's degree plus a graduate or professional degree.

Our key findings:

• The median income for those without a high school diploma in 2013 was $22,320, down 1 percent from 1989; for those with such a diploma, etc., $41,190, down 16 percent; for those with a two- or four-year degree, $76,293, down 5 percent; and for those with an advanced degree, $116,265, up 4 percent. (All dollar amounts are adjusted for inflation.)
• When looking at wealth (net worth, or assets minus liabilities), the median in 2013 for those without a high school diploma was $37,766, down 44 percent; for those with such a diploma, etc., $95,072, down 36 percent; for those with a two- or four-year degree, $273,488, up 3 percent; and for those with an advanced degree, $689,100, up 45 percent. (The median wealth levels of the top three groups generally increased until the mid-2000s, after which they declined due to the bursting of the housing bubble and to the Great Recession.)
• Those with more education had stronger balance sheets—more liquidity, a better mix of investments and lower leverage.
• In most categories, women are outpacing men in educational attainment.
• When it comes to race or ethnicity, Asian-Americans have the highest graduation rates at every level of schooling, followed by whites, blacks and Hispanics.
• As for the contributions of successive generations to rising educational attainment, members of Generation X and Generation Y have lifted college-degree levels less than did the Baby Boomers before them.

Read all the essays and watch all the videos in this series »

Being Rich Means Better Education and More Success Essay

Introduction, supporting argument, opposing argument.

People have found themselves strongly arguing about whether or not being rich means better education and more success. From the two divide individuals bring forth valid and strong arguments that are very convincing.

To successfully cover the relevant arguments there is need to provide arguments from both sections. It is worth noting that for the paper to have a clear bearing there is need to first have an explanation of certain major concepts in the questions posed.

For instance what does being rich mean? What are better education and more success? The understanding of majority of human being s with regards to being rich means a variety of things to them.

Money and wealth means a lot to human beings and it is essential for acquisition of such goods and services as rent, clothing, entertainment food and typically a wider range of other things that makes the life of a human being enjoyable (Broom, Jones & McDonnell, 1977).

It is common knowledge that when one is in a situation whereby he/she cannot meet and pay for the basic necessities then such a situation has been shown to negatively impact in wellbeing of the affected human race.

For the sake of this paper there is need to draw a line between being rich and wealthy. For one to be considered rich there is need for such individuals to exhibit certain characteristics which include having a balanced life in terms of spiritual, physical, emotional, intellectual, relational, sexual, financial as well as directional (Caldwell, 1995).

Each and every person has in his own mind certain issues that they need to accomplish and have for instance having a nice house, a good car, taking memorable trips among other things.

Each and every country in the 21 st century has made education mandatory. United Kingdom is not an exception. The bigger challenge that has faced this idea is lack of adequate resources from the government and more seriously from parents.

Despite the fact that the government has strived in ensuring that individuals are able to read and write and acquire additionally education, there are some individuals who come from very humble and poor background.

Majority of them have undergone hard times while pursuing their educations. A greater percentage makes it in life and are now billionaires and deemed successful men and women.

On he other hand, those from rich background have undergone good time during their studies and due to their parents’ social status have found their way through and have made a good life.

Better education in my humble opinion refers to a situation where an individual is or has been capable of acquiring education that has effectively imparted knowledge and skills to him/her that are applicable to real life situation.

Such knowledge can be used to make a living. Success means lots of different things to different people. However in my own view success is attained when one has managed to raise above all in terms of economy, environmental, political, social spheres of life.

It is worth noting from the onset that the arguments brought forth in support of the statement are the main ones and might be disregarded by the individuals in the other quota.

Being rich has been associated with the ability of the parents to meet the day to day needs of their children. For instance paying school fees as well as providing them with well balanced meals, proper medication to mention but a few.

When all these are met it has been shown that individuals feel much more relaxed than their counter parts that are not from the rich background. Being healthy is one key element that helps student to concentrate in class and grasp more.

It is worth noting that while students from a rich background is concentrating, the ones from a poor one are wondering of how they will acquire dinner leave alone the toys and other related things which helps in proper growth and development of children.

Rich individuals are in a better position to provide their children with an opportunity of obtaining an additional degree. This issue of holding a second degree has become so competitive that only those who have such educational level are able to secure better jobs than their counterparts who are only holding a degree of college diplomas.

It is a fact that education is an expensive investment (Broom, Jones & McDonnell, 1977). Majority of individuals from poor background once they have been provided with education supported by the government they have very slim chances of advancing their education levels. The situation places them in an awkward situation especially when it comes to the job market and thus has limited chances of being selected for certain job positions (Graetz, 1995).

Considering the fact that two individuals are graduate from the same university but one from a poor family and the other from a well of family the chances of the two to secure a good job greatly vary.

Due to social economic status of the parents of the one from a rich family background, securing a job might not be an uphill task as it would be for the one from a lower social economic status (Quisumbing, 2002). It has been shown that the family name and the status held by one’s parent in most cases play a major role in making one to easily get an employment opportunity.

A research carried out recently by has shown that there are great differences in response of prefrontal cortex of children from poor and rich background. It is important to remember that this is a part of the human brain that is very critical in problem solving.

According to Graetz, (1995), the brain section behaves as if it has been damaged. However, they clearly make it known that this is not the end of everything as the situation can be successfully curbed by offering extensive training.

Additionally it has been shown that richness ensures that the necessary resources for learning are provided timely. For instances aside from the books the schools provide student to read which might in some cases fail to be enough for class individuals from a better family in terms of social economic status can afford to offer the children extra reading materials which works well in ensuring that they perform better.

With this concept comes the issue of quality education. After a careful examination of the progress of their children, parents who are rich may go an extra mile in hiring private tutors to help their children meet the education requirements. Additionally children stand a good chance of being sent to academies or private schools which are deemed to be the best in offering good environment for student learning.

Lastly and more importantly, individuals from a rich family are provided with an opportunity of visiting various geographical regions where they socialize and make networks. With such networks in place their chances of securing jobs overseas which offer good pay come their way. This is among the opportunity those from a humble background miss (Quisumbing, 2002).

One major argument against the statement solemnly lies in the fact that there are a good number of individuals in the society who are known to have come from nothing and rose to fame.

Their names are currently household names. This is because they managed to shake off the notion that the rich are the only ones who will have the chances of acquiring better education and being successful in life. Individual like Quincy Jones, Bill Gates rose to fame despite the fact that their families had no strong financial background (Llewellyn, 2001).

As suggested by Smith, 2008 some studies have established that having a better education and being successful in life is not a function of being rich parse. Other important factors such as good government policies, luck, inheritance and social as well as business connection among others have been show to bring a synergy that dictates who will be successful.

Similarly, children from well off family background seem to gain less concentration from their parents. Due to the fact that being wealth and rich constitutes investing heavily, parents are more often than not preoccupied on what they can do to earn more (Llewellyn, 2001). This provides them with no or very minimum time to spend with their children and help them with their homework.

Having in mind that student from a rich background are sure of certain things in their lives, they tend to be lazy and rude. All these negatively impact on their ability to successfully acquire knowledge. When a student clearly knows that he will inherit some thousand pounds from his/her parents then there are fewer chances of such a student to listen in class and acquire basic knowledge (Kiyosaki & Bennett, 1999).

Additionally, despite the fact that parents from poor background are struggling to make the ends meet, they constantly go through the works of their children and where they can they are much more willing to assist them attain the best.

Offering encouragement, being actively involved when called upon as well as instilling discipline is key to such parent. It is worth noting that the desire to make the student be serious in terms of academic life rests on the notion that if his/her child is educated then the current situation the family is undergoing through will be history (Caldwell, 1995).

From the review of the concept of being rich means better education and more success, arguments from both side have been succinctly brought forth. It is clear that individual from a rich background have been offered with high quality education, are always offered with necessary resources, due to their parents social status they have a higher chance of securing a job.

In addition furthering their level of education is possible due to availability of funds. Lastly it has been shown that such individual are always in peace as they are offered with high quality medical services, they do not need to worry of issues relating to fee among other hence concentrate in education as well as jobs. All these offer them an opportunity of being successful in life.

On the other hand the opponents see richness as being only among a myriad of factors that play some roles in making individuals successful. For instance big names currently such as Quincy Jones rose from nowhere and now they are household names.

Broom, L, Jones, F. & McDonnell, P. 1977. Investigating Social Mobility . Canberra: ANU Press.

Caldwell, J. 1995 . How Children Fail. London: Perseus Press.

Graetz, B (1995), ‘Socioeconomic status in educational research and policy’, Chapter 3 in Ainley, J, B. Graetz, M. Long and M. Batten, Socioeconomic status and school education . Canberra: AGPS.

Kiyosaki, R. & Bennett, Z. 1999. If You Want to Be Rich & Happy: Don’t Go to School? : Ensuring Lifetime Security for Yourself and Your Children. London: Wiley& Sons

Llewellyn, G. 2001. The Teenage Liberation Handbook: How to Quit School and Get a Real Life and Education . New York: Springer.

Quisumbing, A. 2002. “ Better Rich, Or Better There? Grandparent Wealth, Coresidence, and Intrahousehold Allocation ”. Web.

Smith, J. 2008. America’s education system perpetuates the gap between rich and poor. Web.

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Argumentative Essay: Getting a Good Education

Getting an education is compulsory in the developed world, but so many of us don’t appreciate it enough. We should value our education a lot more and work harder, because it is compulsory for so many different reasons and adds so much value to our lives. There are so many positive outcomes of education, but most of them come under the two banners of allowing us to develop personally, and improving our life chances.

Learning gives us so much that we otherwise wouldn’t have. Besides the obvious skills and facts that we learn, we learn self-discipline and self-motivation, timekeeping skills, social and communication skills and so much more. We also gain confidence and self-esteem through completing tasks and being praised for good work, as well as learning right and wrong as we are punished for any wrongdoing from a young age. Being educated is shown to increase people’s sense of self-worth, life satisfaction and overall happiness, so ultimately being a well-rounded person with lots of potential of happiness is a major outcome of education.

This development in itself increases our chances in life and our potential to do the things we want to do, as social skills gained allow us to form good relationships, and all of the other skills will help when it comes to getting a job. There is, unsurprisingly, a positive correlation between the level of education that people receive and the amount of money they earn. People that are educated are less likely to be unemployed or be on low wages with which they can barely feed their families. They are more likely to afford a nice house in a good area, a nice car, and regular family vacations. Educated people are also less likely to go to prison, because they will be able to provide for their families without crime and are less likely to be violent as they can communicate better with language.

Getting a good high school education also improves our chances of being able to go to college . This further study adds so many different skills to your arsenal that employment prospects and earning potential become better again. Whatever level someone has studied to though, a good education will get them further than someone with little or no education.

This is because of the marketable skills that they have gained. Literacy and basic math skills are at the foundation of independent living and being able to work. Good communication skills and ability to work both with a team and independently are often a basic requirement for any job, and these are developed in the education system through group and individual projects. All in all, education gives us so many skills that it is necessary for both happiness and success in life.

