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The assignment of credit agreement is a critical concept in the world of finance and lending. It refers to the transfer of rights and obligations in a credit agreement between two parties. Typically, the lender or creditor assigns the credit agreement to a third party, such as a bank or another financial institution.

The assignment of credit agreement is essential for two primary reasons. Firstly, it allows the original creditor to recover funds that may be owed to them quickly. This means that if a borrower defaults on a loan, the original creditor can assign the agreement to another party, who can then take over the collection process. The lender can then focus on other aspects of their business, instead of being burdened with the time-consuming and costly process of recovering unpaid debts.

Secondly, the assignment of credit agreement can also be beneficial to the borrower. In some cases, it may be in the borrower`s best interest to have their credit agreement transferred to a new lender. For example, if the new lender offers more favorable terms, such as a lower interest rate, the borrower can benefit by reducing the overall cost of their debt.

However, it`s important to note that the assignment of credit agreement can also have some potential downsides. When a credit agreement is assigned, the borrower may lose some of the protections they had under their original agreement. For example, if the new lender has different requirements for timely payments or requires collateral, the borrower may be at risk of defaulting.

Moreover, it`s important to ensure that the transfer of a credit agreement is handled correctly, to avoid any confusion or legal disputes. The assignment must be properly documented and recorded, and both parties should be aware of and agree to the transfer of the agreement. If the assignment is not handled correctly, it could potentially be deemed invalid, which could lead to legal issues for both parties involved in the transaction.

In conclusion, the assignment of credit agreement is a critical concept in lending and finance. It allows the original creditor to recover funds quickly, while also offering potential benefits to the borrower. However, it`s important to ensure that the assignment is handled correctly, to avoid any confusion or legal disputes.

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Legal Templates

Home Business Assignment Agreement

Assignment Agreement Template

Use our assignment agreement to transfer contractual obligations.

Updated February 1, 2024 Reviewed by Brooke Davis

An assignment agreement is a legal document that transfers rights, responsibilities, and benefits from one party (the “assignor”) to another (the “assignee”). You can use it to reassign debt, real estate, intellectual property, leases, insurance policies, and government contracts.

What Is an Assignment Agreement?

What to include in an assignment agreement, how to assign a contract, how to write an assignment agreement, assignment agreement sample.

Partnership Interest

An assignment agreement effectively transfers the rights and obligations of a person or entity under an initial contract to another. The original party is the assignor, and the assignee takes on the contract’s duties and benefits.

It’s often a requirement to let the other party in the original deal know the contract is being transferred. It’s essential to create this form thoughtfully, as a poorly written assignment agreement may leave the assignor obligated to certain aspects of the deal.

The most common use of an assignment agreement occurs when the assignor no longer can or wants to continue with a contract. Instead of leaving the initial party or breaking the agreement, the assignor can transfer the contract to another individual or entity.

For example, imagine a small residential trash collection service plans to close its operations. Before it closes, the business brokers a deal to send its accounts to a curbside pickup company providing similar services. After notifying account holders, the latter company continues the service while receiving payment.

Create a thorough assignment agreement by including the following information:

• Effective Date:  The document must indicate when the transfer of rights and obligations occurs.
• Parties:  Include the full name and address of the assignor, assignee, and obligor (if required).
• Assignment:  Provide details that identify the original contract being assigned.
• Third-Party Approval: If the initial contract requires the approval of the obligor, note the date the approval was received.
• Signatures:  Both parties must sign and date the printed assignment contract template once completed. If a notary is required, wait until you are in the presence of the official and present identification before signing. Failure to do so may result in having to redo the assignment contract.

Review the Contract Terms

Carefully review the terms of the existing contract. Some contracts may have specific provisions regarding assignment. Check for any restrictions or requirements related to assigning the contract.

Check for Anti-Assignment Clauses

Some contracts include anti-assignment clauses that prohibit or restrict the ability to assign the contract without the consent of the other party. If there’s such a clause, you may need the consent of the original parties to proceed.

Determine Assignability

Ensure that the contract is assignable. Some contracts, especially those involving personal services or unique skills, may not be assignable without the other party’s agreement.

Get Consent from the Other Party (if Required)

If the contract includes an anti-assignment clause or requires consent for assignment, seek written consent from the other party. This can often be done through a formal amendment to the contract.

Prepare an Assignment Agreement

Draft an assignment agreement that clearly outlines the transfer of rights and obligations from the assignor (the party assigning the contract) to the assignee (the party receiving the assignment). Include details such as the names of the parties, the effective date of the assignment, and the specific rights and obligations being transferred.

Include Original Contract Information

Attach a copy of the original contract or reference its key terms in the assignment agreement. This helps in clearly identifying the contract being assigned.

Execution of the Assignment Agreement

Both the assignor and assignee should sign the assignment agreement. Signatures should be notarized if required by the contract or local laws.

Notice to the Other Party

Provide notice of the assignment to the non-assigning party. This can be done formally through a letter or as specified in the contract.

File the Assignment

File the assignment agreement with the appropriate parties or entities as required. This may include filing with the original contracting party or relevant government authorities.

