graduate school education grants

Scholarships for graduate school

Grants for graduate school, fellowships for graduate school, grad school scholarships and grants faqs, scholarships, grants, and fellowships that can help pay for your post-graduate education.

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• Grad school scholarships provide funds to cover your educational costs. 
• In general, you don't have to repay scholarships or grants after graduation. 
• Start your search for grad school scholarships with your school's financial aid office.

Graduate school can help you take your career ambitions to the next level. But the cost can be very high. That's where grad school scholarships and grants come in. Scholarships and grants don't need to be repaid, which means you can leave school with minimum drag on your post-graduation finances.

There are several categories of graduate school scholarships.

Merit-based scholarships are awarded based on your academic achievements and other achievements. In contrast, need-based scholarships are awarded based on the financial need of the student. 

Beyond these two main categories, you can find specialized scholarships designed for particular fields of study or demographics. For example, you might find a scholarship opportunity based on your prior military experience or your desire to obtain a graduate degree in a specific field.

Before you can snag a scholarship, you'll have to find the opportunity and apply for it . Your school's financial aid office is a good place to start your search because they might have information on school-specific scholarships. You can also find scholarship opportunities through online search engines, like the U.S. Department of Labor's free tool or Scholarships.com .

When you find an enticing opportunity, it's important to craft a compelling application. Many scholarships require an essay, which could make or break your chances. 

"Writing essays for a graduate scholarship is not the same as it was for undergraduates," says Ben Ralston, president of Sachs Foundation , an organization that provides scholarship opportunities to Black Coloradans. 

"You are later in your career and can focus less on what you want to do with your education and more about what you have already accomplished," Ralston says. "Get specific in how graduate studies will develop more professional skills to build on previous accomplishments instead of speaking more generally about future goals."

See Insider's picks for the best graduate student loans >>

Grants are another form of funding that you usually don't have to pay back. Below are some of the most popular grants for grad school:

• Federal grants: Some federal grants are available to graduate students, including the TEACH Grant , which is designed to prepare them for teaching at the elementary or secondary school level. After graduation, grant recipients must teach full-time for at least four years in a school that serves low-income students. Skipping the teaching commitment means you'll have to repay the funds. 
• State grants : Many states provide grant opportunities to students. In some cases, these grants are designed to support students pursuing a graduate degree that's relevant to the state's needs. 
• Institutional grants : Many colleges and universities provide grant opportunities to students. You can find out about these opportunities through your school's financial aid office. 
• Private grants: Some organizations and foundations offer grant funding to graduate students. In most cases, you'll need to meet some specific eligibility requirements to apply. 

Tapping into this source of free money for college is a worthwhile option. If you are interested in grant funding, start by filling out the FAFSA (Free Application for Federal Student Aid) to potentially tap into federal grant opportunities. 

In terms of state-level, institutional, and private grants, you'll need to do some research to find grants that might apply to your unique situation. Consider reaching out to your school's financial aid office, they might have more information on grant opportunities you can apply for.

A fellowship for graduate school provides financial support to pursue a graduate degree. Depending on the fellowship, the funds might go beyond tuition costs to include a stipend designed to help students pay for basic living expenses. 

In many cases, fellowships are tied to teaching or research duties. For example, teaching assistantships and research assistantships are relatively common. With a teaching assistantship, you might be expected to teach a course to undergraduates or support a professor in their teaching duties.

Many schools offer fellowships on an internal basis, often with merit-based criteria and tied to a particular field of study. Students can also seek out fellowships from other organizations. While it's not exhaustive, UCLA's graduate funding database can help you find a wide range of graduate fellowship opportunities. Your school's financial aid office offers another opportunity to seek out fellowship information.

Since fellowships often involve some hands-on duties, like teaching or research, the opportunity can offer much more than a debt-free path to graduation. In many cases, the right fellowship can kickstart your professional career.

No. Many grad school scholarships and grants are decided on a need basis. With that, top-performing students don't always have an edge when pursuing grad school funding. 

Some scholarships and grants allow you to use the funds for any graduate program. But other scholarships and grants have specific requirements on where you can use the funds. 

Yes, some graduate school scholarships are specifically designated for minority students. 

Whether or not you can use grad school scholarships and grants to cover living expenses depends on the specific scholarship. In some cases, the funds are restricted for use on tuition or other educational costs. But some scholarship and grant programs are less stringent and allow students to use the funds on living expenses. 

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Financial Aid for Graduate School: Who Qualifies and How to Apply

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Key takeaways

Financial aid for graduate school includes grants, scholarships, fellowships, assistantships and loans.

Exhaust all opportunities for free aid before considering student loans.

If you take out student loans, borrow federal direct loans first. For additional funding, compare offers between federal PLUS loans and private loans to see where you’ll get the best deal.