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Page One Economics ®

Education, income, and wealth.

"By some estimates, income and wealth are near their highest levels in the past hundred years, much higher than the average during that time span and probably higher than for much of American history before then." —Janet Yellen, Federal Reserve Chair 1

Americans have among the highest living standards in the world and have enjoyed rising living standards for decades. Median household income in the United States in 2015 was $56,516, up from $49,276 in 2010. 2 However, gains in household income have not been evenly distributed across all income groups. Income inequality has been increasing in the United States since the 1970s, peaking in 2013 3 (Figure 1). A 2015 Gallup poll found that 63 percent of Americans feel that the distribution of U.S. money and wealth is unfair. 4 While many factors contribute to income and wealth inequality, the role of education is a key piece of the puzzle.

Figure 1: U.S. Income Inequality a Rising Trend

NOTE: The Gini coefficient (also known as the Gini ratio or index) is a common measure of income inequality within a nation. It gauges income inequality on a scale from 0 to 1: The higher the number, the higher the level of inequality. The lowest U.S. value was 0.386 in 1968, and the highest value was 0.482 in 2013. In 2015 the, Gini coefficient was 0.479. SOURCE: FRED ® , Federal Reserve Bank of St. Louis. Accessed November 22, 2016; https://fred.stlouisfed.org/graph/?g=7yKu .

When people earn income, they use that income to do three things: pay taxes, buy goods and services (consume), and save. Saving is not spending on current consumption or taxes and involves giving up some current consumption for future consumption. The accumulation of money set aside for future spending and consumption is known as savings. Americans don't save as much as those in other industrialized nations. The U.S. personal saving rate has dropped substantially over the past 50 years (Figure 2). As of September 2016, the U.S. personal saving rate was 5.7 percent, whereas it has historically averaged 8.4 percent (since 1959). 5 By comparison, German households saved 16.7 percent, on average, in 2015. 6

Figure 2: U.S. Personal Saving Rate Over 50 Years

NOTE: The horizontal line indicates the average saving rate over the period. SOURCE: FRED ® , Federal Reserve Bank of St. Louis. Accessed November 22, 2016; https://fred.stlouisfed.org/graph/?g=bQZk .

Saving is an essential component of building wealth. Wealth, also called net worth, is the total value of a person's assets , such as liquid assets (cash or something you can easily turn into cash), real estate, businesses, and cars, minus any liabilities (money owed; debt). Saving to build wealth is an important part of financial planning. And debt is not necessarily a bad thing. Because income tends to start low at younger ages, borrowing (taking on debt) allows people to have things now and pay for them over time. In economic terms, this is called smoothing consumption. Income then tends to increase in middle age and decrease when people retire. Economists often use the life cycle theory of consumption and saving to explain this phenomenon. As shown in the model (Figure 3), people tend to borrow to purchase homes, cars, or an education when they are young, pay down debt and save a portion of their income during their peak working and earning years, and finally spend their saved money during retirement. Within this pattern of planned borrowing and saving, the hump-shaped pattern of income (the curved line) allows for smooth consumption (the horizontal line) across the lifecycle. Thus, saving—to build wealth—is essential for a higher quality of life during retirement.

Figure 3: A Model of Saving and Spending: The Life Cycle Theory of Consumption and Saving

Two similar terms must be differentiated here: Income is the payment people receive for providing resources in the marketplace. For example, people often receive paychecks twice a month. You may have heard people discuss the flow of income. Saving involves setting some of the flow of income aside to increase wealth . Wealth is the accumulation—or stock—of saved money. Notice that turning the flow of income into a stock of wealth requires saving money. There are several options for saving, including saving in a savings accounts or saving through the purchase of financial assets , which is called financial investment . People invest in financial assets with the aim of "making money"—they hope to earn interest, dividends, profits, and/or capital gains in the future.

Education and Income

The relationship between education and income is strong. Education is often referred to as an investment in human capital . People invest in human capital for similar reasons people invest in financial assets, including to make money. In general, those with more education earn higher incomes (see the table). The higher income that results from a college degree is sometimes referred to as the "college wage premium." Research shows that this premium has grown over time. 7 In addition, in general, the more skills people have, the more employable they are. As a result, workers with more education have a lower average unemployment rate than those with less education (Figure 4).

Figure 4: Unemployment Declines as Education Increases

NOTE: In November 2016, the overall U.S. unemployment rate was 4.6 percent, but level of education matters. The unemployment rate for college graduates was 2.3 percent, while that for those with less than a high school diploma was 7.9 percent.

SOURCE: FRED ® , Federal Reserve Bank of St. Louis. Accessed December 21, 2016; https://fred.stlouisfed.org/graph/?g=8ds7 .

Education and Wealth

The relationship between education and wealth is also strong. Of course, earning a higher income makes saving easier, and saving is necessary to build wealth. Those with lower incomes have a flatter (non-humped) income pattern, which makes saving and paying down debt more difficult. But those with more education also tend to make financial decisions that contribute to building wealth. 8 It is important to realize, however, that anyone can follow the financial behaviors that well-educated families tend to practice, such as these:

• Have some liquid assets. Liquid assets can help relieve financial distress during a difficult time without having to sell assets or accumulate debt. Liquid assets include savings accounts, stocks, and bonds.
• Diversify. To diversify means to invest in various financial instruments to reduce risk. In addition to tangible assets such as houses and cars, those with higher levels of education also tend to hold a greater share of their savings in stocks, bonds, and businesses, which tend to provide higher returns (but also more risk of loss).
• Keep debt low relative to assets. Those with low debt relative to assets pay lower interest rates. Those with high debt relative to assets pay higher interest rates, which can make it difficult to save. And, over longer periods, both savings and debt are susceptible to the effects of compound interest —which means that savings (or debt) can grow at exponential rates over time. 9

It is important to realize, however, that the relationship among education, income, and wealth is more complicated than simply more education yielding a higher income and more wealth. Factors such as natural ability and family background also impact both income and wealth and are not caused by having more education (see the boxed insert).

The Role of Financial Literacy

Research shows that up to half of wealth inequality may be caused by differences in financial literacy. 10 That is, many people do not have the skills or ability to manage their money effectively. As a result, they are more likely to use costly home loan (mortgage) products, 11 pay higher transaction costs and fees, and use high-cost borrowing options. 12 High-cost borrowing includes the use of payday loans and businesses such as pawn shops and rent-to-own stores. 13 Currently only 20 states require high school students to take a course in economics and only 17 states require a course in personal finance. 14 Research has shown, however, that such education makes a difference: Students in states with financial education requirements have lower loan delinquency rates and higher credit scores relative to students in states without financial education requirements. 15

Income and wealth inequality have been on the rise in the United States for decades. Research indicates that the level of education is strongly related to both income and wealth. Households with higher levels of education tend to have more liquid assets to withstand financial storms, diversify their savings (investments), and maintain low levels of debt relative to assets. These financial behaviors are effective strategies for building income into wealth. Because much of wealth building can be tied to financial decisionmaking, it is likely that financial literacy can play a key role in reducing wealth inequality over time.

1 Yellen, Janet L. "Perspectives on Inequality and Opportunity from the Survey of Consumer Finances." Board of Governors of the Federal Reserve System, 2014; http://www.federalreserve.gov/newsevents/speech/ye... .

2 U.S. Bureau of the Census. Median Household Income in the United States [MEHOINUSA646N], retrieved from FRED, Federal Reserve Bank of St. Louis, November 22, 2016; https://fred.stlouisfed.org/graph/?g=580N .

3 Federal Reserve Bank of St. Louis. "How Has Income Changed over the Years?" On The Economy (blog); June 30, 2016; https://www.stlouisfed.org/on-the-economy/2016/june/how-has-income-inequality-changed-years .

4 Newport, Frank. "Americans Continue to Say U.S. Wealth Distribution Is Unfair." May 4, 2015; Gallup ; http://www.gallup.com/poll/182987/americans-continue-say-wealth-distribution-unfair.aspx .

5 U.S. Bureau of Economic Analysis, Personal Saving Rate [PSAVERT], retrieved from FRED ® , Federal Reserve Bank of St. Louis, November 22, 2016; https://fred.stlouisfed.org/graph/?g=580A .

6 Beisemann, Leonie. "A Dash of Data: Spotlight on German Households." OECD Insights , February 11, 2016; http://oecdinsights.org/2016/02/11/a-dash-of-data-spotlight-on-german-households/ .

7 Valletta, Rob. "Higher Education, Wages, and Polarization." Federal Reserve Bank of San Francisco Economic Letter . January 12, 2015; http://www.frbsf.org/economic-research/publications/economic-letter/2015/january/wages-education-college-labor-earnings-income/ .

8 Boshara, Ray; Emmons, William R. and Noeth, Bryan. "The Demographics of Wealth: How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy." Essay No. 2: Education and Wealth, May 2015; https://www.stlouisfed.org/~/media/Files/PDFs/HFS/essays/HFS-Essay-2-2015-Education-and-Wealth.pdf .

9 Boshara, Ray; Emmons, William R. and Noeth, Bryan. "The Demographics of Wealth: How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy." Essay No. 2: Education and Wealth, May 2015; https://www.stlouisfed.org/~/media/Files/PDFs/HFS/essays/HFS-Essay-2-2015-Education-and-Wealth.pdf .

10 Lusardi, Annamaria; Michaud, Pierre-Carl and Mitchell, Olivia S. "Optimal Financial Knowledge and Wealth Inequality." NBER Working Paper 18669, January 2013; http://www.nber.org/papers/w18669.pdf .

11 Moore, Danna. "Survey of Financial Literacy in Washington State: Knowledge, Behavior, Attitudes, and Experiences." Technical Report 03-39, Washington State University Social and Economic Sciences Research Center, December 2003.

12 Lusardi, Annamaria and Tufano, Peter. "Debt Literacy, Financial Experiences, and Overindebtedness." NBER Working Paper 14808, March 2009.

13 Lusardi, Annamaria and de Bassa Scheresberg, Carlo. "Financial Literacy and High-Cost Borrowing in the United States." NBER Working Paper 18969, April 2013.

14 Council for Economic Education. Survey of the United States: Economic and Personal Finance Education in Our Nation's Schools, 2016 ; http://councilforeconed.org/wp/wp-content/uploads/2016/02/sos-16-final.pdf .

15 Brown, Alexandra; Collins, J. Michael; Schmeiser, Maximilian and Urban, Carly. "State Mandates Financial Education and the Credit Behavior of Young Adults." Finance and Economic Discussion Series 2014-68, Federal Reserve Board, 2014; https://www.federalrese.gov/pubs/feds/2014/201468/201468pap.pdf .

© 2017, Federal Reserve Bank of St. Louis. The views expressed are those of the author(s) and do not necessarily reflect official positions of the Federal Reserve Bank of St. Louis or the Federal Reserve System.

Asset:  A resource with economic value that an individual, corporation, or country owns with the expectation that it will provide future benefits.