Communicate with Third Parties

Inform any relevant third parties, such as suppliers, customers, or service providers, about the assignment to ensure a smooth transition.

Keep Copies for Records

Keep copies of the assignment agreement, original contract, and any related communications for your records.

Here’s a list of steps on how to write an assignment agreement:

Step 1 – List the Assignor’s and Assignee’s Details

List all of the pertinent information regarding the parties involved in the transfer. This information includes their full names, addresses, phone numbers, and other relevant contact information.

This step clarifies who’s transferring the initial contract and who will take on its responsibilities.

Step 2 – Provide Original Contract Information

Describing and identifying the contract that is effectively being reassigned is essential. This step avoids any confusion after the transfer has been completed.

Step 3 – State the Consideration

Provide accurate information regarding the amount the assignee pays to assume the contract. This figure should include taxes and any relevant peripheral expenses. If the assignee will pay the consideration over a period, indicate the method and installments.

Step 4 – Provide Any Terms and Conditions

The terms and conditions of any agreement are crucial to a smooth transaction. You must cover issues such as dispute resolution, governing law, obligor approval, and any relevant clauses.

Step 5 – Obtain Signatures

Both parties must sign the agreement to ensure it is legally binding and that they have read and understood the contract. If a notary is required, wait to sign off in their presence.

Related Documents

• Purchase Agreement : Outlines the terms and conditions of an item sale.
• Business Contract : An agreement in which each party agrees to an exchange, typically involving money, goods, or services.
• Lease/Rental Agreement : A lease agreement is a written document that officially recognizes a legally binding relationship between two parties -- a landlord and a tenant.
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Contract Assignment Agreement

Select the name of the state whose law will govern the interpretation of this contract and will be the location of any future disputes related to this contract. This is usually the state where at least one of the Parties resides or does business related to the contract. If this Agreement involves the transfer of land, this would be the state where the land is located.

CONTRACT ASSIGNMENT AGREEMENT

State of Alabama

This Assigment Agreement (the "Agreement) is entered into by and between ________ (the "Assignor"), having their principal address located at ________ , and ________ (the "Assignee"), having their principal address located at ________ , both of whom agree to be bound by this Agreement, in consideration of the mutual covenants herein contained and other good and valuable consideration, the sufficiency of which is hereby acknowledged, witnesseth:

WHEREAS , Assignor entered into a Contract, included as an attachment to this Agreement, with ________ (the "Obligor"), referred to hereinafter as "Contract with ________ ";

WHEREAS , the Contract with ________ has an original expiration date of ________ as may be extended as permitted therein;

WHEREAS , Assignor wishes to assign all of their rights and obligations under the Contract with ________ to Assignee; and

WHEREAS , the necessary verbal consent was obtained from the Obligor on ________ ;

NOW THEREFORE , Assignor and Assignee agree to the following:

I. Assignor and Assignee hereby agree that the Assignor shall assign all their rights, titles, and interests, and delegate all of their obligations, responsibilities, and duties, in ad to the Contract with ________ , to Assignee.

II. Assignee hereby accepts the assignment of all of Assignors obligations, responsibilities, and duties under the Contract and all of Assignors rights, titles, and interests in and to the Contract with ________ .

III. Notwithstanding the foregoing, Assignor agrees to defend and indemnify the Obligor from any and all claims,actions, judgments, liabilities, proceedings, and costs, including reasonable attorney's fees and other costs of defense and damages, resulting from Assignors performance prior to the assignment of the contract and resulting from Assignees performance after the assignment of the Contract with ________ , provided, however, that after the assignment of the Contract with ________ , the State shall first look to Assignee to satisfy all claims, actions, judgments, liabilities, proceedings, and costs, including reasonable attorneys fees and ot her costs of defense and damages resulting from Assignee's performance.

IV. Assignee agrees to indemnify the Obligor from any and all claims, actions, judgments, liabilities, proceedings, and costs, including reasonable attorney's fees, and other costs of defense and damages, resulting from Assignee's performance after the assignment of the Contract with ________ .

V. No modification of this Agreement shall be valid unless in writing and agreed upon by all relevant Parties.

VI. 52 252 28222 522 252888822 22 2588 825222222 88 5285 22 8285885, 8882258, 25 5222225825882 225 522 525822, 2522 252 2552828 52522 2552 8585 252888822 85588 82 522225 22 82 825582 525 252 522582525 22 252 825222222 85588 82 22225825 58 82 252 825582 252888822 8252 22825 82885525 82 252 825222222.

VII. This Agreement is governed by the laws of the State of Alabama and both Parties expressly consent to jurisdiction in such courts.

IN WITNESS WHEREOF, the Parties execute the Agreement as follows:

______________________________________________ ________

______________________________________________ Date

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• Corporate Finance
• Corporate Debt

Debt Assignment: How They Work, Considerations and Benefits

Daniel Liberto is a journalist with over 10 years of experience working with publications such as the Financial Times, The Independent, and Investors Chronicle.

Charlene Rhinehart is a CPA , CFE, chair of an Illinois CPA Society committee, and has a degree in accounting and finance from DePaul University.