If you’re considering graduate school, make sure you have a funding plan in place ahead of time. Costs for graduate school can vary greatly depending on the type and length of the program, but there are opportunities to help cut down out-of-pocket costs.

Graduate students can get financial aid through:

FAFSA: The Free Application for Federal Student Aid provides access to federal, state and some school-based grants.

Organization grants: Industry-specific organizations may provide grants to those studying in relevant fields.

Scholarships: State governments, schools and private organizations may provide scholarships for academic excellence or other factors, like studying in high-needs fields or increasing diversity.

Fellowships: Schools, private organizations and government entities offer fellowships based on field of study and academic performance in exchange for research activities.

Assistantships: Schools may award living stipends and tuition waivers to full-time students in exchange for work.

Employer tuition assistance: Employers may offer to reimburse their employees’ tuition expenses as an employment benefit.

Here’s who qualifies and how to apply for each type of aid.

» MORE: How to pay for grad school: 5 strategies for students

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Complete the Free Application for Federal Student Aid, or FAFSA , as your first step to funding your graduate education. Citizens and eligible non-citizen graduate students, including permanent residents and U.S. nationals, are eligible to file.

You must file the FAFSA to qualify for federal and state-based grant awards. Many school-based grants also require the FAFSA.

Federal grants for graduate students include the Teacher Education Assistance for College and Higher Education, or TEACH, grant. The TEACH grant provides up to $4,000 a year to education students who will teach in a low-income school or high-needs field after graduation.

Contact the department of education for your state and your school’s state to learn more about state-based grant opportunities.

Contact your school’s financial aid office to learn more about school-based grants and ask your department head about industry-specific grants.

» MORE: Guide to grants for college

Scholarships

Scholarships are available at the state, local and school levels. These awards are based on various eligibility criteria, which can include field of study and academic achievement. Some scholarships are also need-based or allocated only for certain demographics.

Apply for as many scholarships as you qualify for to increase your chances of getting the most money.

Check the Department of Labor’s Scholarship Finder or National Association of Student Financial Aid Administrators’ state-based scholarship search tool to find programs.

Contact your school’s financial aid office and department head about specific scholarship programs you may be eligible for.

» MORE: How to get a scholarship

Fellowships and assistantships

Eligibility requirements and service commitments for fellowship and assistantship programs vary. While fellowships are offered by schools, private organizations or government agencies, assistantships typically only come from the school.

With a fellowship, you may perform research activities outside of your school and payment may not be directly tied to tuition. As assistantships are generally school-based, they are more likely to directly provide full or partial tuition waivers. Some assistantships also come with living stipends .

Contact your financial aid office about school-based fellowships and assistantships, including teaching and resident assistantships. Search the zintellect database, which has ties to the Department of Education and a consortium of Ph.D.-granting institutions, for government and private-sector fellowships.

» MORE: Is a masters degree worth it?

Employer tuition assistance

According to a 2020 survey by the Society for Human Resource Management, or SHRM, about 47% of employers offer tuition assistance as part of their benefits package. This benefit can be in the form of tuition reimbursement, where the employer gives a lump sum to employees after they prove their tuition expenses. Other companies may pay tuition costs directly to the school, so the employee doesn't have to front the bill.

The amount of reimbursement varies by employer. The most common benefit ranges from $5,000-$5,999, according to a 2019 report by the International Foundation of Employee Benefit Plans.

Contact your human resources team to ask about your company’s tuition assistance benefit. Make sure to verify that graduate school tuition qualifies. You also want to get an understanding of any service commitments that come with accepting the benefit. Some employers require you to stay with the company for a certain period after the reimbursement funds are disbursed.

If you exhaust all of your opportunities for aid that doesn’t have to be repaid, look to student loans to fill the remaining funding gaps for graduate school. Schools may include student loans as part of your aid package, but you have to repay them.

Filing the FAFSA typically qualifies you for direct unsubsidized federal student loans. As a graduate student, you can borrow up to $20,500 each year. These loans will accrue interest while you are in school, but typically come with lower interest rates than their private loan counterparts. They also offer repayment options that private student loans don’t, like income-driven repayment .

» MORE: Government student loans: What are the benefits?

If you still need more funding, compare offers between the Grad PLUS loan from the federal government and options available with private student loan companies .

Unlike other federal student loans, PLUS loans require a hard credit check and may come with a higher rate than you can get with a private lender. But if you think you’ll need the protections of federal student loans, they’re still a better option.

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Top 100+ Graduate School Scholarships in May 2024

Will Geiger is the co-founder of Scholarships360 and has a decade of experience in college admissions and financial aid. He is a former Senior Assistant Director of Admissions at Kenyon College where he personally reviewed 10,000 admissions applications and essays. Will also managed the Kenyon College merit scholarship program and served on the financial aid appeals committee. He has also worked as an Associate Director of College Counseling at a high school in New Haven, Connecticut. Will earned his master’s in education from the University of Pennsylvania and received his undergraduate degree in history from Wake Forest University.