Capital gains:  A profit from the sale of financial investments.

Compound interest:  Interest computed on the sum of the original principal and accrued interest.

Credit score:  A number based on information in a credit report used to indicate a person's credit risk.

Delinquency rate:  The number of loans that have delinquent payments relative to the total number of loans.

Financial asset:  A contract that states the conditions under which one party (a person or institution) promises to pay another party cash at some point in the future.

Financial investment:  Placing money in a savings account or in any number of financial assets, such as stocks, bonds, or mutual funds, with the intention of making a financial gain.

Financial literacy:  Having knowledge of financial matters and applying that knowledge to one's life.

Human capital:  The knowledge and skills that people obtain through education, experience, and training.

Income:  The payment people receive for providing resources in the marketplace. 

Payday loan:  A small, short-term loan that is intended to cover a borrower's expenses until his or her next payday. May also be called a paycheck advance or a payday advance.

Transaction costs:  The costs associated with buying or selling a good, service, or financial asset.

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DEBATE TOPIC: Money is Better than Education ( Support and oppose the motion)

In a world driven by ambitions and aspirations, the age-old debate of whether money holds more value than education continues to captivate minds. The juxtaposition of financial wealth and intellectual growth has sparked discussions across various platforms . But is it truly possible to determine if money is superior to education, or vice versa? In this comprehensive article, we unravel the complexities of the “DEBATE TOPIC: Money is better than Education,” examining different viewpoints, considering real-world scenarios, and providing valuable insights.

Table of Contents

DEBATE TOPIC: Money is Better than Education

The significance of financial wealth.

Financial Success and Happiness: Is There a Direct Correlation?

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It’s often said that money can’t buy happiness, but it undeniably provides a sense of security and comfort. People with substantial financial resources have access to a better quality of life, including healthcare, leisure, and experiences that can contribute to their overall happiness.

The Pursuit of Material Possessions

Acquiring Luxuries vs. Intellectual Enrichment

In a materialistic society, possessing luxurious items can be perceived as a symbol of success. However, focusing solely on material possessions might overlook the intellectual and emotional growth that education brings. Education cultivates critical thinking, empathy, and personal development.

Immediate Financial Gains

Entering the Workforce Early vs. Prolonged Educational Endeavors

Choosing a lucrative job over higher education can lead to early financial independence. However, education offers long-term benefits by expanding career opportunities , potentially leading to higher-paying positions in the future.

Investment in Financial Ventures

Entrepreneurial Ventures vs. Formal Education

Some individuals argue that direct investment in business ventures can yield higher returns compared to investing time and money in education. While entrepreneurship has its merits, education provides a broader skill set that can contribute to success in various endeavors.

Addressing Basic Needs

Satisfying Needs and Wants through Money

Money ensures access to basic necessities such as food, shelter, and clothing. It can also fulfill desires for travel, entertainment, and other experiences that contribute to a fulfilling life.

The Power of Knowledge

Intellectual Growth and Empowerment through Education

Education empowers individuals with knowledge, enabling them to make informed decisions, contribute meaningfully to society, and drive positive change. Intellectual growth enriches lives in ways that money cannot.

Breaking Barriers

Social Mobility through Wealth vs. Education

While financial wealth can provide opportunities, education remains a powerful tool for breaking the cycle of poverty. Quality education equips individuals with skills to pursue diverse careers and overcome socioeconomic limitations.

Managing Life’s Challenges

Coping with Adversities with Money and Education

Both money and education offer different forms of support during challenging times. While money provides immediate solutions, education equips individuals with problem-solving skills to navigate difficulties effectively.

Lifelong Learning

Continuous Personal Growth vs. Financial Gains

Education fosters a culture of lifelong learning, enabling personal and professional growth over time. The pursuit of knowledge enhances cognitive abilities, adaptability, and overall fulfillment.

Achieving Dreams

Turning Aspirations into Reality through Money and Education

Money can finance dreams and aspirations, but education equips individuals with the skills and knowledge needed to turn those dreams into reality. Education often lays the foundation for achieving long-term goals.

FAQs about the Debate: Money is Better than Education

Q: Can money truly buy happiness? A: While money provides comfort and security, genuine happiness stems from a balance between material well-being and emotional fulfillment.

Q: Is education only about academic achievements? A: Education encompasses not only academic learning but also personal growth, critical thinking, and the development of life skills.

Q: How does education contribute to social progress? A: Education empowers individuals to challenge norms, innovate, and contribute positively to society’s growth and development.

Q: Can financial wealth alone guarantee success? A: Financial wealth provides a head start, but success often requires a combination of financial resources, hard work, and the right skills.

Q: Is entrepreneurship a substitute for formal education? A: While entrepreneurship offers unique opportunities, formal education provides a well-rounded skill set that enhances one’s chances of success.

Q: Can education alone break the cycle of poverty? A: Education plays a crucial role in offering individuals a path to upward mobility, although systemic challenges must also be addressed.

Conclusion: Striking a Balance

In the riveting debate surrounding the value of Money is Better than Education, it becomes apparent that both factors hold immense significance in different contexts. While money can provide comfort, financial stability, and the means to pursue dreams, education enriches lives, empowers minds, and paves the way for personal and societal growth. Rather than viewing these elements as mutually exclusive

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Home — Essay Samples — Education — Education System — Argumentative Essay: Is Education Important

Argumentative Essay: is Education Important

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Sat / act prep online guides and tips, 3 key tips for how to write an argumentative essay.

General Education

If there’s one writing skill you need to have in your toolkit for standardized tests, AP exams, and college-level writing, it’s the ability to make a persuasive argument. Effectively arguing for a position on a topic or issue isn’t just for the debate team— it’s for anyone who wants to ace the essay portion of an exam or make As in college courses.

To give you everything you need to know about how to write an argumentative essay , we’re going to answer the following questions for you:

• What is an argumentative essay?
• How should an argumentative essay be structured?
• How do I write a strong argument?
• What’s an example of a strong argumentative essay?
• What are the top takeaways for writing argumentative papers?

By the end of this article, you’ll be prepped and ready to write a great argumentative essay yourself!

Now, let’s break this down.

What Is an Argumentative Essay?

An argumentative essay is a type of writing that presents the writer’s position or stance on a specific topic and uses evidence to support that position. The goal of an argumentative essay is to convince your reader that your position is logical, ethical, and, ultimately, right . In argumentative essays, writers accomplish this by writing:

• A clear, persuasive thesis statement in the introduction paragraph
• Body paragraphs that use evidence and explanations to support the thesis statement
• A paragraph addressing opposing positions on the topic—when appropriate
• A conclusion that gives the audience something meaningful to think about.

Introduction, body paragraphs, and a conclusion: these are the main sections of an argumentative essay. Those probably sound familiar. Where does arguing come into all of this, though? It’s not like you’re having a shouting match with your little brother across the dinner table. You’re just writing words down on a page!

...or are you? Even though writing papers can feel like a lonely process, one of the most important things you can do to be successful in argumentative writing is to think about your argument as participating in a larger conversation . For one thing, you’re going to be responding to the ideas of others as you write your argument. And when you’re done writing, someone—a teacher, a professor, or exam scorer—is going to be reading and evaluating your argument.

If you want to make a strong argument on any topic, you have to get informed about what’s already been said on that topic . That includes researching the different views and positions, figuring out what evidence has been produced, and learning the history of the topic. That means—you guessed it!—argumentative essays almost always require you to incorporate outside sources into your writing.  

What Makes Argumentative Essays Unique?

Argumentative essays are different from other types of essays for one main reason: in an argumentative essay, you decide what the argument will be . Some types of essays, like summaries or syntheses, don’t want you to show your stance on the topic—they want you to remain unbiased and neutral.

In argumentative essays, you’re presenting your point of view as the writer and, sometimes, choosing the topic you’ll be arguing about. You just want to make sure that that point of view comes across as informed, well-reasoned, and persuasive.

Another thing about argumentative essays: they’re often longer than other types of essays. Why, you ask? Because it takes time to develop an effective argument. If your argument is going to be persuasive to readers, you have to address multiple points that support your argument, acknowledge counterpoints, and provide enough evidence and explanations to convince your reader that your points are valid.

Our 3 Best Tips for Picking a Great Argumentative Topic

The first step to writing an argumentative essay deciding what to write about! Choosing a topic for your argumentative essay might seem daunting, though. It can feel like you could make an argument about anything under the sun. For example, you could write an argumentative essay about how cats are way cooler than dogs, right?

It’s not quite that simple . Here are some strategies for choosing a topic that serves as a solid foundation for a strong argument.

Choose a Topic That Can Be Supported With Evidence

First, you want to make sure the topic you choose allows you to make a claim that can be supported by evidence that’s considered credible and appropriate for the subject matter ...and, unfortunately, your personal opinions or that Buzzfeed quiz you took last week don’t quite make the cut.

Some topics—like whether cats or dogs are cooler—can generate heated arguments, but at the end of the day, any argument you make on that topic is just going to be a matter of opinion. You have to pick a topic that allows you to take a position that can be supported by actual, researched evidence.

(Quick note: you could write an argumentative paper over the general idea that dogs are better than cats—or visa versa!—if you’re a) more specific and b) choose an idea that has some scientific research behind it. For example, a strong argumentative topic could be proving that dogs make better assistance animals than cats do.)

You also don’t want to make an argument about a topic that’s already a proven fact, like that drinking water is good for you. While some people might dislike the taste of water, there is an overwhelming body of evidence that proves—beyond the shadow of a doubt—that drinking water is a key part of good health.  

To avoid choosing a topic that’s either unprovable or already proven, try brainstorming some issues that have recently been discussed in the news, that you’ve seen people debating on social media, or that affect your local community. If you explore those outlets for potential topics, you’ll likely stumble upon something that piques your audience’s interest as well.  

Choose a Topic That You Find Interesting

Topics that have local, national, or global relevance often also resonate with us on a personal level. Consider choosing a topic that holds a connection between something you know or care about and something that is relevant to the rest of society. These don’t have to be super serious issues, but they should be topics that are timely and significant.

For example, if you are a huge football fan, a great argumentative topic for you might be arguing whether football leagues need to do more to prevent concussions . Is this as “important” an issue as climate change? No, but it’s still a timely topic that affects many people. And not only is this a great argumentative topic: you also get to write about one of your passions! Ultimately, if you’re working with a topic you enjoy, you’ll have more to say—and probably write a better essay .

Choose a Topic That Doesn’t Get You Too Heated

Another word of caution on choosing a topic for an argumentative paper: while it can be effective to choose a topic that matters to you personally, you also want to make sure you’re choosing a topic that you can keep your cool over. You’ve got to be able to stay unemotional, interpret the evidence persuasively, and, when appropriate, discuss opposing points of view without getting too salty.

In some situations, choosing a topic for your argumentative paper won’t be an issue at all: the test or exam will choose it for you . In that case, you’ve got to do the best you can with what you’re given.