Katrina Ávila Munichiello is an experienced editor, writer, fact-checker, and proofreader with more than fourteen years of experience working with print and online publications.

Investopedia / Ryan Oakley

What Is Debt Assignment?

The term debt assignment refers to a transfer of debt, and all the associated rights and obligations, from a creditor to a third party. The assignment is a legal transfer to the other party, who then becomes the owner of the debt . In most cases, a debt assignment is issued to a debt collector who then assumes responsibility to collect the debt.

Key Takeaways

• Debt assignment is a transfer of debt, and all the associated rights and obligations, from a creditor to a third party (often a debt collector).
• The company assigning the debt may do so to improve its liquidity and/or to reduce its risk exposure.
• The debtor must be notified when a debt is assigned so they know who to make payments to and where to send them.
• Third-party debt collectors are subject to the Fair Debt Collection Practices Act (FDCPA), a federal law overseen by the Federal Trade Commission (FTC).

How Debt Assignments Work

When a creditor lends an individual or business money, it does so with the confidence that the capital it lends out—as well as the interest payments charged for the privilege—is repaid in a timely fashion. The lender , or the extender of credit , will wait to recoup all the money owed according to the conditions and timeframe laid out in the contract.

In certain circumstances, the lender may decide it no longer wants to be responsible for servicing the loan and opt to sell the debt to a third party instead. Should that happen, a Notice of Assignment (NOA) is sent out to the debtor , the recipient of the loan, informing them that somebody else is now responsible for collecting any outstanding amount. This is referred to as a debt assignment.

The debtor must be notified when a debt is assigned to a third party so that they know who to make payments to and where to send them. If the debtor sends payments to the old creditor after the debt has been assigned, it is likely that the payments will not be accepted. This could cause the debtor to unintentionally default.

When a debtor receives such a notice, it's also generally a good idea for them to verify that the new creditor has recorded the correct total balance and monthly payment for the debt owed. In some cases, the new owner of the debt might even want to propose changes to the original terms of the loan. Should this path be pursued, the creditor is obligated to immediately notify the debtor and give them adequate time to respond.

The debtor still maintains the same legal rights and protections held with the original creditor after a debt assignment.

Special Considerations

Third-party debt collectors are subject to the Fair Debt Collection Practices Act (FDCPA). The FDCPA, a federal law overseen by the Federal Trade Commission (FTC), restricts the means and methods by which third-party debt collectors can contact debtors, the time of day they can make contact, and the number of times they are allowed to call debtors.

If the FDCPA is violated, a debtor may be able to file suit against the debt collection company and the individual debt collector for damages and attorney fees within one year. The terms of the FDCPA are available for review on the FTC's website .

Benefits of Debt Assignment

There are several reasons why a creditor may decide to assign its debt to someone else. This option is often exercised to improve liquidity  and/or to reduce risk exposure. A lender may be urgently in need of a quick injection of capital. Alternatively, it might have accumulated lots of high-risk loans and be wary that many of them could default . In cases like these, creditors may be willing to get rid of them swiftly for pennies on the dollar if it means improving their financial outlook and appeasing worried investors. At other times, the creditor may decide the debt is too old to waste its resources on collections, or selling or assigning it to a third party to pick up the collection activity. In these instances, a company would not assign their debt to a third party.

Criticism of Debt Assignment

The process of assigning debt has drawn a fair bit of criticism, especially over the past few decades. Debt buyers have been accused of engaging in all kinds of unethical practices to get paid, including issuing threats and regularly harassing debtors. In some cases, they have also been charged with chasing up debts that have already been settled.

Federal Trade Commission. " Fair Debt Collection Practices Act ." Accessed June 29, 2021.

Federal Trade Commission. " Debt Collection FAQs ." Accessed June 29, 2021.

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Form of Assignment Agreement (May 4 2022)

Home / Content / Legal & Documentation / Primary Market / Standard Documents / Form of Assignment Agreement (May 4 2022)

This is a form of assignment agreement (which is typically attached as an exhibit to a credit agreement) which can then be used to transfer a loan from assignor to assignee.  Included in Model Credit Agreement Provisions.

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Buy now, pay later companies must adhere to credit card standards, consumer agency says.

Associated Press

NEW YORK – Buy now, pay later companies must provide consumers with the same legal rights and protections as credit card lenders do, the Consumer Financial Protection Bureau said Wednesday in a new rule.

That includes the right to demand a refund and to dispute transactions. The agency began an inquiry into the short-term lending industry two years ago, and it issued the rule in response to ongoing consumer complaints, it said.

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WHAT'S BEHIND THE NEW REGULATION?

Buy now, pay later loans are typically marketed as zero-interest, or low interest, and allow consumers to spread out payments for purchases over several weeks or months. They’re marketed as a way to buy expensive products and services over time, and the service is typically offered at checkout for online shopping. It’s often used for big-ticket items, like furniture, clothes and airline tickets.

In a report , the CFPB found that more than 13% of buy now, pay later transactions involved a return or dispute, and, in 2021, people disputed or returned $1.8 billion in transactions at the five companies surveyed.