Learn about our editorial policies

One of the biggest misconceptions about student debt is that it is mostly impacting college students. The reality is that the graduate school student debt is growing at an even more rapid pace. Luckily there are a number of great graduate student scholarships available!

These graduate school scholarships, when combined with graduate assistantships and fellowships and institutional aid, can make graduate school much more affordable. So, whether you are a masters student or a doctoral student, you can receive funding to help pay for college and eliminate your student debt burden with these opportunities!

Don’t forget to try out our filter buttons to browse scholarships for med school, business school, law school, and more.

Why choose Scholarships360

We helped over 4 million students find scholarships in 2023

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The Scholarships360 Research Team reviews all scholarships individually and strives to exclude any scholarship where any of the below applies:

• The scholarship requires a fee to apply
• The scholarship provider’s privacy policy allows for the misuse of student data
• The scholarship requires paid membership in an organization (with certain exceptions for reputable trade organizations and others)
• Student are required to sign up for a site or service to apply*
• The scholarship seems primarily used for lead generation** or idea harvesting purposes***
• The scholarship website has many grammatical errors and/or advertisements
• The scholarship or scholarship providing organization seem untrustworthy
• There is no evidence the scholarship was previously awarded
• The scholarship has not been awarded in the past 12 months
• There is no available contact information

If you believe a scholarship has been published in error, please reach out to [email protected] and we’ll take a look!

* There are certain exceptions to this, for example if the sponsoring organization is a major corporation or nonprofit with its own scholarship application system. ** Lead generation scholarships will require students to sign up for an app or website and require minimal (if any) application requirements. ***Idea harvesting scholarships will require students to submit blog posts or other materials that companies may use for marketing purposes.

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This award is open to students studying any form of visual and/or performing arts who write an essay expressing their views on creativity and courage. The French artist Henri Matisse once said, “another word for creativity is courage.” Artists can be loved and appreciated for their work, but they also have the potential to be criticized and rejected. Releasing art into the world involves overcoming fear and self-doubt. Even the most successful artists grapple with questions like “am I good enough?” or “will people like this?” If you’re a creative student who has ever struggled with these questions, we encourage you to apply for this scholarship! See the “Application Information” section below for details regarding the essay prompt. Please note that applicants will be reviewed based on both the quality of their essay and quantity of scholarships applied for on the Scholarships360 platform. Scholarships360 users who are more active on the platform will be given higher consideration. We look forward to reading your application! Show Less

Top 10 overall grad school scholarships

We pick our grad school scholarships by finding trustworthy organizations who offer big rewards and have been offering their scholarships for a long period of time. Here are our editors’ picks for the top 10 grad school scholarships overall:

• Ayn Rand Institute Novel Essay Contest (Atlas Shrugged)  – For students who submit an essay about the novel Atlas Shrugged. Worth $25,000
• Stokes Scholarship Programs  – For students pursuing fields relevant to work in the CIA. Worth $25,000
• Collegiate Inventors Competition  – For college students who submit an original invention. Worth up to $10,000
• Generation Google Scholarship  – For HS seniors, college, and grad students who plan to study computer science or engineering. Worth $10,000. Preference given to women and ethnic minorities
• Hispanic Scholarship Fund  – For Hispanic students who will be enrolled at a 4-year college or grad school the following year. Worth up to $5,000. Approximately 10,000 awards granted per year
• Society of Hispanic Professional Engineers Scholarships  – For high school seniors and above who are Hispanic and pursuing a STEM degree. Worth $25,000
• Thermo Fisher Scientific Antibody Scholarship Program  – For college and graduate students studying life sciences or related fields. Worth $10,000
• Tylenol Future Care Scholarship  – For students enrolling in medical, nursing, or pharmacy school, worth $5,000-$10,000
• Earnest More Than a Scholarship – For students enrolled in a Title IV undergrad or grad program. Worth $5,000
• El Cafe Del Futuro Scholarship  – For undergraduate and graduate students attending Hispanic-Serving Institutions in the US. Worth $5,000

Program-specific graduate school scholarships

If you are pursuing a specific graduate program, you can check out these program-specific scholarship guides:

• Accounting Scholarships
• Computer Science Scholarships
• Law School Scholarships
• MBA Scholarships
• Medical School Scholarships
• Nursing Scholarships
• Dentistry scholarships
• Pharmacy school scholarships

How to win scholarships for graduate students

As someone who has already gone through the process of earning your undergraduate degree, you probably have some experience with applying for scholarships. However, students applying for graduate scholarships would do well to emphasize a few different points to help ensure successful applications.