In the next sections, we’re going to break down how to write any argumentative essay —regardless of whether you get to choose your own topic or have one assigned to you! Our expert tips and tricks will make sure that you’re knocking your paper out of the park.

The Thesis: The Argumentative Essay’s Backbone

You’ve chosen a topic or, more likely, read the exam question telling you to defend, challenge, or qualify a claim on an assigned topic. What do you do now?

You establish your position on the topic by writing a killer thesis statement ! The thesis statement, sometimes just called “the thesis,” is the backbone of your argument, the north star that keeps you oriented as you develop your main points, the—well, you get the idea.

In more concrete terms, a thesis statement conveys your point of view on your topic, usually in one sentence toward the end of your introduction paragraph . It’s very important that you state your point of view in your thesis statement in an argumentative way—in other words, it should state a point of view that is debatable.

And since your thesis statement is going to present your argument on the topic, it’s the thing that you’ll spend the rest of your argumentative paper defending. That’s where persuasion comes in. Your thesis statement tells your reader what your argument is, then the rest of your essay shows and explains why your argument is logical.

Why does an argumentative essay need a thesis, though? Well, the thesis statement—the sentence with your main claim—is actually the entire point of an argumentative essay. If you don’t clearly state an arguable claim at the beginning of your paper, then it’s not an argumentative essay. No thesis statement = no argumentative essay. Got it?

Other types of essays that you’re familiar with might simply use a thesis statement to forecast what the rest of the essay is going to discuss or to communicate what the topic is. That’s not the case here. If your thesis statement doesn’t make a claim or establish your position, you’ll need to go back to the drawing board.

Example Thesis Statements

Here are a couple of examples of thesis statements that aren’t argumentative and thesis statements that are argumentative

The sky is blue.

The thesis statement above conveys a fact, not a claim, so it’s not argumentative.

To keep the sky blue, governments must pass clean air legislation and regulate emissions.

The second example states a position on a topic. What’s the topic in that second sentence? The best way to keep the sky blue. And what position is being conveyed? That the best way to keep the sky blue is by passing clean air legislation and regulating emissions.

Some people would probably respond to that thesis statement with gusto: “No! Governments should not pass clean air legislation and regulate emissions! That infringes on my right to pollute the earth!” And there you have it: a thesis statement that presents a clear, debatable position on a topic.

Here’s one more set of thesis statement examples, just to throw in a little variety:

Spirituality and otherworldliness characterize A$AP Rocky’s portrayals of urban life and the American Dream in his rap songs and music videos.

The statement above is another example that isn’t argumentative, but you could write a really interesting analytical essay with that thesis statement. Long live A$AP! Now here’s another one that is argumentative:

To give students an understanding of the role of the American Dream in contemporary life, teachers should incorporate pop culture, like the music of A$AP Rocky, into their lessons and curriculum.

The argument in this one? Teachers should incorporate more relevant pop culture texts into their curriculum.

This thesis statement also gives a specific reason for making the argument above: To give students an understanding of the role of the American Dream in contemporary life. If you can let your reader know why you’re making your argument in your thesis statement, it will help them understand your argument better.

An actual image of you killing your argumentative essay prompts after reading this article! 

Breaking Down the Sections of An Argumentative Essay

Now that you know how to pick a topic for an argumentative essay and how to make a strong claim on your topic in a thesis statement, you’re ready to think about writing the other sections of an argumentative essay. These are the parts that will flesh out your argument and support the claim you made in your thesis statement.  

Like other types of essays, argumentative essays typically have three main sections: the introduction, the body, and the conclusion. Within those sections, there are some key elements that a reader—and especially an exam scorer or professor—is always going to expect you to include.

Let’s look at a quick outline of those three sections with their essential pieces here:

• Introduction paragraph with a thesis statement (which we just talked about)
• Support Point #1 with evidence
• Explain/interpret the evidence with your own, original commentary (AKA, the fun part!)
• Support Point #2 with evidence
• Explain/interpret the evidence with your own, original commentary
• Support Point #3 with evidence
• New paragraph addressing opposing viewpoints (more on this later!)
• Concluding paragraph

 Now, there are some key concepts in those sections that you’ve got to understand if you’re going to master how to write an argumentative essay. To make the most of the body section, you have to know how to support your claim (your thesis statement), what evidence and explanations are and when you should use them, and how and when to address opposing viewpoints. To finish strong, you’ve got to have a strategy for writing a stellar conclusion.

This probably feels like a big deal! The body and conclusion make up most of the essay, right? Let’s get down to it, then.

How to Write a Strong Argument

Once you have your topic and thesis, you’re ready for the hard part: actually writing your argument. If you make strategic choices—like the ones we’re about to talk about—writing a strong argumentative essay won’t feel so difficult.

There are three main areas where you want to focus your energy as you develop a strategy for how to write an argumentative essay: supporting your claim—your thesis statement—in your essay, addressing other viewpoints on your topic, and writing a solid conclusion. If you put thought and effort into these three things, you’re much more likely to write an argumentative essay that’s engaging, persuasive, and memorable...aka A+ material.

Focus Area 1: Supporting Your Claim With Evidence and Explanations

So you’ve chosen your topic, decided what your position will be, and written a thesis statement. But like we see in comment threads across the Internet, if you make a claim and don’t back it up with evidence, what do people say? “Where’s your proof?” “Show me the facts!” “Do you have any evidence to support that claim?”

Of course you’ve done your research like we talked about. Supporting your claim in your thesis statement is where that research comes in handy.

You can’t just use your research to state the facts, though. Remember your reader? They’re going to expect you to do some of the dirty work of interpreting the evidence for them. That’s why it’s important to know the difference between evidence and explanations, and how and when to use both in your argumentative essay.

What Evidence Is and When You Should Use It

Evidence can be material from any authoritative and credible outside source that supports your position on your topic. In some cases, evidence can come in the form of photos, video footage, or audio recordings. In other cases, you might be pulling reasons, facts, or statistics from news media articles, public policy, or scholarly books or journals.

There are some clues you can look for that indicate whether or not a source is credible , such as whether:

• The website where you found the source ends in .edu, .gov, or .org
• The source was published by a university press
• The source was published in a peer-reviewed journal
• The authors did extensive research to support the claims they make in the source

This is just a short list of some of the clues that a source is likely a credible one, but just because a source was published by a prestigious press or the authors all have PhDs doesn’t necessarily mean it is the best piece of evidence for you to use to support your argument.

In addition to evaluating the source’s credibility, you’ve got to consider what types of evidence might come across as most persuasive in the context of the argument you’re making and who your readers are. In other words, stepping back and getting a bird’s eye view of the entire context of your argumentative paper is key to choosing evidence that will strengthen your argument.

On some exams, like the AP exams , you may be given pretty strict parameters for what evidence to use and how to use it. You might be given six short readings that all address the same topic, have 15 minutes to read them, then be required to pull material from a minimum of three of the short readings to support your claim in an argumentative essay.

When the sources are handed to you like that, be sure to take notes that will help you pick out evidence as you read. Highlight, underline, put checkmarks in the margins of your exam . . . do whatever you need to do to begin identifying the material that you find most helpful or relevant. Those highlights and check marks might just turn into your quotes, paraphrases, or summaries of evidence in your completed exam essay.

What Explanations Are and When You Should Use Them

Now you know that taking a strategic mindset toward evidence and explanations is critical to grasping how to write an argumentative essay. Unfortunately, evidence doesn’t speak for itself. While it may be obvious to you, the researcher and writer, how the pieces of evidence you’ve included are relevant to your audience, it might not be as obvious to your reader.

That’s where explanations—or analysis, or interpretations—come in. You never want to just stick some quotes from an article into your paragraph and call it a day. You do want to interpret the evidence you’ve included to show your reader how that evidence supports your claim.

Now, that doesn’t mean you’re going to be saying, “This piece of evidence supports my argument because...”. Instead, you want to comment on the evidence in a way that helps your reader see how it supports the position you stated in your thesis. We’ll talk more about how to do this when we show you an example of a strong body paragraph from an argumentative essay here in a bit.

Understanding how to incorporate evidence and explanations to your advantage is really important. Here’s why: when you’re writing an argumentative essay, particularly on standardized tests or the AP exam, the exam scorers can’t penalize you for the position you take. Instead, their evaluation is going to focus on the way you incorporated evidence and explained it in your essay.

Focus Area 2: How—and When—to Address Other Viewpoints

Why would we be making arguments at all if there weren’t multiple views out there on a given topic? As you do research and consider the background surrounding your topic, you’ll probably come across arguments that stand in direct opposition to your position.

Oftentimes, teachers will ask you to “address the opposition” in your argumentative essay. What does that mean, though, to “ address the opposition ?”

Opposing viewpoints function kind of like an elephant in the room. Your audience knows they’re there. In fact, your audience might even buy into an opposing viewpoint and be waiting for you to show them why your viewpoint is better. If you don’t, it means that you’ll have a hard time convincing your audience to buy your argument.

Addressing the opposition is a balancing act: you don’t want to undermine your own argument, but you don’t want to dismiss the validity of opposing viewpoints out-of-hand or ignore them altogether, which can also undermine your argument.

This isn’t the only acceptable approach, but it’s common practice to wait to address the opposition until close to the end of an argumentative essay. But why?

Well, waiting to present an opposing viewpoint until after you’ve thoroughly supported your own argument is strategic. You aren’t going to go into great detail discussing the opposing viewpoint: you’re going to explain what that viewpoint is fairly, but you’re also going to point out what’s wrong with it.

It can also be effective to read the opposition through the lens of your own argument and the evidence you’ve used to support it. If the evidence you’ve already included supports your argument, it probably doesn’t support the opposing viewpoint. Without being too obvious, it might be worth pointing this out when you address the opposition.

Focus Area #3: Writing the Conclusion

It’s common to conclude an argumentative essay by reiterating the thesis statement in some way, either by reminding the reader what the overarching argument was in the first place or by reviewing the main points and evidence that you covered.

You don’t just want to restate your thesis statement and review your main points and call it a day, though. So much has happened since you stated your thesis in the introduction! And why waste a whole paragraph—the very last thing your audience is going to read—on just repeating yourself?

Here’s an approach to the conclusion that can give your audience a fresh perspective on your argument: reinterpret your thesis statement for them in light of all the evidence and explanations you’ve provided. Think about how your readers might read your thesis statement in a new light now that they’ve heard your whole argument out.

That’s what you want to leave your audience with as you conclude your argumentative paper: a brief explanation of why all that arguing mattered in the first place. If you can give your audience something to continue pondering after they’ve read your argument, that’s even better.

One thing you want to avoid in your conclusion, though: presenting new supporting points or new evidence. That can just be confusing for your reader. Stick to telling your reader why the argument you’ve already made matters, and your argument will stick with your reader.

A Strong Argumentative Essay: Examples

For some aspiring argumentative essay writers, showing is better than telling. To show rather than tell you what makes a strong argumentative essay, we’ve provided three examples of possible body paragraphs for an argumentative essay below.