“Regardless of whether a shopper swipes a credit card or uses Buy Now, Pay Later, they are entitled to important consumer protections under longstanding laws and regulations already on the books,” CFPB Director Rohit Chopra said in a statement.

HOW IS THE INDUSTRY RESPONDING TO THE RULE?

Two major buy now, pay later players — Affirm and Klarna — say they welcomed the regulation.

“We are encouraged that the CFPB is promoting consistent industry standards, many of which already reflect how Affirm operates, to provide greater choice and transparency for consumers,” a company spokesperson said in a statement. Affirm currently offers “dispute and error resolution assistance,” the spokesman added.

A spokesperson for Klarna said the company also already investigates consumer disputes and covers related refunds.

The agency's announcement is a “significant step forward” in regulating the buy now, pay later industry, Klarna said in a statement. It said it has been calling for regulatory oversight “over many years.”

While some in the industry have voluntarily chosen to operate at the standard now mandated by the CFPB's new rule, there remain significant differences between credit card lending and buy now, pay later loans. For instance, buy now, pay later lenders do not all report their loans to the three major credit bureaus. Some analysts have said this can lead consumers to overextend themselves or take on more debt than they can manage or afford.

WHAT RIGHTS DO CONSUMERS HAVE?

The CFPB said that buy now, pay later lenders need to extend many of the same rights and protections as classic credit card providers. “Importantly, these cover dispute and refund rights,” the agency said.

The agency clarified that, with its new rule, buy now, pay later lenders must:

— Investigate disputes. Lenders must also pause payment requirements during the investigation and sometimes must issue credits.

— Refund returned products or canceled services. Buy now, pay later lenders must credit the refunds to consumers’ accounts.

— Provide billing statements. Consumers must receive periodic statements of money owed similar to the ones received for classic credit card accounts.

“The failure to provide dispute protections can create chaos for consumers when they return their merchandise or encounter other billing difficulties,” the CFPB said.

The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.

Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.

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American 1 Credit Union in Naming Rights Agreement With Michigan Theater

JACKSON, Mich.–American 1 Credit Union announced it has signed a $200,000 naming rights agreement for the Michigan Theatre of Jackson.

The credit union said that starting in 2022, the Michigan Theatre embarked on a restoration campaign to bring the theatre up to “optimal operating and performance efficiency.” American 1 Credit Union said its naming rights agreement allowed the Michigan Theatre to restore the marquee sign that lives above the theatre to preserve the historical significance.

First Air-Conditioned Building

“The Michigan Theatre, founded in 1930, was built for the mainstream popular entertainment of the day,” American 1 said. “The building's exotic Spanish style, lavish interior plasterwork, ornate polychrome terra cotta facade, carved walnut furniture, plush wool carpeting, heavy damask draperies, stained glass light fixtures, and oil paintings entertained the patrons as much as the attractions on the stage and screen.”

The theater was also the first air-conditioned building in downtown Jackson and offered a place to escape the summer heat.

‘Living Its Legacy’

"Preserving the architecture that makes arts and entertainment accessible is important for our local communities," President and CEO Martha Fuerstenau, said in a statement. "This agreement with the Michigan Theatre of Jackson will allow the building to live its legacy by receiving the restorations it needs, while still offering high-quality entertainment to the local community for years to come."

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Requirements for DOE certification of 48C allocations

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In accordance with Additional Guidance for the Qualifying Advanced Energy Project Credit Allocation Program under Section 48C(e) IRS Notice 2023-44, Appendix B, “Applications receiving allocation letters must provide evidence that they have met the requirements for certification, such as all permits necessary to commence construction. Applicants will upload documents providing this evidence to the 48C applicant portal not later than 2 years from the date the IRS notified the applicant that they have received an allocation.”

DOE’s process for certification is based in part on commitments and other claims stated by the applicant in the Section 48C(e) application. As stated in IRS Notice 2023-44, the evidence provided by the applicant for certification must therefore also include documents furnishing evidence that any commitments or other claims in the Section 48C(e) application have been met.

The taxpayer identification number of the applicant must match the taxpayer identification number of the taxpayer that will claim the energy credit under Section 48C (unless a transfer request is reviewed and approved by the IRS).

Documents already provided as appendices in the Section 48C(e) application do not need to be submitted again for certification.

1. General documentation of commitments and claim for which documentation was not previously provided:

These documents could include:

• Community benefits agreements
• Collective bargaining agreements
• Offtake agreements
• Any other confirmation of commitments or arrangements claimed in the Section 48C(e) applications that may have had an impact on the evaluation of the application.

2. Documents describing and explaining changes to the proposed project:

Change in project:.

• This includes any significant changes to the design, processes, management, timeline, or funding sources / capital structure of the project.
• If there are any changes to the project, process, or product which affected the performance, efficiency, quality, capacity, output, or emissions produced, please explain why this does not significantly deviate from the original proposal.

Change in contracts and agreements previously described or submitted:

• If any offtake or other agreements, sales or production contracts, or other agreements discussed in application have changed from what was previously submitted to DOE, the taxpayer must submit documents describing the changes, along with an explanation of how those changes do not deviate from the original intent and nature of the taxpayer’s application and do not significantly impact the commercial viability of the project.