Graduate students typically have a more specific idea of their future career goals than undergraduate students. Make sure to emphasize this in your application and include all the particular things you hope to accomplish. If you have gained work experience between undergraduate and graduate school, frame your pursuits in this context. The more you demonstrate that you are working towards the plans you hope to further with your graduate degree, the more impactful your applications will be.

Writing strong applications

While your circumstances may have changed since undergraduate, the principles of writing a strong essay haven’t! We have a whole host of guides for writing strong scholarship essays and applications. That includes writing 250 word essays, 500 word essays, writing essays about yourself , or starting or finishing your essays. We also have a guide on writing a winning scholarship essay and can help you with finding local scholarships .

Graduate school funding sources

Students will generally pay for graduate school using a few different funding sources. The most common sources are private scholarships, need-based financial aid and grants, and university-specific scholarships.

Private graduate school scholarships

There some great private organizations that offer scholarships for students pursuing their masters or doctoral degrees! These scholarships support graduate students of all stripes including medical school students, law school students, business school students, masters students, and doctoral students!

Need-based financial aid for grad school

Need-based financial aid is another important way to pay for graduate school. For graduate school, need-based aid can include both grants (that don’t need to be repaid) and student loans (that do need to be repaid).

For need-based graduate school financial aid, students must submit the Free Application for Federal Student Aid or FAFSA . This allows students to be considered for both need-based grants and federal student loans. Some colleges may also require additional forms, so always check with your specific graduate program for more details about their financial aid process.

Many colleges may also require students to submit the CSS Profile , which is a financial aid application that is hosted by the College Board. The CSS Profile is how students can access institutional financial aid from the universities.

University-specific merit scholarships

Many graduate schools will also offer university-specific scholarship opportunities. You should check with the graduate programs that you are applying for for more information about scholarship opportunities that you may be eligible for.

Some graduate students may qualify for fellowships or assistantships that allow them to gain valuable experience and also receive funding to pay for grad school.

Tips for paying for graduate school

Paying for graduate school has a few key differences from paying for undergraduate. Here are some tips to help you take advantage of every form of financial aid out there:

Look for scholarships and fellowships at your school

Check out your school’s website and reach out to the financial aid office to learn about scholarships and fellowships. They may refer you to institutional opportunities, or, since they are experts in the field, they may know about specific opportunities that suit your interests or demographics. You can’t go wrong by reaching out to the financial aid office for advice.

Also see: How to win local scholarships

Apply for scholarships early and often

Remember, it’s never too early or late to apply for scholarships. Each opportunity has a different deadline, so you should be looking for opportunities regularly. Our scholarship finder is a great way to keep up with the latest opportunities. We will match you with vetted scholarships that automatically update as deadlines pass and new scholarships open.

Proofread your application essays!

Essays are one of the best ways to stand out from the crowd in a scholarship application! Check out our guides to writing about yourself , writing a 250 word essay , and writing a 500 word essay . We also have a guide to writing a winning scholarship essay . Even if you are a confident writer, it’s a good idea to check out these guides. Scholarship essays are written with a different intent than the essays you write in school.

Check with your employer about tuition reimbursement

An increasing number of employers now offer tuition reimbursement . With tuition reimbursement, your employer will help pay for your continued education. Since employers generally prefer hiring from within instead of hiring new employees, this works out for both employer and employee.

Some employers only offer opportunities to pursue education to advance your career at their company. But others, such as Starbucks , Chipotle , or Amazon , allow you to pursue different fields of education that you can use to get hired elsewhere.

Consider inexpensive online options

Online educational programs are becoming increasingly popular, especially after the pandemic. You can find a lot of reputable online graduate programs through Coursera . Schools offer a wide breadth of programs through Coursera, including iMBAs. There are also many scholarships available specifically for online students .

Consider certificate programs as an alternative

For some students, graduate school might not be a financial option at the moment. But there are still ways to advance your career through further education. College alternatives , such as certificate programs and coding bootcamps , can raise your earning potential with significantly less time and financial commitment.

Investigate graduate assistantships

Graduate assistantships , including teaching and research assistantships, are great opportunities to help pay for college while gaining firsthand experience in your field of study. As an added bonus, they help you to forge relationships with professors and other accomplished professionals in the field. Helping to teach undergraduate courses can help complement your graduate studies and decrease your loan debt!

Frequently asked questions about graduate school scholarships

Is graduate school worth it, how do i get a full ride to grad school, does fafsa pay for grad school, can i get scholarships for a master’s program, when can i start applying for graduate school scholarships, do graduate students get pell grants.

Related: Grad school financial aid options

Explore these other scholarship categories:

• Top law school scholarships
• Top med school scholarships
• Scholarships for college seniors
• Easy scholarships to apply for
• Top scholarships for women

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