Think of these example paragraphs as taking on the form of the “Argumentative Point #1 → Evidence —> Explanation —> Repeat” process we talked through earlier. It’s always nice to be able to compare examples, so we’ve included three paragraphs from an argumentative paper ranging from poor (or needs a lot of improvement, if you’re feeling generous), to better, to best.

All of the example paragraphs are for an essay with this thesis statement: 

Thesis Statement: In order to most effectively protect user data and combat the spread of disinformation, the U.S. government should implement more stringent regulations of Facebook and other social media outlets.

As you read the examples, think about what makes them different, and what makes the “best” paragraph more effective than the “better” and “poor” paragraphs. Here we go:

A Poor Argument

Example Body Paragraph: Data mining has affected a lot of people in recent years. Facebook has 2.23 billion users from around the world, and though it would take a huge amount of time and effort to make sure a company as big as Facebook was complying with privacy regulations in countries across the globe, adopting a common framework for privacy regulation in more countries would be the first step. In fact, Mark Zuckerberg himself supports adopting a global framework for privacy and data protection, which would protect more users than before.

What’s Wrong With This Example?

First, let’s look at the thesis statement. Ask yourself: does this make a claim that some people might agree with, but others might disagree with?

The answer is yes. Some people probably think that Facebook should be regulated, while others might believe that’s too much government intervention. Also, there are definitely good, reliable sources out there that will help this writer prove their argument. So this paper is off to a strong start!  

Unfortunately, this writer doesn’t do a great job proving their thesis in their body paragraph. First, the topic sentence—aka the first sentence of the paragraph—doesn’t make a point that directly supports the position stated in the thesis. We’re trying to argue that government regulation will help protect user data and combat the spread of misinformation, remember? The topic sentence should make a point that gets right at that, instead of throwing out a random fact about data mining.

Second, because the topic sentence isn’t focused on making a clear point, the rest of the paragraph doesn’t have much relevant information, and it fails to provide credible evidence that supports the claim made in the thesis statement. For example, it would be a great idea to include exactly what Mark Zuckerberg said ! So while there’s definitely some relevant information in this paragraph, it needs to be presented with more evidence.

A Better Argument  

This paragraph is a bit better than the first one, but it still needs some work. The topic sentence is a bit too long, and it doesn’t make a point that clearly supports the position laid out in the thesis statement. The reader already knows that mining user data is a big issue, so the topic sentence would be a great place to make a point about why more stringent government regulations would most effectively protect user data.

There’s also a problem with how the evidence is incorporated in this example. While there is some relevant, persuasive evidence included in this paragraph, there’s no explanation of why or how it is relevant . Remember, you can’t assume that your evidence speaks for itself: you have to interpret its relevance for your reader. That means including at least a sentence that tells your reader why the evidence you’ve chosen proves your argument.

A Best—But Not Perfect!—Argument  

Example Body Paragraph: Though Facebook claims to be implementing company policies that will protect user data and stop the spread of misinformation , its attempts have been unsuccessful compared to those made by the federal government. When PricewaterhouseCoopers conducted a Federal Trade Commission-mandated assessment of Facebook’s partnerships with Microsoft and the makers of the Blackberry handset in 2013, the team found limited evidence that Facebook had monitored or even checked that its partners had complied with Facebook’s existing data use policies. In fact, Facebook’s own auditors confirmed the PricewaterhouseCoopers findings, despite the fact that Facebook claimed that the company was making greater attempts to safeguard users’ personal information. In contrast, bills written by Congress have been more successful in changing Facebook’s practices than Facebook’s own company policies have. According to The Washington Post, The Honest Ads Act of 2017 “created public demand for transparency and changed how social media companies disclose online political advertising.” These policy efforts, though thus far unsuccessful in passing legislation, have nevertheless pushed social media companies to change some of their practices by sparking public outrage and negative media attention.

Why This Example Is The Best

This paragraph isn’t perfect, but it is the most effective at doing some of the things that you want to do when you write an argumentative essay.

First, the topic sentences get to the point . . . and it’s a point that supports and explains the claim made in the thesis statement! It gives a clear reason why our claim in favor of more stringent government regulations is a good claim : because Facebook has failed to self-regulate its practices.

This paragraph also provides strong evidence and specific examples that support the point made in the topic sentence. The evidence presented shows specific instances in which Facebook has failed to self-regulate, and other examples where the federal government has successfully influenced regulation of Facebook’s practices for the better.

Perhaps most importantly, though, this writer explains why the evidence is important. The bold sentence in the example is where the writer links the evidence back to their opinion. In this case, they explain that the pressure from Federal Trade Commission and Congress—and the threat of regulation—have helped change Facebook for the better.

Why point out that this isn’t a perfect paragraph, though? Because you won’t be writing perfect paragraphs when you’re taking timed exams either. But get this: you don’t have to write perfect paragraphs to make a good score on AP exams or even on an essay you write for class. Like in this example paragraph, you just have to effectively develop your position by appropriately and convincingly relying on evidence from good sources.

Top 3 Takeaways For Writing Argumentative Essays

This is all great information, right? If (when) you have to write an argumentative essay, you’ll be ready. But when in doubt, remember these three things about how to write an argumentative essay, and you’ll emerge victorious:

Takeaway #1: Read Closely and Carefully

This tip applies to every aspect of writing an argumentative essay. From making sure you’re addressing your prompt, to really digging into your sources, to proofreading your final paper...you’ll need to actively and pay attention! This is especially true if you’re writing on the clock, like during an AP exam.

Takeaway #2: Make Your Argument the Focus of the Essay

Define your position clearly in your thesis statement and stick to that position! The thesis is the backbone of your paper, and every paragraph should help prove your thesis in one way or another. But sometimes you get to the end of your essay and realize that you’ve gotten off topic, or that your thesis doesn’t quite fit. Don’t worry—if that happens, you can always rewrite your thesis to fit your paper!

Takeaway #3: Use Sources to Develop Your Argument—and Explain Them

Nothing is as powerful as good, strong evidence. First, make sure you’re finding credible sources that support your argument. Then you can paraphrase, briefly summarize, or quote from your sources as you incorporate them into your paragraphs. But remember the most important part: you have to explain why you’ve chosen that evidence and why it proves your thesis.

What's Next?

Once you’re comfortable with how to write an argumentative essay, it’s time to learn some more advanced tips and tricks for putting together a killer argument.

Keep in mind that argumentative essays are just one type of essay you might encounter. That’s why we’ve put together more specific guides on how to tackle IB essays , SAT essays , and ACT essays .

But what about admissions essays? We’ve got you covered. Not only do we have comprehensive guides to the Coalition App and Common App essays, we also have tons of individual college application guides, too . You can search through all of our college-specific posts by clicking here.

Ashley Sufflé Robinson has a Ph.D. in 19th Century English Literature. As a content writer for PrepScholar, Ashley is passionate about giving college-bound students the in-depth information they need to get into the school of their dreams.

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Free education vs paid education: Debate

The debate over whether education should be free or paid is continuous, and it’s hardly possible that it’ll ever end. The supporters of both sides vary, and each position has its pros and cons. This short essay will review them as objectively as possible and try to give you some answers on which argument is the best. 

Benefits of free education: Steps toward equality

Although everyone has opinions on whether free education is good or bad, some facts are quite common.

It is affordable to more students. Regardless of whether we speak about college or school, many families support free education because it does not require them to spend so much money on learning. Textbooks, laptops, and clothes aren’t cheap. And if you add the incredible cost for academic services, it becomes even more expensive. Many families can’t afford it. 

It allows students to gain knowledge based on their skills, not money. When hiring people for work, companies want to know that their candidate is an expert in their field. So, instead of accepting people who can pay, schools and colleges will invite those who are good writers, mathematicians, or physicians. The acceptance rate is based on input, not family or personal earnings. 

It is much more inclusive. Most free schools or colleges can accept students with learning difficulties or those who need additional assistance. For people supporting this position, education is about personal development, not a purchase of a diploma, and can express their original thinking and unique skills. 

Better work-study balance. Students don’t have to spend the time necessary for studying on working to afford the next semester. They can improve their grades and have some rest between the classes, not work extra hours. 

Weaknesses of free education: Is everything so good?

The quality of free education is not always good. Because money for all institutions can be not enough, it can lead to understaffing or a lack of important resources. For opponents of free education, the lack of benefits to students and questionable set of skills are often the main reasons not to choose it.

People still pay for education. Although some charitable organizations can sponsor universities, countries with free education usually include taxes that cover these expenses. So despite the governmental help, parents and students still have to give money, and on a regular basis. 

Not all good professions are covered by higher education. Many vocational courses that help millions of people to find jobs are not in college or university. If you want to be a professional technician, plumber, or electrician, you don’t need a college education, and it can save you money and time and make you ready for the market much sooner. And for many such jobs, the future pay is better than for beginning college graduates. 

Finding a good university is hard, but writing an application letter or completing a resume is even harder. Thus, even the most successful candidates find themselves looking through reviews of the best services to complete such papers. Finding such professional essay writing help as Custom Writings can be a life-saver for many learners going through their extensive schedules. Choose your website and find an essay writer to provide you with custom work from scratch.

Benefits of paid education: Pay to be better?

There are many supporters of paid education, usually focusing on college and university learning. So what are the main reasons attracting them? 

Better quality of education. This idea is probably the most common. From this perspective, it means that the student can buy the service of a good university, have an attractive campus, learn from experienced professors, and have access to numerous resources. Many colleges in the UK and USA  use this system of education.

Higher employment chances. Each company has its own preferences for hiring, but many employers still consider it vital to hire individuals with diplomas from top universities. Although it can be unfair, it is essential for you to consider it if your dream job is like that. 

Personalized approach. Because such universities often have fewer students, you will likely get more attention and a much higher level of satisfaction from collaborating with your educators. Proponents of paid education claim that they want to receive the individual attitude. 

Negative sides of paid education: Money or skills?

Despite the claims above, there are some really valid criticisms of paid education. Here’s the small list.

A student becomes a customer, not a learner. Although this situation is relatively rare, some people believe that paid education just allows one to buy learning, while it should be a personal process of improvement and growth. In the ideal concept of free education, a student receives a place in a college by writing a specific assignment, sending persuasive application essays, or having good grades. For some, paid education does not allow them to be competitive. 

It creates barriers for talented people. Because individuals with a certain level of income usually receive a prestigious paid education, they are also the ones who can become hired regardless of their skills. Although such situations are not common, many English-speaking companies that are more traditional can trust such stereotypes. 

It is becoming outdated and ineffective. Millennials and all next generations are growing more aware that a diploma is just a paper, and not everyone needs it. Paying a significant amount of money or struggling with debt may not be worth it. 

So how do you choose?

We don’t want to give a “one fit only” suggestion because it depends on many factors, so here, we’ll write some criteria for students to think about. 

What is your dream job? Don’t be scared to think about it seriously. Maybe you have a written list somewhere or perhaps you know that you’re a good journalist. Or, alternatively, you love driving and learning theory is not your forte. 