Change in location:

• Note: If the Secretary determines that the project has been placed in service at a location that is materially different than the location specified in the Section 48C(e) application for such project, the certification is no longer valid.
• Notice 2023-18, Sec. 8.01 states “Moving the project to a census tract different than the tract stated in the concept paper and Section 48C(e) application is a significant change.” This will result in a forfeiture of the Section 48C credit allocation.

3. Workforce and community engagement:

Agreements and plans relating to workforce:.

• If the application described that the applicant is pursuing or already has a Community Benefits Agreement/s, collective bargaining agreement/s, Project Labor Agreement/s, or other agreements relating to workforce, documentation should be submitted.
• Job creation and workforce community -- In your application you were asked to “Describe your plan for contributing to job creation and ensuring project viability, timely completion, and ultimate success by fostering a stable and supportive workforce and host community.” Are your plans still current or have there been changes? If so, please explain.
• Note : While failure to pay prevailing wages is not considered a significant change to the project, it will lower the credit rate from 30% to 6%. While failure to pay prevailing wages can be addressed through a correction and penalty mechanism under 2023-18, Section 4.02, failure to do so will result in recapture of the differential between 30% and 6% credit rates.

Job creation and workforce continuity:

• Total number of anticipated or actual permanent operations jobs
• Total number of anticipated or actual construction phase jobs
• The minimum starting wage for permanent hourly jobs
• The anticipated or actual number of workers on the Project hired directly and hired through a third party;
• The anticipated or actual wages of workers on the Project by classification;
• Will the project provide upper quintile wages for industry and occupation?
• Will any of the following benefits be provided: employer sponsored health insurance; contributions to retirement; transportation assistance; childcare assistance.
• If your application described that construction work under the project would be subject to a project labor agreement or collective bargaining agreement, or that operations workers would be subject to an existing collective bargaining agreement, please submit the signed agreement if you have not done so already. If you do not have such an agreement as described in your application, please explain why not. If you have made progress towards such an agreement, please submit any documentation.
• Have you made commitments related to worker organizing and collective bargaining? If you have not done so already, please provide documentation, or describe any changes or specifics not already submitted. This could include documentation of any: pledge to remain neutral during any union organizing campaigns; pledge to permit union recognition through card check; Intention to enter into binding arbitration to settle first contracts; pledge to allow union organizers access to appropriate onsite non-workspaces (e.g., lunchrooms); pledge to refrain from holding captive audience meetings.
• Contributions to labor-management training partnership/s
• Agreements to utilize apprentices for at least 15% of construction jobs
• Paid training
• Tuition support or reimbursement
• Have you established or do you plan to establish health and safety committees with hourly worker representation?

4. Energy community transition:

• Did projections of hiring of displaced workers in energy communities change? If so, please submit an explanation.

5. Tribal Community outreach:

• If your project location is in or near a Tribal community, or impacts Tribal Communities, or has Tribal ownership, please check with DOE’s Manufacturing and Supply Chain Office for submission of any records of discussions or agreements regarding activity with that community regarding your project, tribal participation (including employment) and environmental impacts.

6. Local environmental impact:

• Report and explain any changes in the projected environmental impact relative to the information you submitted on your application.
• If you submitted any building permits, NEPA certifications, or other environmental statements with your application, please submit a statement confirming that there has been no change in the conditions relevant to the permits/inspections/certifications as of the date of this request. Please submit an explanation if there are any changes.

7. Critical materials:

• If your original expectation of providing high purity critical materials have been changed, as to expected quantity or quality of the critical material, then that should be indicated in writing of that change.

8. Other documents:

• Please submit any additional documents not described above, including permits and agreements that affect your project, that demonstrate that any commitments or other claims made in the Section 48C(e) application have been met.
• If any processes, agreements, contracts, or other aspects of the project have changed from what was described in the application, the taxpayer must submit documents describing the changes, and an explanation of how those changes are consistent with the original intent and nature of the taxpayer’s application.
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Contract Assignment Agreement

Jump to section, what is a contract assignment agreement.

A contract assignment agreement is a document that transfers the contractual rights and duties of one party to another. The other party involved in the contract must agree to the terms of the transfer as well as they will now be in a contractual agreement with a different party.

Contract of assignment agreements must not violate any other laws or statutes in order to be enforced. The original contract must also allow assignments, or at least not explicitly prohibit them. Contract of assignment agreements cannot alter what is expected from the original contract.

Contract Assignment Agreement Sample

Reference : Security Exchange Commission - Edgar Database, EX-10.45 61 dex1045.htm ASSIGNMENT OF CONTRACT , Viewed October 27, 2022, View Source on SEC .