Do you need a specific education for it? In other words, do you have to learn at a particular place in order to get what you want? Or do your community college or online courses have great opportunities for your career? 

What resources do you have? It’s one of the most important facts because you have to know if you need and can pay for your higher education. Do you plan to work while getting a degree? 

These steps can help you get the most out of your planning. Research these factors and you’re sure to know what’s best for you. Remember that there isn’t a universal answer, only you know what is right. 

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10 Reasons Why Education Is Better Than Money

Is education better than money? I know you are here to acquire some knowledge as regards this debate topic . Education is important likewise money. But for debate sake, you have to pick a side and defend it with good points. It is known that money gives freedom and choices, but education empowers you to make money.

What is Education

According to Wikipedia, education facilitates learning, or the acquisition of knowledge, skills, values, morals, beliefs, habits, and personal development. Educational methods include teaching, training, storytelling, discussion, and directed research. Education frequently takes place under the guidance of educators; however, learners can also educate themselves.

There is no substitute for a heart that is well educated. Education is learning what you didn’t even know you didn’t know. – Daniel J. Boorstin

There are three (3) main types of education: formal education, Informal Education, and Non-formal Education.

Formal Education: This usually takes place within the premises of the school.

Informal Education: This is done outside the premises of an academic institution. Often, this is when a person learns skills or acquires knowledge from home, when visiting libraries, or browsing educational websites through a device. Also, it is a type of education where a parent teaches their child things beyond academics, like preparing a meal or riding a bicycle.

Non-Formal refers to adult basic education, adult literacy education, or skill development. It can take different forms of learning, which are consistently and systematically provided to develop an individual’s particular skill or ability.

Reasons why education is better than money

Reduces Child Mortality

According to UNESCO, a child born to a mother who can read is 50 percent more likely to survive past the age of five. This means parents that are educated know what to do and where to go when their children are facing challenges like health.

Stability and financial security

Once level of educational attainment can sometimes determine what such a person will earn. And that is why a person’s income is often linked to his or her educational attainment. Around the world, there are more employment opportunities for those who complete high school, earn a degree, diploma, or certificate, or go on to post-graduate studies. These can also mean higher wages or salaries.

Economic growth (as a nation)

The most wealthy nation has an educated population. An educated population is important in building a nation’s economy. According to studies, countries with the highest literacy rates are more likely to progress human and economic development.

Developing problem-solving skills

The schooling system is structured to teach a person how to develop critical and logical thinking skills. This way, one will be able to make quality decisions. This skill prepares a child for adulthood when significant and insignificant decisions become part of his daily life.

Read: Importance of education in fighting corruption

Other reasons include:

• It leads to innovations and discoveries
• It gives confidence
• It helps to make quality decisions
• It develops a quality outlook on life
• It makes you self-dependent
• It contributes to human development

The points listed above have shown why education is better than money.

Related posts:

• 7 Reasons Why Female Education Is Better Than Male Education
• Is Male Education Better Than Female Education?
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10 Reasons Why Education is Better than Money

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Table of Contents

Introduction

Like I’ve hinted already, the debate topic I intend to discuss in this article is, “Education is Better than Money.” It is a very popular and controversial debate topic. Because of this, many organizers of debating competitions in primary and secondary schools like to feature the topic. Education and money are two words that resonate deeply with students, regardless of their socio-economic background.

Beyond writing and presenting debate speeches, students may also be required to write argumentative essays on this topic in their English or Literacy examination.

But is education really better than money? How does it feel having a lot of money without having the ability to read and write?

This post is exploring this controversial topic just make resources available for students to reference whenever they need to.

In the next sections, I will do some definition of terms i.e. education and money. Thereafter, we will find out why we are making the comparison in the first place.

Read Also: Male Education vs. Female Education Debate

What is Education?

Education is the process of acquiring knowledge, skills, values, and attitudes through various means such as teaching, training, or study. It helps individuals develop their potential, understand the world around them, and contribute positively to society.

There are several types of education, including formal education, informal education, non-formal education and so on.

Formal education is the structured education that follows a prescribed curriculum. It is the type of education that is provided in schools, colleges, and universities. Informal education, on the other hand, is the type of education that occurs outside of formal settings, such as learning from family, community, or personal experiences. Non-formal education is also organized but does not follow the traditional schooling system. Examples include vocational training programs and workshops.

What is Money?

Money is a medium of exchange that people use to buy goods and services. It comes in various forms like coins, banknotes, or digital currency, and it holds value that can be traded for things we need or want.

Beyond the function of money as a medium of exchange, it also serves as a store of value. This means that it can be saved and used in the future. So, instead of having to trade goods or services immediately, people can store their wealth in the form of money and access it later when they need it.

Why the Comparison Between Education and Money?

You might be thinking that education and money are two distinct concepts, and therefore wondering the basis for comparison.

But the truth is that money and education share similarities in terms of their value, importance, and impact on individuals and society.

We need to know which of education and money provides better opportunities for individuals to improve their circumstances and move up the socio-economic ladder.

Just as people invest money to grow their wealth, they also invest in education to enhance their future prospects. Looking at both as investments, we need to know the one that has more potential for long-term returns.

Read Also: Private vs. Public Schools – Which is better for you?

Difference Between Education and Money

Still on the comparison between education and money, I will be looking at the contrasts in different aspects of the two concepts.

The differences will highlight the distinct nature and roles of education and money in society.

Take a look at the table below:

The table above shows us the basic and foundational differences between education and money. In other words, we see that the nature and roles that education and money play in the society are distinct.

Now let’s find out the reasons why some people believe that education is better than money.

Read Also: Interesting Debate Topics for Schools and Colleges

Education vs Money Quotes

“While money can buy you things, education can buy you experiences and opportunities.” – Unknown “A penny saved is a penny earned, but a penny invested in education yields dividends for a lifetime.” – Unknown “Education is the passport to the future, for tomorrow belongs to those who prepare for it today.” – Malcolm X “The only thing more expensive than education is ignorance.” – Benjamin Franklin “Money can buy you a good education, but it can’t buy you wisdom.” – Unknown “Education is the most powerful weapon which you can use to change the world.” – Nelson Mandela “The best investment you can make is in yourself through education. It will pay dividends for the rest of your life.” – Unknown “While money can buy you things, education can buy you experiences and opportunities.” – Unknown

Reasons Why Education is Better than Money

When people claim that education is better or more valuable than money, they have several reasons for making such claim. In this section, I will give you some of those reasons.

Firstly, when someone is educated, they acquire knowledge and skills that can last them a lifetime. But when all that one has is lots of money, they can spend and depleted it any time.

Unlike money, which can fluctuate in value, education serves as a stable foundation for personal and professional growth. It opens doors to opportunities and advancements in various fields. Educated individuals have better job prospects, higher income potential, and greater career satisfaction.

Money is good but education is better because it fosters personal development and fulfillment. Education leads to self awareness and discovery, and also encourages critical thinking and creativity. All of these contribute to empowering people lead fulfilling lives and make meaningful contributions to society. Yes, money can provide temporary comfort and convenience, but true happiness always comes from personal growth and fulfillment.

It is education and not necessarily money that promotes social mobility and equality. People can achieve success regardless of their background or financial status if they acquire the necessary tools and resources via education.

Finally, education is better than money because it offers long-term benefits that go beyond financial gain. Yes, money is essential for meeting basic needs and enjoying the comforts of life, but it is education that truly enriches lives and empowers people to attain their full potential.

Read Also: Teachers are Better than Doctors Debate

1. Education empowers individuals

Life is full of challenges, obstacles and uncertainties. For individuals to successfully navigate through life, they need knowledge, skills, and even confidence. Education empowers individuals with these paraphernalia and enables them to pursue their goals effectively.

2. Education fosters personal growth

Success and fulfillment in life depend on personal growth and development. Nothing fosters personal growth and development like education. It is education that helps individuals to discover themselves and become aware of their potentials. More so, education nurtures critical thinking and creativity so that individuals can become all that they can be.

3. Education has long-term value

Unlike money, which can fluctuate in value, be spent or even lost, education offers lasting value that cannot be taken away. It lays the foundation necessary for lifelong learning and continuous improvement.

For example, individual A decides to invest in education by going to the university and acquiring specialized skills. Later, he enjoys the benefits of career advancement, job satisfaction, adaptability, and so on.

Individual B decides to focus solely on accumulating money without investing in education. Later, he will have limited opportunities and be vulnerable to economic changes.

4. Education promotes social mobility

Education promotes social mobility and equality by opening doors to opportunities, regardless of one’s background or financial status. It levels the playing field and empowers individuals to overcome barriers and achieve unlimited success.

5. Education fosters versatility

Money can provide comfort and convenience to the owner as long as it’s available. But education is what equips individuals with versatile skills and knowledge they can use in various contexts and industries. This makes them to be able to adapt easily wherever they find themselves.

6. Education fuels innovation and progress

Genuine education nurtures curiosity, creativity, critical thinking and problem-solving skills. These engender innovation and progress in the society because they inspire individuals to challenge the status quo and contribute to positive change.

7. Education leads to self-sufficiency

When an individual is educated, they can be self-sufficient. In other words, they can rely on their own abilities and resources to thrive and succeed. This reduces dependence on external factors such as financial wealth or social connections.

8. Education promotes better health and well-being

When people are educated, they become aware of healthy behaviors, how to prevent diseases, and how to access healthcare resources. They are also able to make informed decisions about their well-being, making them to lead healthier lives.

But this is not the case when people just amass wealth without education. Even with their money, they are ignorant about healthy behaviors, disease prevention, and access to the right healthcare resources.

9. Education encourages social contribution

In countries with multiple ethnic groups and cultural diversity, education plays a crucial role of instilling values of tolerance, acceptance, empathy and compassion. With greater understanding of the need for synergy of people’s mental resources and skills for the actualization of societal goals, different groups can work together.

Education also encourages civic engagement and social responsibility in individuals with the knowledge and skills, making them willing to contribute positively to their communities and address societal issues.

10. Education leaves a lasting legacy and impact

Education leaves a lasting legacy and impact beyond monetary wealth. It shapes future generations and influences cultural norms. More so, it advances human progress and leaves a positive imprint on society for years to come.

Read Also: All that Glitters is not Gold Stories

Education is Better than Money Debate & Essay Samples

Sample 1: a debate to support the motion which states that education is better than money.

Good day the moderator, panel of judges, fellow debaters, and my audience.

Today, I stand before you to support the motion that education is better than money. While money may seem like the key to happiness and success, I firmly believe that education holds far greater value and significance in our lives.

Firstly, education is the foundation upon which we build our future. It equips us with knowledge, skills, and abilities that last a lifetime. With those, we can pursue our passions, achieve our goals, and contribute meaningfully to society. Money, on the other hand, can come and go, but the knowledge and skills gained through education stay with us forever.