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Terry Brennan is an experienced corporate, intellectual property and emerging company transactions attorney who has been a partner at two national Wall Street law firms and a trusted corporate counsel. He focuses on providing practical, cost-efficient and creative legal advice to entrepreneurs, established enterprises and investors for business, corporate finance, intellectual property and technology transactions. As a partner at prominent law firms, Terry's work centered around financing, mergers and acquisitions, joint ventures, securities transactions, outsourcing and structuring of business entities to protect, license, finance and commercialize technology, manufacturing, digital media, intellectual property, entertainment and financial assets. As the General Counsel of IBAX Healthcare Systems, Terry was responsible for all legal and related business matters including health information systems licensing agreements, merger and acquisitions, product development and regulatory issues, contract administration, and litigation. Terry is a graduate of the Georgetown University Law Center, where he was an Editor of the law review. He is active in a number of economic development, entrepreneurial accelerators, veterans and civic organizations in Florida and New York.

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William L Foster has been practicing law since 2006 as an attorney associate for a large litigation firm in Denver, Colorado. His experience includes drafting business contracts, organizational filings, and settlement agreements.

Mr. Pomeranz serves as the principal of Pomeranz Law PLLC, a boutique law firm representing clients across myriad industries and verticals. Before founding the firm, Mr. Pomeranz served as Senior Vice President, Legal & Compliance and General Counsel of Mortgage Connect, LP in 2017. Mr. Pomeranz also served as Counsel, Transactions for Altisource Portfolio Solutions S.A. (NASDAQ: ASPS) beginning in 2013, and was based in the company’s C-Suite in Luxembourg City, Luxembourg. Mr. Pomeranz began his career with Mainline Information Systems, Inc. as an in-house attorney.

Rinky S. Parwani began her career practicing law in Beverly Hills, California handling high profile complex litigation and entertainment law matters. Later, her practice turned transactional to Lake Tahoe, California with a focus on business startups, trademarks, real estate resort development and government law. After leaving California, she also served as in-house counsel for a major lending corporation headquartered in Des Moines, Iowa as well as a Senior Vice President of Compliance for a fortune 500 mortgage operation in Dallas, Texas prior to opening Parwani Law, P.A. in Tampa, Florida. She has represented various sophisticated individual, government and corporate clients and counseled in a variety of litigation and corporate matters throughout her career. Ms. Parwani also has prior experience with state and federal consumer lending laws for unsecured credit cards, revolving credit, secured loans, retail credit, sales finance and mortgage loans. She also has served as a special magistrate and legal counsel for numerous Florida County Value Adjustment Boards. Her practice varies significantly from unique federal and state litigation cases to transactional matters. Born and raised in Des Moines, Iowa, Ms. Parwani worked in private accounting for several years prior to law school. Her background includes a Certified Public Accountant (CPA) certificate from Iowa (currently the license is inactive) and a Certified Management Accountant (CMA) designation (currently the designation is inactive). Ms. Parwani or the firm is currently a member of the following organizations: Hillsborough County Bar Association, American Bar Association, Tampa Bay Bankruptcy Bar Association, National Association of Consumer Bankruptcy Attorneys, and the American Immigration Lawyers Association. She is a Fellow of the American Bar Association. Ms. Parwani is a frequent volunteer for Fox Channel 13 Tampa Bay Ask-A-Lawyer. She has published an article entitled "Advising Your Client in Foreclosure" in the Stetson Law Review, Volume 41, No. 3, Spring 2012 Foreclosure Symposium Edition. She is a frequent continuing legal education speaker and has also taught bankruptcy seminars for the American Bar Association and Amstar Litigation. She was commissioned by the Governor of Kentucky as a Kentucky Colonel. In addition, she teaches Immigration Law, Bankruptcy Law and Legal Research and Writing as an adjunct faculty instructor at the Hillsborough Community College Ybor campus in the paralegal studies program.

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US says Russia launched antisatellite weapon into space; Moscow shrugs off ‘fake news’

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A top Russian official on Wednesday denied U.S. claims that Moscow had launched a weapon into low-Earth orbit that could potentially attack other satellites, calling it “fake news.”

Pentagon press secretary Maj. Gen. Pat Ryder said a day earlier that last week the Kremlin launched a satellite assessed as “likely a counter-space weapon presumably capable of attacking other satellites in low Earth orbit.”

Ryder said the new counterspace weapon was on “the same orbit as a U.S. government satellite,” adding that Washington would continue to monitor the situation.

Asked whether the Kremlin weapon currently poses a threat to the U.S. government satellite, he replied: “Yes.”

U.S. Space Command also said Tuesday the Russian launch took place May 16 from the country’s Plesetsk launch site, about some 500 miles north of Moscow. The command added that the rocket deployed at least nine satellites including a type of military “inspector” spacecraft.

Russia’s Ministry of Defense acknowledged a launch had taken place and included a spacecraft but did not offer further details.

“I don’t think we should respond to any fake news from Washington,” Russian Deputy Foreign Minister Sergei Ryabkov, the country’s top arms control diplomat, told the state-run Interfax news agency, as  reported by Reuters .

“The Americans can say whatever they want, but our policy does not change from this,” added Ryabkov, noting that Moscow had “always consistently opposed the deployment of strike weapons in low-Earth orbit.”

The denial follows similar Russian assertions in February, when the U.S. claimed Moscow was developing a space-based, antisatellite nuclear weapon to destroy Western satellites. Russian President Vladimir Putin and then-Defense Minister Sergei Shoigu both denied the claim.