Secondly, education opens doors to opportunities that money cannot buy. It levels the playing field, allowing individuals from all backgrounds to access the same resources and pursue their dreams. Regardless of one’s financial status, education provides a pathway to success, enabling us to overcome obstacles and reach our full potential.

Furthermore, education fosters personal growth and development. It encourages critical thinking, creativity, and self-discovery, shaping us into well-rounded individuals with a deeper understanding of the world around us. While money may offer temporary comforts and luxuries, true fulfillment comes from the knowledge and wisdom gained through education.

Moreover, education promotes social mobility and equality. It empowers individuals to break free from the cycle of poverty and inequality, offering them a chance to build a better future for themselves and their families. By investing in education, we invest in the future of our society, creating opportunities for all members to thrive and succeed.

In conclusion, education is indeed better than money. It enriches our lives, expands our horizons, and empowers us to make a positive impact on the world. Let us not underestimate the power of education and continue to invest in our most valuable asset for the betterment of ourselves and future generations.

Sample 2: A Debate to Oppose the Motion Which States that Education is Better than Money

Today, I am here to oppose the motion that education is better than money. While education is undoubtedly important, I argue that money holds its own significance and plays a crucial role in our lives.

Firstly, money is essential for meeting our basic needs and providing for ourselves and our families. It enables us to afford food, shelter, clothing, and other necessities that are fundamental to our well-being. Without money, we would struggle to survive and thrive in today’s society.

Secondly, money offers opportunities and access to resources that education alone cannot provide. It allows us to invest in our businesses, pursue our passions, and explore new opportunities for growth and success. While education may open doors, it is often money that allows us to walk through them and seize the opportunities that come our way.

Furthermore, money provides a sense of security and stability in an uncertain world. It allows us to plan for the future, save for emergencies, and protect ourselves against unforeseen circumstances. While education may enhance our skills and knowledge, it is money that provides the means to secure our future and ensure financial stability.

Moreover, money has the power to make a positive impact on the lives of others. Through charitable donations, philanthropy, and social initiatives, money can be used to support worthy causes, uplift communities, and create positive change in the world. While education may empower individuals, it is money that has the potential to transform lives and make a difference on a larger scale.

In conclusion, while education is important, it is not necessarily better than money. Both education and money serve important roles in our lives, and it is essential to recognize the value of both. Let us not underestimate the significance of money and continue to strive for a balance between education and financial well-being.

Sample 3: An Argumentative Essay on the Topic, “Education is Better than Money”

Education is better than money because it gives us knowledge and skills that last a lifetime. While money can buy things, education helps us understand the world around us and makes us smarter. With education, we can learn new things, solve problems, and make good decisions.

One reason why education is better than money is that it opens doors to opportunities. When we have a good education, we can get better jobs and earn more money in the long run. Education helps us build a better future for ourselves and our families.

Another reason why education is important is that it helps us grow as people. When we learn new things, we become more confident and independent. We can think for ourselves and make our own choices. Education teaches us how to communicate effectively, work well with others, and be responsible members of society.

Furthermore, education is the key to social mobility. It gives people from all backgrounds a chance to succeed and improve their lives. With education, we can break the cycle of poverty and create a better future for ourselves and our communities.

In conclusion, while money is important, education is better because it gives us knowledge, opens doors to opportunities, helps us grow as people, and promotes social mobility. By investing in education, we can build a better world for ourselves and future generations.

Final Thoughts

While both education and money are valuable assets in life, it is clear that they serve different purposes and hold distinct importance. That is why one can successfully argue for or against any of them in a debate.

Education provides knowledge, skills, and personal growth opportunities that enrich our lives and empower us to succeed. On the other hand, money offers financial security, access to resources, and opportunities for advancement.

Therefore, instead of seeing education and money as competing priorities, let’s rather recognize the complementary roles they play in our lives. By investing in education and managing money wisely, we can achieve a balanced and fulfilling life that encompasses both personal growth and financial stability. Ultimately, the key lies in leveraging both education and money to pursue our goals, contribute to society, and lead meaningful lives.

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Reinstating the SATs Will Only Make Rich Kids Richer

A t America’s wealthiest colleges, the SAT is back with a vengeance, and it’s easy enough to see who will suffer: socioeconomically disadvantaged students of color.

Over the past few weeks, Dartmouth , Yale , Brown , and Harvard have all announced that they will require standardized test scores from all applicants next fall after suspending their use during the pandemic.

Between the spring of 2020 and the winter of 2021, the number of four-year universities and colleges with test-optional policies doubled from 713 to 1,350 including, notably, all eight Ivy League schools. Colleges touted the shift as progressive. “Students have never been treated as numbers,” Colorado College posted on its website. “Our test-optional policy allows our team to identify the most qualified candidates for admission while also increasing access for first-generation, low-income, and traditionally underserved students.” Even Harvard was on board. “People somehow think that if you don’t have test scores it’s very hard to evaluate an application, but you have teacher reports, you have grades,” Harvard’s admissions dean Bill Fitzsimmons said in 2022. “There’s an enormous amount of academic information.”

In the wake of the Supreme Court’s decision in SFFA v. Harvard , which effectively ended race-based affirmative action, it was possible to envision career-defining standardized testing heading for the scrap bin of history, too. After all, the SAT and ACT have long been known to correlate closely with wealth. One recent study found that students from families in the top 1% of the income distribution are 13 times more likely than students from the bottom 20 percent to score 1300 or higher on the SAT. Just 2.5% of students from the lowest income quintile manage to reach 1300.

If colleges wanted to preserve diversity—and could no longer consider an applicant’s race—surely they could no longer place great weight on a metric that functions principally as a marker of the applicant’s wealth.

Not so fast.

Elite colleges are whistling quite a different tune than they were just two years ago. The reimplementation of standardized testing has coincided with a spate of personal anecdotes , research , and articles extolling their putative benefits. Christina Paxson, the president of Brown University, recently touted the SAT and ACT for revealing “useful information about whether students will, on average, be academically successful at Brown.”

Read More: I Took the SAT Again in My 50s. Turns Out I Had Learned Nothing

One could understand the need for standardized testing at public colleges, where more than a third of entering students fail to graduate within six years. But it’s a curious argument to be advanced by Brown, where the six-year graduation rate is 96% and for Pell Grant recipients is 93%.

Another line of defense is that the SAT is the best friend of the downtrodden. Harvard economist David Deming said , “My worry is that if we get rid of the SAT, you’re getting rid of the only way that a low-income student who’s academically talented has to distinguish themselves.” It’s again a curious argument to be made, especially by schools like Brown and Harvard, each of which counts itself among the 38 American colleges where more students come from families in the top 1% of the income distribution than the bottom 60%. This is true even though Brown has an endowment of $6.6 billion and Harvard the nation’s largest— $50.9 billion .

It's even more curious, still, given that in the same letter in which Paxson announced the return to standardized testing, she reaffirmed Brown’s commitment to early decision—which has long been known to hurt poorer students who can’t afford to commit to a college without comparing financial aid packages—and to the preference it affords to the children, of alumni, donors, faculty, staff, and athletic recruits—pathways that overwhelmingly benefit rich, white applicants, otherwise known as “ALDC” applicants. At Harvard, for example, 43% of white students are “ALDC.” Research shows that about three quarters of these students would have been rejected without their ALDC status.

Read More: The Case Against Private College Admissions Counselors

So what’s really going on?

To understand, one need only take a closer look at the most widely cited study by Deming and his colleagues Raj Chetty and John Friedman. Standardized test scores, the story goes, are a much better predictor of college success than high school GPA. What are their principal markers of “college success?” Attending an “elite graduate school” and “working at a prestigious firm.” The outcome they’re looking at is the accumulation of wealth not knowledge. Is it any surprise that rich kids both outperform lower-SES kids on the SAT and at getting investment banking jobs at Goldman Sachs and consulting jobs at McKinsey?

What if these researchers and college administrators instead adopted this definition of success: the student maintained a college GPA of over 3.0, learned and grew as a person, and got a significant benefit in terms of economic mobility? By this standard, virtually every socioeconomically disadvantaged kid admitted to one of these prestigious, highly endowed colleges is a success.

But this interpretation of the data and definition of the object of college would be decidedly inconvenient and mask the true object of elite colleges: to make rich kids richer.

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Essay on Health is Wealth: 200, 300 and 400 Words

• Updated on  
• Mar 11, 2024

Essay on Health is Wealth: The saying “health is wealth” rings true for each individual. Material possessions lose their lustre when you are unwell. Good health allows you to experience life fully, with energy for work, relationships, and enjoyment. While money can buy medical care, it cannot buy true health. By prioritising healthy habits like balanced meals and exercise, you invest in your greatest asset – your well-being.

Table of Contents

• 1 Essay on Health is Wealth in 200 Words
• 2 Essay on Health is Wealth in 300 Words
• 3.1 Physical Well-Being
• 3.2 Mental Health
• 3.3 Economic success
• 3.4 Life Quality
• 4 11+ Quotes on Health and Well Being

Also Read: Essay on Best Friend

Essay on Health is Wealth in 200 Words

Health is beyond any doubt, one of the most valuable assets one can possess. In a world where material wealth and outside success matter, the phrase “health is wealth” holds a timeless significance. Apart from this, this phrase also reminds us that having good health is the foundation on which a fulfilling life is built. 

Speaking of the advantages of having good health, it allows us to enjoy life to the fullest. Without having a healthy mind and body the whole process becomes elusive. 

Moreover, success and productivity depend on being in excellent health. It enables people to achieve their goals, work productively, and give back to society. An unwell person frequently encounters obstacles that prevent them from realising their hopes and dreams.

Keeping one’s health is also an investment in the future. Regular exercise and a healthy diet are two preventative healthcare practices that can assist in avoiding the need for future, expensive medical treatments. It is important to take a responsible approach to protecting one’s general well-being as well as one’s financial wealth.

Finally,” health is wealth” emphasises the importance of well-being in our lives. It reminds us that the priceless gift of health cannot be replaced by any amount of material prosperity. One must put their health first and treasure it beyond everything else if one wants to live a truly wealthy and fulfilling life.

Also Read: Essay on Peacock

Essay on Health is Wealth in 300 Words

Health is riches, after all. This proverb, which emphasises the critical necessity of health in one’s life, is full of timeless wisdom. It is simple to ignore the priceless gem that good health represents in a world that is focused on material prosperity and material interests.

First and foremost, being healthy helps people to live happy and fruitful lives. It serves as the cornerstone on which all other accomplishments are constructed. When someone is in good health, they have the vigour, strength, and stamina to achieve their aspirations, objectives, and ambitions. Poor health, on the other hand, can be a formidable obstacle that restricts one’s potential and prospects.

Additionally, having good health results in a higher quality of life. Healthy people require fewer medical procedures and are less in pain and suffering. They can enjoy life’s simple pleasures like spending time with loved ones, going outside, and eating good food without worrying about their diet.

The state of one’s health is crucial to their mental well-being. Mental health and physical well-being are tightly related. An emotionally stable and resilient state of mind is frequently a byproduct of physical health. The importance of health in one’s entire well-being is further highlighted by the fact that poor health can result in stress, worry, and depression.