U.S. intelligence revealed the possibility of such a space weapon after House Intelligence Committee Chair Mike Turner (R-Ohio) cryptically announced that Congress had information on a “serious national security threat.”

Under the United Nations Security Council, an agreement known as the 1967 Outer Space Treaty aims to prevent the deployment of nuclear weapons in outer space. But last month Russia vetoed a resolution that called to reaffirm a commitment to the treaty.

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Assignment Moscow: Reporting on Russia from Lenin to Putin Paperback – May 18, 2023

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The story of western correspondents in Russia is the story of Russia's attitude to the west. Russia has at different times been alternately open to western ideas and contacts, cautious and distant or, for much of the twentieth century, all but closed off. From the revolutionary period of the First World War onwards, correspondents in Russia have striven to tell the story of a country known to few outsiders. Their stories have not always been well received by political elites, audiences, and even editors in their own countries-but their accounts have been a huge influence on how the West understands Russia. Not always perfect, at times downright misleading, they have, overall, been immensely valuable. In Assignment Moscow , former foreign correspondent James Rodgers analyses the news coverage of Russia throughout history, from the coverage of the siege of the Winter Palace and a plot to kill Stalin, to the Chernobyl explosion and the Salisbury poison scandal.

• Print length 280 pages
• Language English
• Publisher Bloomsbury Academic
• Publication date May 18, 2023
• Dimensions 6.15 x 0.85 x 9.15 inches
• ISBN-10 1350356107
• ISBN-13 978-1350356108
• See all details

Editorial Reviews

“ Assignment Moscow exposes how the Moscow correspondent has had to adapt to multiple manifestations of censorship, or compete with state-run media, the severity of which has ebbed and flowed with changes in regime.” ― History Today “Rodgers's narrative rests on an enormous number of articles in Anglo-American media, books by and about journalists, and his own interviews with many Moscow correspondents.” ― Foreign Affairs Magazine “Rodgers retains his focus on the correspondent's interactions with Russia and Russians, rather than being sidetracked into discussions of normative values or political controversy. This approach prepares the reader for the conclusion, which celebrates the openness and curiosity of the best Russia correspondents, reminding the reader that what they have just read is a history not of Russia but of how Western correspondents have told Russia's stories. Differentiating the two is an important and hitherto neglected task but one that James Rodgers has achieved masterfully.” ― Journalism “Reporting from Russia has never been easy; Rodgers vividly captures the changing fortunes of Moscow correspondents over the past hundred years, as they penetrated the mysteries of life in Russia and brought them to our newspapers and screens. Some were duped, some were fellow-travellers or spies; most battled against censors and blank-faced politicians; all have helped to shape our understanding of the world's biggest country.” ― Angus Roxburgh, former Moscow correspondent for the BBC, Sunday Times and Economist “Writing about journalism in Russia since the revolution, James Rodgers rightly emphasises that to understand Russia you have to talk to people of all kinds. But he argues that even correspondents who knew the language and the history found it hard to report dispassionately because of official obstruction and their own emotional involvement.” ― Rodric Braithwaite “A highly original, engrossing and accessible book, Assignment Moscow stands out among journalistic accounts of Russia for its subtlety, humility and historic scope. It tells the story of British and American journalists who aimed to throw light on Russia from Lenin to Putin, and in the process illuminated the West itself.” ― Arkady Ostrovsky, Author of The Invention of Russia: The Rise of Putin and the age of Fake News, Winner of the 2016 Orwell Prize “It is hard to believe that in the torrent of books published on Russia each year, that one could come along as original and valuable as Assignment Moscow. One comes to appreciate the service of our reporting men and women in Moscow. For all their fallibilities, without their dedication, we wouldn't have half the understanding of Russia that we have today, imperfect as it will always be. We therefore owe them – and especially Rodgers as journalist, teacher, analyst and cataloguer – a huge debt.” ― James Nixey, Chatham House “[Rodgers'] experience has been wisely distilled in this fair-minded, balanced and perceptive exploration of the problems reporters have faced in trying to report from Russia.” ― British Journalism Review “Reveals how journalists' experiences reporting from Russia for the past 100 years mirrors its changing attitude to the West.” ― The Journalist

About the Author

Product details.

• Publisher ‏ : ‎ Bloomsbury Academic (May 18, 2023)
• Language ‏ : ‎ English
• Paperback ‏ : ‎ 280 pages
• ISBN-10 ‏ : ‎ 1350356107
• ISBN-13 ‏ : ‎ 978-1350356108
• Item Weight ‏ : ‎ 15.5 ounces
• Dimensions ‏ : ‎ 6.15 x 0.85 x 9.15 inches
• #1,124 in Media & Internet in Politics (Books)
• #1,193 in Russian & Soviet Politics
• #5,305 in Journalist Biographies

About the author

James rodgers.

James Rodgers writes books on international affairs, especially armed conflict. His work has a focus on how the stories of those events are told to the world. Much of his writing draws on his own experience reporting from the former Soviet Union and the Middle East as a journalist from the 1990s onwards. During his BBC career (1995-2010), James completed postings in Moscow, Brussels, and Gaza where, from 2002-2004, he was the only international correspondent based in the territory. His numerous other assignments included New York and Washington following the September 11th attacks; reporting from Iraq in 2003 and 2004 during the United States-led invasion; and covering the wars in Chechnya.

James now lectures in International Journalism at City, University of London. He still works as a journalist, too--contributing work to the BBC, NBC Think, Forbes.com, Monocle Radio, and others.

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Bears baseball gives Moscow a reason to celebrate

May 22—Three days after Moscow won its first baseball state championship in four decades and first team state title in any sport in 13 years, Moscow coach Griffin Rod was still soaking it in.

The Bears (20-7) defeated perennial baseball power Bishop Kelly in walk-off fashion, 7-6, to win the 4A state title on Saturday in Caldwell, Idaho.

"There's still a little bit of 'Did that really happen?'" Rod said.

In the previous four years, Moscow had back-to-back losing seasons, an 11-10 campaign and a one-win shortened season because of the pandemic. Not exactly a stretch that would predict a future 4A champion.

Yet the Bears, many of them also varsity players during some of those struggling seasons, quietly put together a championship contender.

On Thursday, those Bears will enjoy a championship parade through Moscow, from the high school to the Moscow School District Community Playfields where they play their home games.

Parade of champions

Celebrating a new state champ has been a long time coming for the black-and-red clad Moscow faithful.

The Bears' last state team title was girls golf in 2011, the last championship on the boys side was boys golf in '09 and the last time the baseball team hoisted a banner came in 1984 before some of the current players' parents were even born.

All the more reason for the parade at 5:30 p.m. Thursday, from Moscow High to the playfields at Joseph St.

The players will ride in a fire truck or a trailer, and there will be a plaque unveiling and other minor festivities to appreciate the team, Rod said.

"It was crazy how much the community was behind us," Rod said. "People were streaming the game in (John's) Alley, the bar. I had 102 text messages within an hour of the game ending, and only five of them were my family.

"It was really humbling to know how much the community was into this."

Championship rewind

Playing a Bishop Kelly team playing in its fourth straight 4A state championship and trailing by a run going into the bottom of the seventh inning, there was no panic in the Moscow dugout, despite their inexperience in such a high-pressure situation.

"It just felt like we deserved it," Rod said. "It felt like something good was going to happen."

Ethan McLaughlin drew a six-pitch walk, Jack Driskill earned a quick walk, then Connor Isakson came to the plate.

"If anyone can get it to the right side and squeeze it through for a hit, it's Connor," Rod said. "We just felt like we've been bunting all season long and this just felt like the right guy and right moment to take a chance (at a hit)."

Sure enough, Isakson made contact down the first-base line to score courtesy runner Butch Kiblen to tie the game at 6-6. Driskill moved to third.

Then came Tommy Holt — a seldom-used senior who "worked his ass off and proved in the last week of practice that deserved to be (in there)."

With two strikes, Holt hammered a hard grounder to third base, Driskill made a couple of feints to home and the Knights' third baseman made a last-second decision to throw to first base. The throw was off target and Driskill ran home with his arms in the air for the walk-off run.

The celebration was on.

Tournament standouts

Isakson, also the championship's game-winning pitcher, earned all-tournament MVP honors. On the mound, he struck out four in 2 1/3 innings. At the plate, he went 4-for-7 with three RBI over three games.

In the Bears' first two games, Moscow pitchers Levi Anderson and Kiblen each struck out 11 batters and combined to allow just one run in a 6-0 win against Minico and a 8-1 victory against Blackfoot. Two superb pitching outings for a pair that struggled under the lights at State last season.

Holt had an RBI in each of the first two games as well as the game-winning knock in the championship.

Catcher Tyson Izzo completed his third straight season behind home plate — an impact that doesn't show up in the stat sheets.

Drikill scored four runs at State, none bigger than his last one. He and Anderson joined Isakson on the all-tournament team.

Before long, many of the Bears will pick up the bats and gloves again for summer league ball and begin a new title hunt. But for now, the Bears can enjoy their new-found glory.

"I think the hope, even from last year, is the ability to raise the bar and actually have something to stand behind as far as something that works, a culture that we're proud of," Rod said. "If anything this helps solidify all that."

Wiebe may be contacted at (208) 848-2260, [email protected] or on Twitter @StephanSports.

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International Brotherhood of Teamsters

Headline news, breaking: molson coors teamsters ratify contract ending strike.

After more than three months on the picket line, Molson Coors Teamsters in Fort Worth, Texas, voted today to ratify a new three-year agreement. The contract secures wage increases, improves benefits, and restores retiree health care.

“Our members never gave up, they pushed back on this company until they got a fair contract that recognizes their contributions. Teamsters don’t back down from a fight and we will always fight for what we deserve,” said Jeff Padellaro, Director of the Teamsters Brewery, Bakery, and Soft Drink Conference.

Throughout the strike, Teamsters launched a nationwide boycott, putting pressure on the brewery giant to reach an agreement covering 420 workers at the Texas facility.

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