The economic effects of health are another important factor. People who are in good health tend to be more productive at work, which increases earnings and improves financial security. On the other hand, health issues can cause medical expenses and decreased earning potential, which can have a considerable influence on one’s financial security.

The term “health is wealth” embodies a profound truth, to sum it up. The most valuable asset a person can have is good health because it supports all other facets of life. It enables people to live fulfilling lives, pursue their aspirations, and maintain their mental and emotional health. As a result, we must give our health priority and make the necessary investments because it is the only type of wealth that will never be exceeded or replaced by worldly belongings.

Also Read: Essay on Health: Long and Short Essay Samples

Essay on Health is Wealth in 400 Words 

The proverb “Health is Wealth” maintains a special place in our lives. It emphasises how important good health is as the cornerstone of a successful and joyful life. The genuine meaning of riches is frequently missed in today’s fast-paced society when success is frequently gauged in monetary terms. This essay explores the deep significance of this adage and shows how true it is that the best asset anyone can have is their health.

Here are all the benefits one gets:

Physical Well-Being

Being physically healthy is the same as being in good health. Our bodies perform at their peak when we are healthy, enabling us to go about our daily lives with vigour and enthusiasm. A productive existence is built on a foundation of physical fitness. It makes it possible for us to work effectively, pursue our objectives, and fully appreciate life. Even the most plentiful wealth becomes meaningless in the absence of health.

Mental Health

 In addition to physical health, mental health is a critical element of our entire prosperity. Ageless wisdom is having a good mind and a healthy body. Our cognitive functioning, emotional stability, and resiliency in the face of difficulties are all influenced by our mental health. Material prosperity can become a cause of stress and unhappiness in the absence of mental wellness.

Economic success

Economic success is directly correlated with good health. People may actively participate in the workforce and make more money when they are healthy. Healthier populations are also less financially burdened by healthcare expenses, releasing funds for other basic requirements. As a result, investing in healthcare is an investment in the prosperity of a country.

Life Quality

The genuine wealth of life is found in its excellence. A person in good health can enjoy life’s joys, go on trips, engage in hobbies, and spend time with loved ones. No amount of money can replace the richness that these experiences bring to life. Healthy people are better able to live fulfilling and pleasurable lives.

To conclude, the motto “Health is Wealth” perfectly describes what a prosperous life entails. While having material possessions is necessary for comfort and security, how we use and enjoy our wealth is ultimately influenced by our health. Given that health is the foundation upon which all other types of wealth are formed, investing in it should be a top priority. One must understand that health is the ultimate treasure that neither money nor anything else can ever fully replace or imitate to truly understand its worth. Therefore, let us never lose sight of the fact that our health is the most priceless asset we have when pursuing success and happiness.

Also Read: Essay on Health and Fitness for Students

11+ Quotes on Health and Well Being

Here are popular quotes on health and well being:

• “Take care of your body. It’s the only place you have to live.” – Jim Rohn
• “Health is a state of complete harmony of the body, mind and spirit.” – B.K.S. Iyengar (Yoga teacher)
• “Early to bed and early to rise makes a man healthy, wealthy and wise.” – Benjamin Franklin (Polymath)
• “Let food be thy medicine and medicine be thy food.” – Hippocrates (Ancient Greek physician)
• “A sound mind in a sound body.” – Juvenal (Roman satirist)
• “You don’t have to be great to start, but you have to start to be great.” – Zig Ziglar (Motivational speaker)
• “Your body hears everything your mind says.” – Naomi Judd (Singer)
• “The first wealth is health.” – Ralph Waldo Emerson (American philosopher)
• “The groundwork for all happiness is health.” – Leigh Hunt (British writer)
• “To keep the body in good health is a duty… otherwise, we shall not be able to keep the mind strong and clear.” – Gautam Buddha (Spiritual leader)
• “The more you praise and celebrate your life, the more there is in life to celebrate.” – Oprah Winfrey (Talk show host)
• “Peace is the result, not of absence of conflict, but of the ability to handle it.” – Roosevelt (American President)

Explore other Essay topics for school students here:

Wealth and health are vital, but many people believe that health is ultimately more crucial. This is because it is challenging to gain from riches without being in excellent health.

A healthy person has an improved social life and a sound mental condition, which refers to a person’s emotional and psychological state and is just as important for health as physical fitness.

A person with poor mental health has a higher chance of chronic physical conditions. If you are physically fit and active, your neural functioning is enhanced which can be beneficial for your academic, social and personal environment.

We hope this blog provided you with all the information on health is wealth and the importance behind it etc. To discover more essay writing topics, then keep reading at Leverage Edu! 

Malvika Chawla

Malvika is a content writer cum news freak who comes with a strong background in Journalism and has worked with renowned news websites such as News 9 and The Financial Express to name a few. When not writing, she can be found bringing life to the canvasses by painting on them.

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Health Is Wealth Essay for Students and Children

500+ words health is wealth essay.

Growing up you might have heard the term ‘Health is Wealth’, but its essential meaning is still not clear to most people. Generally, people confuse good health with being free of any kind of illness. While it may be part of the case, it is not entirely what good health is all about. In other words, to lead a healthy life , a person must be fit and fine both physically and mentally. For instance, if you are constantly eating junk food yet you do not have any disease, it does not make you healthy. You are not consuming healthy food which naturally means you are not healthy, just surviving. Therefore, to actually live and not merely survive, you need to have the basic essentials that make up for a healthy lifestyle.

Introduction

Life is about striking a balance between certain fundamental parts of life. Health is one of these aspects. We value health in the same way that we value time once we have lost it. We cannot rewind time, but the good news is that we can regain health with some effort. A person in good physical and mental health may appreciate the world to the fullest and meet life’s problems with ease and comfort. Health is riches implies that health is a priceless asset rather than money or ownership of material possessions. There is no point in having money if you don’t have good health.

Key Elements Of A Healthy Lifestyle

If you wish to acquire a healthy lifestyle, you will certainly have to make some changes in your life. Maintaining a healthy lifestyle demands consistent habits and disciplined life. There are various good habits that you can adopt like exercising regularly which will maintain your physical fitness. It also affects your mental health as when your appearance enhances, your confidence will automatically get boosted.

To live a healthy life, one must make some lifestyle modifications. These modifications can include changes to your food habits, sleeping routines, and lifestyle. You should eat a well-balanced, nutrient-dense diet for your physical wellness.

Further, it will prevent obesity and help you burn out extra fat from your body. After that, a balanced diet is of great importance. When you intake appropriate amounts of nutrition, vitamins, proteins, calories and more, your immune system will strengthen. This will, in turn, help you fight off diseases powerfully resulting in a disease-free life.

Above all, cleanliness plays a significant role in maintaining a healthy lifestyle. Your balanced diet and regular exercise will be completely useless if you live in an unhealthy environment. One must always maintain cleanliness in their surroundings so as to avoid the risk of catching communicable diseases.

Get the huge list of more than 500 Essay Topics and Ideas

Benefits Of A Healthy Lifestyle

As it is clear by now, good health is a luxury which everyone wants but some of them cannot afford. This point itself states the importance of a healthy lifestyle. When a person leads a healthy lifestyle, he/she will be free from the tension of seeking medical attention every now and then.

On the contrary, if you have poor health, you will usually spend your time in a hospital and the bills will take away your mental peace. Therefore, a healthy lifestyle means you will be able to enjoy your life freely. Similarly, when you have a relaxed mind at all times, you will be able to keep your loved ones happy. A healthy individual is more likely to fulfil all of his goals because he can easily focus on them and has the energy to complete them. This is why the proverb “Health is Wealth” carries so much weight.

A socially healthy individual is one who is able to interact effectively and readily connect with others. Without his ego, he can easily blend with the person in front of him, exuding a nice feeling and energy.

Every human being should participate in sports and activities to get away from the monotony of daily life. It is because sports and games assist in instilling a sense of oneness in people, build leadership skills, and make a person absolutely disciplined.

Moreover, a healthy lifestyle will push you to do better in life and motivate you to achieve higher targets. It usually happens that people who are extremely wealthy in terms of money often lack good health. This just proves that all the riches in the world will do you no good if there is an absence of a healthy lifestyle.

In short, healthy life is the highest blessing that must not be taken for granted. It is truly the source of all happiness. Money may buy you all the luxuries in the world but it cannot buy you good health. You are solely responsible for that, so for your well-being and happiness, it is better to switch to a healthy lifestyle.

Good Health for Children

Childhood is an ideal period to inculcate healthy behaviours in children. Children’s health is determined by a variety of factors, including diet, hydration, sleep schedule, hygiene, family time, doctor visits, and physical exercise. Following are a few key points and health tips that parents should remember for their children:

• Never allow your children to get by without nutritious food. Fruits and vegetables are essential.
• Breakfast is the most important meal of the day, therefore teach them to frequently wash their hands and feet.
• Sleep is essential for your child.
• Make it a habit for them to drink plenty of water.
• Encourage physical activity and sports.
• Allow them enough time to sleep.
• It is critical to visit the doctor on a regular basis for checks.

Parents frequently focus solely on their children’s physical requirements. They dress up their children’s wounds and injuries and provide them with good food. However, they frequently fail to detect their child’s deteriorating mental health. This is because they do not believe that mental health is important.

Few Lines on Health is Wealth Essay for Students

• A state of physical, mental, emotional, and social well-being is referred to as health. And all of this is linked to one another.
• Stress, worry, and tension are the leading causes of illness and disease in today’s world. When these three factors are present for an extended period of time, they can result in a variety of mental difficulties, which can lead to physical and emotional illnesses. As a result, taking care of your own health is critical.
• Unhealthy food or contaminated water, packed and processed food and beverages, unsanitary living conditions, not getting enough sleep, and a lack of physical activity are some of the other primary causes of health deterioration.
• A well-balanced diet combined with adequate exercise and hygienic habits, as well as a clean environment, can enhance immunity and equip a person to fight most diseases.
• A healthy body and mind are capable of achieving things that a sick body and mind are incapable of achieving, including happiness.
• It is also vital to seek medical and professional assistance when necessary because health is our most valuable asset.
• Activities such as playing an instrument, playing games, or reading provide the brain with the required exercise it requires to improve health.

Maintaining healthy behaviours improves one’s outlook on life and contributes to longevity as well as success.

Frequently Asked Questions

Question 1: What are the basic essentials of a healthy life? Answer: A healthy life requires regular exercise, a balanced diet, a clean environment, and good habits.

Question 2: How can a healthy life be beneficial? Answer: A healthy lifestyle can benefit you in various ways. You will lead a happier life free from any type of disease. Moreover, it will also enhance your state of mind.

Question 3: When is World Health Day celebrated?

Answer: Since 1950, World Health Day has been observed on the 7th of April by the World Health Organization (WHO), after a decision made at the first Health Assembly in 1948. It is observed to raise awareness about people’s overall health and well-being around the world.

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